Zoom Travel Insurance
The terms
- Zoom Australia Standard PDS, 7 November 2023 effective 7 November 2023
- Zoom Travel Insurance Target Market Determination, 4 March 2026 effective 4 March 2026
A travel premium is priced from the trip, so for a price ask Zoom Travel Insurance — through zoomtravelinsurance.com.au, by phone, or through whoever sells it.
Plans
Plans
Every limit for one plan: PLAN B STANDARD ADULT · PLAN C COMPREHENSIVE ADULT · PLAN D DOMESTIC ADULT · PLAN F FREQUENT TRAVELLER ADULT
2 of these benefit names read as fragments: this document wraps a benefit’s name across lines in a way the extraction does not separate. The limits are read from the right row; it is the names that are unreliable.
| Benefit | PLAN B STANDARD ADULT | PLAN C COMPREHENSIVE ADULT | PLAN D DOMESTIC ADULT | PLAN F FREQUENT TRAVELLER ADULT | Excess |
|---|---|---|---|---|---|
| 24/7 Emergency Assistance Services | unlimited | unlimited | — | unlimited | |
| Overseas Emergency Medical Expenses^ | unlimited | unlimited | — | unlimited | |
| Includes Dental Expenses (per person) | $500 | $500 | — | $500 | |
| Additional Expenses | $10,000 | $25,000 | $2,000 | $10,000 | |
| Includes Resumption of Journey | $3,000 | $3,000 | $3,000 | $3,000 | |
| Hospital Cash Allowance^^ | $2,500 | $5,000 | — | $2,500 | |
| Accidental Death | — | $25,000 | $25,000 | — | |
| Cancellation Fees & Lost Deposits | $25,000 | unlimited | unlimited | $25,000 | |
| Alternative Transport Expenses | — | $5,000 | $5,000 | — | |
| Travel Delay Expenses | — | $2,000 | $2,000 | — | |
| Luggage & Personal Effects | $7,500 | $7,500 | $7,500 | $7,500 | |
| Travel Documents & Transaction Cards^^ | $2,000 | $5,000 | — | $2,000 | |
| Personal Liability # | $2,500,000 | $5,000,000 | $5,000,000 | $2,500,000 | |
| Rental Vehicle Insurance Excess # | $5,000 or $8,000 | $5,000 or $8,000 | $8,000 | $5,000 or $8,000 | |
| Snow Sport Emergency Medical Assistance | — | unlimited | — | unlimited | |
| Snow Sport Overseas Emergency Medical Expenses^^ | — | unlimited | — | unlimited | |
| Dental Expenses (per person) | — | $500 | — | $500 | |
| Own Snow Sport Equipment | — | $1,500 | $1,500 | $1,500 | |
| Snow Sport Equipment Hire | — | $1,500 | $1,500 | $1,500 | |
| Snow Ski Pack | — | $750 | $750 | $750 | |
| Piste Closure | — | $1,000 | $1,000 | $1,000 | |
| Bad Weather & Avalanche Closure | — | $750 | $750 | $750 | |
| Own Golf Equipment | $2,000 | $2,000 | $2,000 | $2,000 | |
| Golf Equipment Hire | $1,500 | $1,500 | $1,500 | $1,500 | |
| Golf Green Fees | $500 | $500 | $500 | $500 | |
| Hole in One | $250 | $250 | $250 | $250 |
Getting a quote
- The age of every traveller to be covered, not just the eldest.
- Destination, and whether the trip includes a cruise or snow sports, which are often priced or excluded separately.
- Departure and return dates, and for an annual policy the longest single trip.
- The trip cost already paid and non-refundable, which is what a cancellation limit has to cover.
- Any pre-existing medical condition, which is assessed inside the quote and can change the price or the cover.
- Whether they already hold travel cover through a credit card or health fund.
Who stands behind it
Who carries the risk decides who pays a claim and nothing else: it does not set the price and it does not change what the plans above cover. It is here because a brand’s own site mostly does not say it, and because several of these brands turn out to share one insurer.
| Insurer | HDI Global Speciality SE
ABN 58 129 395 544, AFSL 458776 |
| Register | on APRA’s register and authorised to write new business |
| Sold by | Coffre-Fort Pty Ltd
authorised representative |
| Cooling off | 14 days |
Your policy is underwritten by HDI Global Speciality SE - Australia (ABN 58 129 395 544, AFSL458776) (the insurer)
Data
zoom.json: this page as data.- Every brand and who underwrites it, and every insurer and plan.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.