Deep Almanac

BOQ

Bank last updated 2026-09-21 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

Registered in the Consumer Data Right as Bank of Queensland Limited · ABN 32 009 656 740

Term deposits

BOQ publishes 3 term deposit products through the Consumer Data Right (2 personal, 1 business, 1 other), giving 126 rates with terms from 28–58 days to 1460–1826 days. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

Products

Rates

126 of 126 rates shown
CustomerTermRate p.a.Interest paidDeposit rangeConditionsBank updatedSource
Other28–58 days0.75%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business28–58 days0.75%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other28–58 days0.65%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business28–58 days0.65%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business28–58 days0.05%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business28–58 days0.05%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Other28–58 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other28–58 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal, Business59–88 days0.80%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other59–88 days0.70%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business59–88 days0.70%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business59–88 days0.08%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Personal, Business59–88 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other59–88 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other59–88 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other59–119 days0.80%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business89–119 days4.80%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business89–119 days4.70%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other89–119 days4.50%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other89–119 days4.40%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business89–119 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business89–119 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other89–119 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other89–119 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal3 months4.95%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Personal, Business120–149 days4.85%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business120–149 days4.75%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other120–149 days4.50%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other120–149 days4.40%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business120–149 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business120–149 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other120–149 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other120–149 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal4 months5.00%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Other150–180 days1.25%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business150–180 days1.25%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Other150–180 days1.15%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business150–180 days1.15%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business150–180 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business150–180 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-21
Other150–180 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other150–180 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal, Business181–211 days5.00%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business181–211 days4.90%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other181–211 days4.80%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other181–211 days4.70%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business181–211 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Personal, Business181–211 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other181–211 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other181–211 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal6 months5.20%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Personal, Business212–241 days4.95%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business212–241 days4.85%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other212–241 days4.80%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other212–241 days4.70%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business212–241 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business212–241 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other212–241 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other212–241 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal7 months5.15%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Other242–272 days4.10%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business242–272 days4.10%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other242–272 days4.00%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business242–272 days4.00%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business242–272 days0.10%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business242–272 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other242–272 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other242–272 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal, Business273–302 days5.05%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other273–302 days4.95%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business273–302 days4.95%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other273–302 days4.85%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business273–302 days0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business273–302 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other273–302 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other273–302 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal9 months5.15%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Other303–333 days1.75%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business303–333 days1.75%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other303–333 days1.65%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business303–333 days1.65%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business303–333 days0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business303–333 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other303–333 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other303–333 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other334–364 days1.75%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business334–364 days1.75%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Other334–364 days1.65%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business334–364 days1.65%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business334–364 days0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business334–364 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other334–364 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other334–364 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal12 months5.30%at maturity$5,000+Interest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
Personal, Business365–729 days5.20%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Personal, Business365–729 days5.10%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other365–729 days5.05%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other365–729 days4.95%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Personal, Business365–729 days0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business365–729 days0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other365–729 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other365–729 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other730–1094 days2.00%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other730–1094 days1.90%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other730–1094 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other730–1094 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal, Business24–35 months2.00%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business24–35 months1.90%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business24–35 months0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business24–35 months0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other1095–1459 days2.00%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other1095–1459 days1.90%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other1095–1459 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other1095–1459 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Personal, Business36–47 months2.00%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business36–47 months1.90%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business36–47 months0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Personal, Business36–47 months0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business48–59 months2.00%at maturity$5,000 – $249,999Interest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
Personal, Business48–59 months1.90%monthly$5,000 – $249,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Personal, Business48–59 months0.15%at maturity$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
Personal, Business48–59 months0.05%monthly$1,000 – $4,999Interest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
Other1460–1826 days2.00%at maturity$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other1460–1826 days1.90%monthly$1,000 – $800,000Minimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
Other1460–1826 days0.00%at maturity$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
Other1460–1826 days0.00%monthly$1,000 – $999Investment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

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