Travel Insurance Direct (TID): Comprehensive (single)
The terms
This is a household size for one plan rather than a plan of its own, so its limits are not comparable with another brand’s plans.
A travel premium is priced from the trip, so for a price ask Travel Insurance Direct (TID) — online or by phone.
Conditions
- Covers one overseas trip, for travellers of any age.
- This is the single cover type of the Comprehensive plan: it covers you and your dependants, with the limits shared by everyone on the policy.
- A sea or ocean cruise is covered only if you buy the optional Cruise Pack; a river cruise is covered without it.
- Pre-existing medical conditions are not covered unless the insurer agrees in writing after a medical assessment.
- You must have a permanent home in Australia, and your trip must start and end in Australia.
overseas single-trip cruise-add-on pre-existing-if-approved australian-residents-only return-trips-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Overseas Emergency Assistance^ | $20 million | ||
| Overseas Medical & Hospital Expenses^ | $20 million | yes | |
| Funeral Expenses^ | $60,000 | ||
| Accidental Death | $50,000 | yes | |
| Permanent Disability^# | $50,000 | yes | |
| Hospital Cash Allowance^ | $5,000 | ||
| Cancellation | As selected† | yes | the sum insured chosen at purchase |
| Travel Agents Cancellation Fees | $1,500 | ||
| Pre-existing Medical Condition of a Relative | $2,000 | ||
| Additional Expenses | $50,000 | yes | |
| Travel Delay Expenses | $3,000 | ||
| Alternative Transport Expenses^ | $5,000 | yes | |
| Luggage, Personal Effects & Valuables | $10,000 | yes | |
| Luggage & Personal Effects Delay Expenses | $1000 | ||
| Travel Documents, Transaction Cards & Travellers Cheques^ | $5,000 | yes | |
| Theft of Cash | $250 | ||
| Rental Vehicle Excess | $6,000 | yes | |
| Personal Liability# | $5 million | yes |
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | Travel Insurance Direct (TID) |
| Insurer | Allianz Australia Insurance Limited |
| Sold by | not stated |
Data
travel-insurance-direct.json: this brand as data, including this plan.- All Travel Insurance Direct (TID) plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.