Agile Underwriting Services building insurance: what each policy covers, and who underwrites it
1 building policy from Agile Underwriting Services. For each: whether flood and accidental damage are covered, and what happens once the building is left empty, with the sentence from its own documents. Underwritten by Lloyd's underwriters.
- Website
- withagile.com/
- What it is
- Underwriting agency
- Listed on
- Factories, warehouses and large property (ISR)
- Underwriter
- Lloyd's underwriters
- APRA
- Lloyd's underwriters, which APRA lists separately
Building policies
Agile Industrial Special Risks (ISR) Fire & Crime
- Type
- Industrial special risks (ISR) · Industrial
- Sold
- Not stated
- Flood
- Optional extra
- Left empty
- No cover after 30 days. You must tell the insurer. Insurer not liable for loss caused or contributed to by it, unless notified and agreed in writing (extra premium may apply).
- Who it is for
- ISR risks up to AUD 10 million capacity (lead or follow); territorial scope Australia, New Zealand, ASEAN and Pacific Islands (non-US). Excludes mining (underground/open cut, except accommodation), petrochemical and energy.
- Documents
- ISR Fire & Crime Policy Wording / PDS (ISR-F&C-AU-20260701) (1 July 2026) · Industrial Special Risks Proposal Form · Target Market Determinations
- Flood is excluded unless the Flood endorsement is included in the schedule.
- Appetite includes commercial property owners, warehousing, manufacturing and engineering, food preparation, abattoirs, temperature-controlled storage (EPS), hospitality, retail and healthcare.
- Not covered: underground/open-cut mining (excluding accommodation), petrochemical facilities, onshore/offshore energy.
The policy
“ISR with capacity up to $10m.”
Source: withagile.com/lines-of-business/australia/property/ · Confirmed on the insurer's page on 13 November 2026.
Flood
“FLOODXB4 - Flood Paragraph (a) of Perils Exclusion 3 is deleted if cover for ‘Flood’ is included in the Policy Schedule.”
Source: withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf · Confirmed on the insurer's page on 13 November 2026.
Left empty
“whereby any premises containing any property insured hereunder shall become unoccupied, and so remain for a period of more than thirty days;”
Source: withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf · Confirmed on the insurer's page on 13 November 2026.
Who it is for
“Whether you’re working with standard ISR or need something a little more bespoke, we’ve got the capacity to assist up to AUD 10 million, lead or follow for Direct, Facultative, Wholesale, Coverholder or Lineslip requirements.”
Source: withagile.com/lines-of-business/australia/property/ · Confirmed on the insurer's page on 13 November 2026.
Who underwrites and sells it
Underwriter
“The Underwriters are certain Underwriter at Lloyd’s led by Syndicate 2427 for Agile Underwriting Services Pty Ltd.”
Source: withagile.com/wp-content/uploads/2026/08/ISR-FC-AU-20260701-PDS-1.pdf · Confirmed on the insurer's page on 13 November 2026.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. What each policy covers and who underwrites it are read from each insurer's own documents by hand and re-checked daily, so a change can take a day to appear, and the policy wording you are issued is what applies to you. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.