Rabobank High Interest Savings Account (Trust)

savings accountlinked accountstale

High Interest Savings Account (Trust) is a savings account from Rabobank. At $50,000 it pays 3.55% p.a. with no bonus conditions; 5.55% for the first 4 months.

Not ranked: open to neither personal, SMSF nor business customers as the feed describes it.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.

The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.

The intro column is the rate for the first 4 months of a new account, the whole rate for that period; after it the account pays its base rate, 3.55% at $50,000.

Conditions

• not updated by the bank since 2026-10-13, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Introductory rate conditions: new customers only: New customers are those who have not owned a High Interest Savings Account within the last 2 years.

Features

app

yes

notifications

yes

transactions

unlimited

Other features, in the bank's words:

• From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.

Fees, limits and who can open it

monthly fee

$0

interest paid

monthly

interest calculated

daily

age

ages 18 and over

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• Product is available only to Trusts, incorporated in Australia, meeting eligibility criteria.
• The Trust must have an Australian bank account in its name with another financial institution.
• All trustees of the Trust must be individuals.
• residency: All trustees (maximum of three) of the Trust must be residing in and tax residents of Australia.
• residency: All settlors, appointors and beneficiaries of the Trust must be individuals, residing in and tax residents of Australia.
• Funds can only be transferred externally to the nominated linked account.

About this account

Give your savings a boost with our award winning High Interest Savings Account which offers flexibility and easy access to your money.

Data

• Rabobank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/rabobank.json: this bank's accounts and every balance band as JSON; Rabobank's page lists them.
• The bank last updated this record on 13 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Rabobank

• Call Deposit Account savings account, 4.00% base at $50,000
• High Interest Savings Accountstale savings account, 4.15% base at $50,000
• High Interest Savings Account (Business)stale savings account, 3.55% base at $50,000
• High Interest Savings Account (SMSF)stale savings account, 3.60% base at $50,000
• PremiumSaverstale savings account, 5.65% conditional at $50,000
• PremiumSaver (Business)stale savings account, 4.20% conditional at $50,000
• PremiumSaver (SMSF)stale savings account, 4.85% conditional at $50,000
• PurposeSaverstale savings account, 3.40% base at $50,000
• PurposeSaver (Business)stale savings account, 2.70% base at $50,000
• PurposeSaver (SMSF)stale savings account, 2.80% base at $50,000
• Cash Management Accountstale cash management account, 0.05% base at $50,000
• PremiumSaver (Trust)stale savings account, 4.20% conditional at $50,000
• PurposeSaver (Trust)stale savings account, 2.70% base at $50,000

All of Rabobank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.