Fast Cover: Comprehensive
The terms
A travel premium is priced from the trip, so for a price ask Fast Cover — online or by phone.
Conditions
- Covers overseas trips, with emergency medical and hospital cover while you are overseas.
- A cruise is covered only if you add the optional Cruise cover when you buy: you need it for one night or more in Australian waters, New Zealand or the South Pacific, or four nights or more in Asia, Europe or worldwide, but not for a river cruise.
- Medical conditions you have had in the 3 years before buying are not covered unless the insurer agrees after a medical screening and lists them on your certificate, for an extra premium.
- You must be 89 or younger when you buy, live in Australia, and your trip must start and end in Australia.
- You can buy it after leaving Australia only if you are 65 or younger and meet the other conditions, and nothing that happens in the first 48 hours is covered.
overseas cruise-add-on pre-existing-if-approved age-to-89 australian-residents-only return-trips-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Benefit name and number 1. Overseas 24/7 | Unlimited* | no dollar cap stated | |
| Assistance 2. Overseas | Unlimited | no dollar cap stated | |
| and Hospital Expenses 3. Overseas | $1000 | ||
| Emergency Dental 4. Overseas | Unlimited | no dollar cap stated | |
| and Repatriation 5. Trip Cancellation | Unlimited* | no dollar cap stated | |
| Expenses 6. Trip Disruption | $50,000* | ||
| Expenses 7. Trip Resumption | $3,000* | ||
| Expenses 8. Overseas Hospital | $5,000* | ||
| Cash Payment 9. Accidental Death | $25,000* | ||
| Permanent | $50,000* | ||
| Benefit name and number 12. Passports, Credit | $5,000 | ||
| Fraud 13. Theft of Cash | $250 | ||
| Luggage and | $15,000* | ||
| Delay of Luggage | $750* | ||
| and Personal Effects 16. Travel Delay | $2,000* | ||
| Expenses 17. Special Event | $5,000 | ||
| Transport Expenses 18. Personal Liability | $5 million | ||
| years of | $25,000 | ||
| to 75 years | $25,000 | ||
| to 79 years | $25,000 | ||
| to 89 years | $20,000 | ||
| Excess* | $0 | no | |
| age and | $50,000 | ||
| to 75 | $50,000 | ||
| to 79 | $50,000 | ||
| to 89 | $20,000 |
2 row(s) of this table carry no value in this plan’s column, so nothing is published for them here: Disability 11. Loss of Income, Rental Vehicle. A missing value is not an exclusion — a plan that excludes a benefit says so in words, and those are listed above.
What it does not cover
- Snow Sports
- Equipment 21. Snow Equipment
- Replacement Hire 22. Snow Prepaid
- Expenses 23. Snow Resort
Who stands behind it
| Brand | Fast Cover |
| Insurer | Certain Underwriters at Lloyd's |
| Sold by | not stated |
Data
fast-cover.json: this brand as data, including this plan.- All Fast Cover plans · every insurer and plan
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