Zoom Travel Insurance: PLAN D DOMESTIC ADULT
The terms
- Zoom Australia Standard PDS, 7 November 2023
- Zoom Travel Insurance Target Market Determination, 4 March 2026
A travel premium is priced from the trip, so for a price ask Zoom Travel Insurance — online or by phone.
Conditions
- Covers a trip within Australia that takes you more than 50 kilometres from home; there is no overseas medical cover.
- You must be 85 or younger when the policy is issued; from 80 to 85 a trip can be at most 6 months and a $2,000 excess applies to injury and illness claims.
- Cover, including any extension, cannot run longer than 12 months from your first travel date.
- A cruise of two or more nights on a sea or ocean is covered only if the Cruise Pack is added; without it there is no cover on the cruise.
- Pre-existing medical conditions are not covered unless you declare them and the insurer agrees in writing, which may cost extra.
- You must live in Australia, hold a Medicare card, buy before you leave, and your trip must start and end in Australia.
domestic cruise-add-on age-to-85 domestic-365-days pre-existing-if-approved australian-residents-only return-trips-only
What this plan covers
| Benefit | This plan pays up to | Excess | |
|---|---|---|---|
| Additional Expenses | $2,000 | ||
| Includes Resumption of Journey | $3,000 | ||
| Accidental Death | $25,000 | ||
| Cancellation Fees & Lost Deposits | unlimited | no dollar cap stated | |
| Alternative Transport Expenses | $5,000 | ||
| Travel Delay Expenses | $2,000 | ||
| Luggage & Personal Effects | $7,500 | ||
| Personal Liability # | $5,000,000 | ||
| Rental Vehicle Insurance Excess # | $8,000 | ||
| Own Snow Sport Equipment | $1,500 | ||
| Snow Sport Equipment Hire | $1,500 | ||
| Snow Ski Pack | $750 | ||
| Piste Closure | $1,000 | ||
| Bad Weather & Avalanche Closure | $750 | ||
| Own Golf Equipment | $2,000 | ||
| Golf Equipment Hire | $1,500 | ||
| Golf Green Fees | $500 | ||
| Hole in One | $250 |
8 row(s) of this table carry no value in this plan’s column, so nothing is published for them here: 24/7 Emergency Assistance Services, Overseas Emergency Medical Expenses^, Includes Dental Expenses (per person), Hospital Cash Allowance^^, Travel Documents & Transaction Cards^^, Snow Sport Emergency Medical Assistance, Snow Sport Overseas Emergency Medical Expenses^^, Dental Expenses (per person). A missing value is not an exclusion — a plan that excludes a benefit says so in words, and those are listed above.
What it does not cover
No benefit in this table is stated as not covered for this plan.
Who stands behind it
| Brand | Zoom Travel Insurance |
| Insurer | HDI Global Speciality SE |
| Sold by | Coffre-Fort Pty Ltd |
Data
zoom.json: this brand as data, including this plan.- All Zoom Travel Insurance plans · every insurer and plan
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. This dataset holds no travel insurance premiums, because no price list is published for them: it reports what travellers pay in premiums and what comes back as claims across the whole class of business, what each policy covers, and who is authorised to underwrite it. It cannot tell you what a trip would cost to insure, and a class-wide ratio says nothing about any one insurer or trip. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.