Longitude Insurance building insurance: what each policy covers, and who underwrites it
2 building policies from Longitude Insurance. For each: whether flood and accidental damage are covered, and what happens once the building is left empty, with the sentence from its own documents. Underwritten by Chubb Insurance Australia Limited.
- Website
- longitudeinsurance.com.au/
- What it is
- Underwriting agency
- Listed on
- Apartment and unit buildings (strata)
- Underwriter
- Chubb Insurance Australia Limited
- APRA
- Authorised by APRA to write new general insurance (listed as Chubb Insurance Australia Ltd)
- Sold by
- Longitude Insurance Pty Ltd (authorised representative of Austagencies Pty Ltd) · AFSL 244584 · authorised representative no. 424867
Building policies
Longitude Residential Strata Insurance
- Type
- Residential strata · Residential
- Sold
- Through a broker
- Flood
- Optional extra
- Accidental damage
- Not stated
- Left empty
- Not stated.
- Who it is for
- Residential strata buildings where commercial use is under 20% of floor space.
- Documents
- Residential Strata Policy Wording & PDS (March 2024) (1 March 2024) · Residential Strata TMD (Chubb)
- Flood is an Optional Cover that applies only when shown as included on the policy schedule.
The policy
“This Product provides packaged insurance cover for buildings and common contents/property of residential and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations”
Source: longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf · Confirmed on the insurer's page on 13 November 2026.
How it is sold
“Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.”
Source: longitudeinsurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Flood
“Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.”
Source: longitudeinsurance.com.au/app/uploads/2024/01/Residential-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf · Confirmed on the insurer's page on 13 November 2026.
Who it is for
“less than 20% of the floor space is used for commercial purposes”
Source: longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratartmd1223-longitude-residential-strata-insurance-tmd.pdf · Confirmed on the insurer's page on 13 November 2026.
Longitude Commercial Strata Insurance
- Type
- Commercial strata · Commercial
- Sold
- Through a broker
- Flood
- Optional extra
- Accidental damage
- Not stated
- Left empty
- Not stated.
- Who it is for
- Commercial and mixed-use strata buildings where more than 20% of floor space is commercial.
- Documents
- Commercial Strata Policy Wording & PDS (March 2024) (1 March 2024) · Commercial Strata TMD (Chubb)
- Flood is an Optional Cover that applies only when shown as included on the policy schedule.
The policy
“This Product provides packaged insurance cover for buildings and common contents/property of commercial and mix use properties that are strata titled, company titled, registered as community or neighbourhood associations”
Source: longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf · Confirmed on the insurer's page on 13 November 2026.
How it is sold
“Longitude, with the backing of Chubb Insurance is uniquely positioned to provide brokers with market leading, specialist strata insurance for Bodies Corporate.”
Source: longitudeinsurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Flood
“Where You have included this Optional Cover, and it is specified in Your Policy Schedule as included, We will cover You for physical loss or destruction or damage to Insured Property caused by Flood.”
Source: longitudeinsurance.com.au/app/uploads/2024/01/Commercial-Strata-Insurance-Policy-Wording-PDS-03-2024.pdf · Confirmed on the insurer's page on 13 November 2026.
Who it is for
“more than 20% of the floor space is used for commercial purposes”
Source: longitudeinsurance.com.au/app/uploads/2025/02/chubb-lngstratactmd1223-longitude-commercial-strata-insurance-tmd.pdf · Confirmed on the insurer's page on 13 November 2026.
Who underwrites and sells it
Underwriter
“Austagencies has binding authority from Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL 239687)”
Source: longitudeinsurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Who sells it
“Longitude Insurance Pty Ltd (ABN 86 152 337 267) acts as authorised representative (AR No 424867) of Austagencies Pty Ltd (ABN 76 006 090 464, AFSL 244584).”
Source: longitudeinsurance.com.au/ · Confirmed on the insurer's page on 13 November 2026.
Chubb Insurance Australia Limited: licence
- AFS licence
- 239687 · CHUBB INSURANCE AUSTRALIA LTD
- ABN
- 23001642020
- Licensed since
- 19 January 2004
- Principal business
- Sydney NSW 2000
- General insurance
- Licensed to deal in general insurance products
From ASIC's AFS Licensee dataset, release of 11 November 2026, Creative Commons Attribution 3.0 Australia.
Distributor's licence
- AFS licence
- 244584 · AUSTAGENCIES PTY LTD
- ABN
- 76006090464
- Licensed since
- 10 March 2004
- Principal business
- North Sydney NSW 2060
From ASIC's AFS Licensee dataset, release of 11 November 2026, Creative Commons Attribution 3.0 Australia.
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