Suncorp Bank Everyday Options Account

transaction accountlinked accountstale

Everyday Options Account is a transaction account from Suncorp Bank. It pays 0.01% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-08-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card for Ages 11-15 years

app

yes

Osko

yes

PayID

yes

BPAY

yes

transactions

unlimited

wallets

Apple Pay, Google Pay

Other features, in the bank's words:

• Pay $0 monthly account keeping fees
• Offset facility when linked to an eligible Suncorp Bank Home Loan.
• Pay $0 Foreign Currency Conversion Fees on Visa Debit Card purchases from overseas merchants
• Pay $0 Visa Debit Cash Advance Fees at non-Suncorp Bank ATMs
• Misplaced your card? Card lock in mobile banking lets you lock your card while you look for it
• Flexibility to add up to 9 optional sub-accounts to help you plan and save (no card access on sub-accounts).

Fees, limits and who can open it

monthly fee

$0

other fees named

Non Suncorp Bank ATM withdrawals & enquiries (no amount in the feed)

interest paid

monthly

interest calculated

daily

age

ages 11 and over

open to

personal customers

linked account

a linked or nominated transaction account is required

Who can open it, in the bank's own words:

• residency: Account owners must be residents of Australia

About this account

An easy, everyday bank account packed with extras to help you spend, save and budget better.

Data

• Suncorp Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/suncorp-bank.json: this bank's accounts and every balance band as JSON; Suncorp Bank's page lists them.
• The bank last updated this record on 21 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Suncorp Bank

• Business Saver Account savings account, 2.40% base at $50,000
• Growth Saver Account savings account, 5.60% conditional at $50,000
• Kids Savings savings account, 4.80% conditional at $50,000
• Business Premium Accountstale transaction account, 0.01% base at $50,000
• Everyday Essentials Accountstale transaction account

All of Suncorp Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.