Travel Insurance Direct (TID)
The terms
- Travel Insurance Direct PDS effective 22 July 2026
- Target Market Determination: No TMD link in the home page HTML; the site serves documents from an API, so the TMD is probably another endpoint.
A travel premium is priced from the trip, so for a price ask Travel Insurance Direct (TID) — through tid.com.au, by phone, or through whoever sells it.
Plans
Comprehensive
Every limit for one plan: Comprehensive (single) · Comprehensive (duo) · Comprehensive (family)
The columns of this table are household sizes for one plan, not different plans, so they are not comparable with another brand’s plans.
| Benefit | Comprehensive (single) | Comprehensive (duo) | Comprehensive (family) | Excess |
|---|---|---|---|---|
| Overseas Emergency Assistance^ | $20 million | $20 million | $40 million | |
| Overseas Medical & Hospital Expenses^ | $20 million | $20 million | $40 million | yes |
| Funeral Expenses^ | $60,000 | $60,000 | $120,000 | |
| Accidental Death | $50,000 | $50,000 | $100,000 | yes |
| Permanent Disability^# | $50,000 | $50,000 | $100,000 | yes |
| Hospital Cash Allowance^ | $5,000 | $5,000 | $10,000 | |
| Cancellation | As selected† | As selected† | As selected† | yes |
| Travel Agents Cancellation Fees | $1,500 | $1,500 per person up to $3,000 | $1,500 per person up to $3,000 | |
| Pre-existing Medical Condition of a Relative | $2,000 | $2,000 per person up to $4,000 | $2,000 per person up to $4,000 | |
| Additional Expenses | $50,000 | $50,000 | $100,000 | yes |
| Travel Delay Expenses | $3,000 | $3,000 | $6,000 | |
| Alternative Transport Expenses^ | $5,000 | $5,000 | $10,000 | yes |
| Luggage, Personal Effects & Valuables | $10,000 | $10,000 | $20,000 | yes |
| Luggage & Personal Effects Delay Expenses | $1000 | $1,000 | $2,000 | |
| Travel Documents, Transaction Cards & Travellers Cheques^ | $5,000 | $5,000 | $10,000 | yes |
| Theft of Cash | $250 | $250 | $500 | |
| Rental Vehicle Excess | $6,000 | $6,000 | $6,000 | yes |
| Personal Liability# | $5 million | $5 million | $5 million | yes |
Basic
Every limit for one plan: Basic (single) · Basic (duo) · Basic (family)
The columns of this table are household sizes for one plan, not different plans, so they are not comparable with another brand’s plans.
| Benefit | Basic (single) | Basic (duo) | Basic (family) | Excess |
|---|---|---|---|---|
| Overseas Emergency Assistance^ | $20 million | $20 million | $40 million | |
| Overseas Medical & Hospital Expenses^ | $20 million | $20 million | $40 million | yes |
| Funeral Expenses^ | $60,000 | $60,000 | $120,000 | |
| Personal Liability# | $2.5 million | $2.5 million | $2.5 million | yes |
Domestic
Every limit for one plan: Domestic (single) · Domestic (duo) · Domestic (family)
The columns of this table are household sizes for one plan, not different plans, so they are not comparable with another brand’s plans.
| Benefit | Domestic (single) | Domestic (duo) | Domestic (family) | Excess |
|---|---|---|---|---|
| Accidental Death | $50,000 | $50,000 | $100,000 | yes |
| Cancellation | As selected† | As selected† | As selected† | yes |
| Travel Agents Cancellation Fees | $1,500 | $1,500 per person up to $3,000 | $1,500 per person up to $3,000 | |
| Pre-existing Medical Condition of a Relative | $2,000 | $2,000 per person up to $4,000 | $2,000 per person up to $4,000 | |
| Additional Expenses | $25,000 | $25,000 | $50,000 | yes |
| Travel Delay Expenses | $3,000 | $3,000 | $6,000 | |
| Luggage, Personal Effects & Valuables | $10,000 | $10,000 | $20,000 | yes |
| Luggage & Personal Effects Delay Expenses | $1,000 | $1,000 | $2,000 | |
| Theft of Cash | $250 | $250 | $500 | |
| Rental Vehicle Excess | $6,000 | $6,000 | $6,000 | yes |
| Personal Liability# | $5 million | $5 million | $5 million | yes |
Getting a quote
- The age of every traveller to be covered, not just the eldest.
- Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.
- Departure and return dates, and for an annual policy the longest single trip.
- The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.
- Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.
- Whether they already hold travel cover through a credit card or health fund.
Who stands behind it
Who carries the risk decides who pays a claim and nothing else: it does not set the price and it does not change what the plans above cover. It is here because a brand’s own site mostly does not say it, and because several of these brands turn out to share one insurer.
| Insurer | Allianz Australia Insurance Limited
ABN 15 000 122 850, AFSL 234708 |
| Register | on APRA’s register and authorised to write new business |
| Sold by | not stated |
| Cooling off | not stated |
This insurance is underwritten by Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence 234708 Level 16, 10 Carrington St Sydney, NSW 2000 Prepared on 22 July 2026 TIDTI / IMP3847
Data
travel-insurance-direct.json: this page as data.- Every brand and who underwrites it, and every insurer and plan.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.