Zoom Travel Insurance: PLAN B STANDARD ADULT
The terms
- Zoom Australia Standard PDS, 7 November 2023
- Zoom Travel Insurance Target Market Determination, 4 March 2026
A travel premium is priced from the trip, so for a price ask Zoom Travel Insurance — online or by phone.
Conditions
- Covers an overseas trip, with overseas emergency medical cover.
- You must be 79 or younger when the policy is issued.
- Cover, including any extension, cannot run longer than 12 months from your first travel date.
- A cruise of two or more nights on a sea or ocean is covered only if the Cruise Pack is added; without it there is no cover on the cruise.
- Pre-existing medical conditions are not covered unless you declare them and the insurer agrees in writing, which may cost extra.
- You must live in Australia, hold a Medicare card, buy before you leave, and your trip must start and end in Australia.
overseas cruise-add-on age-to-79 overseas-365-days pre-existing-if-approved australian-residents-only return-trips-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| 24/7 Emergency Assistance Services | unlimited | no dollar cap stated | |
| Overseas Emergency Medical Expenses^ | unlimited | no dollar cap stated | |
| Includes Dental Expenses (per person) | $500 | ||
| Additional Expenses | $10,000 | ||
| Includes Resumption of Journey | $3,000 | ||
| Hospital Cash Allowance^^ | $2,500 | ||
| Cancellation Fees & Lost Deposits | $25,000 | ||
| Luggage & Personal Effects | $7,500 | ||
| Travel Documents & Transaction Cards^^ | $2,000 | ||
| Personal Liability # | $2,500,000 | ||
| Rental Vehicle Insurance Excess # | $5,000 or $8,000 | ||
| Own Golf Equipment | $2,000 | ||
| Golf Equipment Hire | $1,500 | ||
| Golf Green Fees | $500 | ||
| Hole in One | $250 |
11 row(s) of this table carry no value in this plan’s column, so nothing is published for them here: Accidental Death, Alternative Transport Expenses, Travel Delay Expenses, Snow Sport Emergency Medical Assistance, Snow Sport Overseas Emergency Medical Expenses^^, Dental Expenses (per person), Own Snow Sport Equipment, Snow Sport Equipment Hire, Snow Ski Pack, Piste Closure, Bad Weather & Avalanche Closure. A missing value is not an exclusion — a plan that excludes a benefit says so in words, and those are listed above.
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | Zoom Travel Insurance |
| Insurer | HDI Global Speciality SE |
| Sold by | Coffre-Fort Pty Ltd |
Data
zoom.json: this brand as data, including this plan.- All Zoom Travel Insurance plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.