Rabobank High Interest Savings Account (Business)
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High Interest Savings Account (Business) is a savings account from Rabobank. At $50,000 it pays 3.55% p.a. with no bonus conditions; 5.55% for the first 4 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0 – $1,000,000stepped: paid on the part of the balance in this band | 3.55% | 5.55% |
| $1,000,000.01 – $2,000,000stepped: paid on the part of the balance in this band | 3.05% | — |
| $2,000,000.01+stepped: paid on the part of the balance in this band | 2.70% | — |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The intro column is the rate for the first 4 months of a new account, the whole rate for that period; after it the account pays its base rate, 3.55% at $50,000.
Conditions
- not updated by the bank since 2026-10-13, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- no intro rate if you opened any Rabobank Online Savings account in the last 2 years
- open to active or passive non-financial entities: proprietary companies, sole traders and partnerships meeting Rabobank's criteria
Introductory rate conditions: new customers only: New customers are those who have not owned a High Interest Savings Account within the last 2 years.
Features
- app
- yes
- notifications
- yes
- transactions
- unlimited
Other features, in the bank's words:
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Fees, limits and who can open it
- monthly fee
- $0
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- business customers
- linked account
- a linked or nominated transaction account is required
Who can open it, in the bank's own words:
- business: Available only to active registered companies and other forms of business structures that Rabobank may accept from time to time.
- The business must be an active non-financial entity.
- The business must have an Australian bank account in its name with another financial institution.
- residency: All business owners must be residing in and tax residents of Australia.
- Funds can only be transferred externally to the nominated linked account.
About this account
Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.
Data
- Rabobank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: high-interest-savings-account, business-rates, termsandconditions; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/rabobank.json: this bank's accounts and every balance band as JSON; Rabobank's page lists them.- The bank last updated this record on 13 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Rabobank
- Call Deposit Account savings account, 4.00% base at $50,000
- High Interest Savings Accountstale savings account, 4.15% base at $50,000
- High Interest Savings Account (SMSF)stale savings account, 3.60% base at $50,000
- PremiumSaverstale savings account, 5.65% conditional at $50,000
- PremiumSaver (Business)stale savings account, 4.20% conditional at $50,000
- PremiumSaver (SMSF)stale savings account, 4.85% conditional at $50,000
- PurposeSaverstale savings account, 3.40% base at $50,000
- PurposeSaver (Business)stale savings account, 2.70% base at $50,000
- PurposeSaver (SMSF)stale savings account, 2.80% base at $50,000
- Cash Management Accountstale cash management account, 0.05% base at $50,000
- High Interest Savings Account (Trust)stale savings account, 3.55% base at $50,000
- PremiumSaver (Trust)stale savings account, 4.20% conditional at $50,000
- PurposeSaver (Trust)stale savings account, 2.70% base at $50,000
All of Rabobank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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