Deep Almanac

Term deposit rates in Australia

Bank data as of 2 October 2026, 22:01 UTC · generated 2 October 2026, 14:21 UTC from 83 banks with term deposit rates, out of 116 brands in the CDR register. Refreshed daily.

Every bank's term deposit rates, read each day from the public Consumer Data Right product feeds: the highest rate from each bank for every term from 1 month to 5 years, with the bank's own conditions and a link to the source record. Summaries: best rates by term and the best rate at each bank.

Best rate by term

The highest rate for each term, for the customer type and deposit size selected below. Click a point to list that term; deselect a customer type or deposit to compare them all.

4.00%4.25%4.50%4.75%5.00%5.25%5.50%5.75%161224364860Term in months$250,000$50,000$10,000$250,000$50,000$10,000$250,000$50,000$10,000
Colour is the deposit size, dashes the customer type. The y-axis does not start at zero.
Best term deposit rate by customer type, term and deposit size, with the bank
CustomerTerm$10,000$50,000$250,000
Personal1 month5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal2 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal3 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal4 months5.40%The Mutual Bank5.40%The Mutual Bank5.40%The Mutual Bank
Personal5 months5.30%Woolworths Team Bank5.30%Woolworths Team Bank5.30%Woolworths Team Bank
Personal6 months5.45%Gateway Bank5.45%Gateway Bank5.45%Gateway Bank
Personal7 months5.45%People First Bank / Heritage Bank5.45%People First Bank / Heritage Bank5.45%People First Bank / Heritage Bank
Personal8 months5.25%BNK Bank5.25%BNK Bank5.25%BNK Bank
Personal9 months5.40%Bank First5.40%Bank First5.40%Bank First
Personal10 months5.35%Defence Bank5.35%Defence Bank5.35%Defence Bank
Personal11 months5.35%Auswide Bank5.35%Auswide Bank5.35%Auswide Bank
Personal12 months5.60%Community First Bank5.60%Community First Bank5.60%Community First Bank
Personal18 months5.30%ANZ5.30%ANZ5.30%ANZ
Personal24 months5.55%Unity Bank5.55%Unity Bank5.55%Unity Bank
Personal36 months5.45%Judo Bank5.45%Judo Bank5.45%Judo Bank
Personal48 months5.50%Judo Bank5.50%Judo Bank5.50%Judo Bank
Personal60 months5.50%Judo Bank5.50%Judo Bank5.50%Judo Bank
Customer
Deposit
Term
All terms

878 rates across all terms for personal customers with $50,000, highest first

P S B = eligible for personal · SMSF · business customers

#BankTermRate p.a.Interest paidDeposit rangeP S BConditionsBank updatedLinks
1Community First Bank12 months5.60%at maturity$10,000 – $2,000,000Personal2026-10-02sourceapibank
2Gateway Bank12 months5.60%at maturity$1,000 – $1,000,000Personal, Business2026-10-01sourceapibank
3Alex.Bank12 months5.55%at maturity$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
4Heartland12 months5.55%at maturity$10,000 – $2,000,000PersonalThis account is available via Australian Money Market; available via broker or intermediary (+1 more)2026-09-30sourceapibank
Heartland12 months5.55%at maturity$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
5Unity Bank24 months5.55%annually$1,000 – $9,999,999Personal2026-06-24sourceapibank
6Bank Australia12 months5.50%at maturity$500 – $1,000,000Personal, SMSF, Business2026-09-14sourceapibank
7Bank First365 days5.50%at maturity$500 – $10,000,000PersonalAvailable to members only2026-09-16sourceapibank
Bank First365 days5.50%at maturityanyBusinessOnly available to school accounts that hold a membership; loyalty bonus on rollover2026-09-16sourceapibank
Judo Bank48 months5.50%annually$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank60 months5.50%annually$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank48 months5.50%annually$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank60 months5.50%annually$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
8Judo Bank48 months5.50%annually$1,000 – $2,000,000Personal2026-09-15sourceapibank
9Judo Bank60 months5.50%annually$1,000 – $2,000,000Personal2026-09-15sourceapibank
10Qudos Bank12 months5.50%at maturity$10,000+Personal2026-09-21sourceapibank
11Suncorp Bank24 months5.50%annually$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank24 months5.50%annually$100,000 – $999,999Personal2026-10-01sourceapibank
12Gateway Bank6 months5.45%$1,000 – $1,000,000Personal, Business2026-09-09sourceapibank
13Heartland6 months5.45%$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
Judo Bank12 months5.45%at maturity$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank24 months5.45%annually$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank36 months5.45%annually$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank12 months5.45%at maturity$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank24 months5.45%annually$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank36 months5.45%annually$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
14Judo Bank12 months5.45%at maturity$1,000 – $2,000,000Personal2026-09-15sourceapibank
15Judo Bank24 months5.45%annually$1,000 – $2,000,000Personal2026-09-15sourceapibank
16Judo Bank36 months5.45%annually$1,000 – $2,000,000Personal2026-09-15sourceapibank
People First Bank / Heritage Bank7–8 months5.45%$5,000+Business2026-09-22sourceapibank
17People First Bank / Heritage Bank7 months5.45%$1,000+Personal2026-09-22sourceapibank
18RACQ Bank6 months5.45%$1,000 – $1,000,000Personal2026-09-02sourceapibank
19Alex.Bank60 months5.40%annually$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
AMP Bank GO12 months5.40%at maturity$5,000 – $10,000,000BusinessCustomers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Term Deposit: Linked Business Transaction Account2026-09-28sourceapibank
20AMP Bank GO12 months5.40%at maturity$5,000 – $10,000,000PersonalCustomers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Personal Term Deposit: Linked Transaction Account2026-09-28sourceapibank
21Bank Australia24 months5.40%annually$500 – $1,000,000Personal, SMSF, Business2026-09-21sourceapibank
22Bank Australia36 months5.40%annually$500 – $3,000,000Personal, SMSF, Business2026-09-21sourceapibank
23Bank First270 days5.40%$500 – $10,000,000PersonalAvailable to members only2026-07-05sourceapibank
24Gateway Bank9 months5.40%$1,000 – $1,000,000Personal, Business2026-09-03sourceapibank
25Heartland9 months5.40%$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
Heartland6 months5.40%$100,000+BusinessTo open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
26Qudos Bank24 months5.40%annually$10,000+Personal2026-09-21sourceapibank
27Qudos Bank36 months5.40%annually$10,000+Personal2026-09-21sourceapibank
28Suncorp Bank12 months5.40%at maturity$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank12 months5.40%at maturity$100,000 – $999,999Personal2026-10-01sourceapibank
29The Mutual Bank93–122 days5.40%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
30ME Bank12 months5.37%at maturity$5,000+Personal2026-09-20sourceapibank
31Alex.Bank9 months5.35%$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
Auswide Bank311–341 days5.35%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank311–341 days5.35%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
32Auswide Bank11 months5.35%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
33Defence Bank10 months5.35%$1,000 – $1,000,000Personal2026-05-20sourceapibank
Heartland9 months5.35%$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
34Heartland60 months5.35%annually$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
ING12 months5.35%at maturity$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
ING24 months5.35%at maturity$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
35ING330 days5.35%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
36Macquarie Bank12 months5.35%at maturity$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
MyState Bank11 months5.35%$5,000+Business2026-09-28sourceapibank
37MyState Bank11 months5.35%$5,000+Personal2026-09-28sourceapibank
38Orange Credit Union12 months5.35%at maturity$50,000 – $1,000,000PersonalNEW MEMBER ONLY2026-05-15sourceapibank
QBank12 months5.35%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
39RACQ Bank12 months5.35%at maturity$1,000 – $1,000,000Personal2026-09-02sourceapibank
40Alex.Bank6 months5.30%$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
41Alex.Bank24 months5.30%annually$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
42ANZ12–24 months5.30%at maturity$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
43Australian Mutual Bank365–394 days5.30%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
44Bank Australia6 months5.30%$500 – $1,000,000Personal, SMSF, Business2026-08-31sourceapibank
45Bank Australia9 months5.30%$500 – $1,000,000Personal, SMSF, Business2026-09-21sourceapibank
46Bank First180 days5.30%$500 – $10,000,000PersonalAvailable to members only2026-09-16sourceapibank
Bank First120–180 days5.30%$5,000 – $10,000,000BusinessOnly available to school accounts that hold a membership2026-09-16sourceapibank
Bank of Melbourne12 months5.30%at maturity$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only. (+2 more)2026-09-21sourceapibank
47Bank of Melbourne12 months5.30%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). (+2 more)2026-09-21sourceapibank
BankSA12 months5.30%at maturity$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only. (+2 more)2026-09-21sourceapibank
48BankSA12 months5.30%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). (+2 more)2026-09-21sourceapibank
Beyond Bank Australia9 months5.30%$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
49Beyond Bank Australia9 months5.30%$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
Beyond Bank Australia9 months5.30%$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
50BOQ12 months5.30%at maturity$5,000+Personal2026-09-20sourceapibank
51BOQ Specialist12 months5.30%at maturity$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
CommBank12 months5.30%at maturity$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02sourceapibank
52CommBank12 months5.30%at maturity$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02sourceapibank
CommBank12 months5.30%at maturity$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+3 more)2026-10-02sourceapibank
53Firefighters Mutual Bank365–394 days5.30%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
54First Option Bank12–13 months5.30%at maturity$1,000 – $2,000,000Personal2026-06-18sourceapibank
Greater Bank12 months5.30%at maturity$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
55Greater Bank12 months5.30%at maturity$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
56Health Professionals Bank365–394 days5.30%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
Heartland6 months5.30%$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
Heartland60 months5.30%annually$100,000+BusinessTo open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
57ING12 months5.30%at maturity$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
58ME Bank9 months5.30%$5,000+Personal2026-09-20sourceapibank
59MyState Bank12 months5.30%at maturity$5,000+PersonalOnly available through Evans & Partners.2026-09-28sourceapibank
60NAB12 months5.30%at maturity$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
61Newcastle Permanent346–385 days5.30%at maturity$1,000 – $100,000,000Personal2026-09-28sourceapibank
QBank9 months5.30%$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
62Qudos Bank6 months5.30%$10,000+Personal2026-09-21sourceapibank
63Qudos Bank9 months5.30%$10,000+Personal2026-09-21sourceapibank
Rabobank60 months5.30%annually$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank60 months5.30%annually$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
64Rabobank60 months5.30%annually$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Southern Cross Credit Union9 months5.30%$5,000 – $2,000,000Business2026-09-22sourceapibank
Southern Cross Credit Union12 months5.30%at maturity$5,000 – $2,000,000Business2026-09-22sourceapibank
65Southern Cross Credit Union9 months5.30%$5,000 – $20,000,000Personal2026-09-22sourceapibank
66Southern Cross Credit Union12 months5.30%at maturity$5,000 – $20,000,000Personal2026-09-22sourceapibank
St.George Bank12 months5.30%at maturity$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only. (+2 more)2026-09-21sourceapibank
67St.George Bank12 months5.30%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online). (+2 more)2026-09-21sourceapibank
68Suncorp Bank9 months5.30%$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank9 months5.30%$100,000 – $999,999Personal2026-10-01sourceapibank
69Teachers Mutual Bank365–394 days5.30%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
70The Mutual Bank336–365 days5.30%at maturity$1,000 – $499,999Personal, Business2026-10-01sourceapibank
71UniBank365–394 days5.30%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
72Unity Bank12 months5.30%at maturity$1,000 – $9,999,999Personal2026-06-24sourceapibank
73Westpac12 months5.30%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+2 more)2026-09-21sourceapibank
74Woolworths Team Bank1–7 months5.30%$2,000 – $1,000,000PersonalWoolworths Group Limited and Endeavour Group Limited team members, Immediate family members of Woolworths Group Limited and Endeavour Group Limited team member…2026-09-23sourceapibank
Auswide Bank342–370 days5.25%at maturity$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank342–370 days5.25%at maturity$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
75Auswide Bank12 months5.25%at maturity$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
76Bank of China11 months5.25%$1,000+Personal2026-04-30sourceapibank
Bank of us209–238 days5.25%$5,000 – $25,000Personal2026-05-12sourceapibank
77Bank of us209–238 days5.25%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us209–238 days5.25%$100,000 – $500,000Personal2026-05-12sourceapibank
BNK Bank7 months5.25%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank8 months5.25%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank9 months5.25%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank10 months5.25%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank11 months5.25%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank12 months5.25%at maturity$5,000+SMSF, Business2026-07-19sourceapi
78BNK Bank7 months5.25%$5,000+Personal, Business2026-07-19sourceapi
79BNK Bank8 months5.25%$5,000+Personal, Business2026-07-19sourceapi
80BNK Bank9 months5.25%$5,000+Personal, Business2026-07-19sourceapi
81BNK Bank10 months5.25%$5,000+Personal, Business2026-07-19sourceapi
82BNK Bank11 months5.25%$5,000+Personal, Business2026-07-19sourceapi
83BNK Bank12 months5.25%at maturity$5,000+Personal, Business2026-07-19sourceapi
84Border Bank4 months5.25%$10,000 – $500,000Personal2026-09-02sourceapibank
85Border Bank9 months5.25%$10,000 – $500,000Personal2026-09-02sourceapibank
86Coastline Bank12 months5.25%at maturity$50,000+Personalage 50 and over; existing customers only (+2 more)2026-06-01sourceapibank
Community First Bank12–23 months5.25%at maturity$249,999 – $1,000,000Personal2026-08-17sourceapibank
Defence Bank24 months5.25%at maturity$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
87Defence Bank24 months5.25%at maturity$1,000 – $1,000,000Personal2026-07-08sourceapibank
88Dnister12 months5.25%at maturity$1,000 – $1,000,000Personal2026-10-02sourceapibank
89Geelong Bank12 months5.25%at maturity$1,000 – $1,000,000Personal2026-09-17sourceapibank
90Great Southern Bank60 months5.25%annually$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
Heartland60 months5.25%annually$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
91Heartland24 months5.25%annually$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
92Heartland48 months5.25%annually$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
93Hume Bank12 months5.25%at maturity$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
ING270 days5.25%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
94ING24 months5.25%at maturity$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
Judo Bank11 months5.25%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank11 months5.25%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
95Judo Bank11 months5.25%$1,000 – $2,000,000Personal2026-09-15sourceapibank
96Macquarie Bank9 months5.25%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
97ME Bank6 months5.25%$5,000+Personal2026-09-20sourceapibank
MyState Bank12 months5.25%at maturity$5,000+Business2026-09-28sourceapibank
98MyState Bank9 months5.25%$5,000+PersonalOnly available through Evans & Partners.2026-09-28sourceapibank
People First Bank / Heritage Bank24–36 months5.25%annually$5,000+Business2026-09-22sourceapibank
People First Bank / Heritage Bank36–48 months5.25%annually$5,000+Business2026-09-22sourceapibank
People First Bank / Heritage Bank48–60 months5.25%annually$5,000+Business2026-09-22sourceapibank
99People First Bank / Heritage Bank24 months5.25%annually$1,000+Personal2026-09-22sourceapibank
100People First Bank / Heritage Bank36 months5.25%annually$1,000+Personal2026-09-22sourceapibank
101People First Bank / Heritage Bank48 months5.25%annually$1,000+Personal2026-09-22sourceapibank
102People First Bank / Heritage Bank60 months5.25%annually$1,000+Personal2026-09-22sourceapibank
103Police Bank4 months5.25%$10,000 – $500,000Personal2026-09-02sourceapibank
104Police Bank9 months5.25%$10,000 – $500,000Personal2026-09-02sourceapibank
105Police Credit Union9 months5.25%$50,000 – $2,500,000Personal2026-04-30sourceapibank
106Police Credit Union12 months5.25%at maturity$50,000 – $2,500,000Personal2026-04-30sourceapibank
107Queensland Country Bank12 months5.25%at maturity$1,000+Personal2026-10-02sourceapibank
108RACQ Bank3 months5.25%$1,000 – $1,000,000Personal2026-09-02sourceapibank
109Regional Australia Bank12 months5.25%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
Summerland Bank12 months5.25%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
Bank of us359–366 days5.20%at maturity$5,000 – $25,000Personal2026-05-12sourceapibank
110Bank of us359–366 days5.20%at maturity$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us359–366 days5.20%at maturity$100,000 – $500,000Personal2026-05-12sourceapibank
111BankWAW12 months5.20%at maturity$1,000 – $1,000,000Personal, Business2026-05-18sourceapibank
112BankWAW18 months5.20%annually$1,000 – $1,000,000Personal, Business2026-05-18sourceapibank
113Bankwest12–24 months5.20%at maturity$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
114BCU Bank6 months5.20%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-08-24sourceapibank
Beyond Bank Australia12 months5.20%at maturity$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
BNK Bank5 months5.20%$5,000+SMSF, Business2026-07-19sourceapi
BNK Bank6 months5.20%$5,000+SMSF, Business2026-07-19sourceapi
115BNK Bank5 months5.20%$5,000+Personal, Business2026-07-19sourceapi
116BNK Bank6 months5.20%$5,000+Personal, Business2026-07-19sourceapi
117BOQ365–729 days5.20%at maturity$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
118BOQ6 months5.20%$5,000+Personal2026-09-20sourceapibank
119CommBank24–33 months5.20%annually$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank24–33 months5.20%annually$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank12 months5.20%at maturity$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
Defence Bank12 months5.20%at maturity$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
120Defence Bank12 months5.20%at maturity$1,000 – $1,000,000Personal2026-07-08sourceapibank
121First Option Bank9–11 months5.20%$1,000 – $2,000,000Personal2026-06-16sourceapibank
122Geelong Bank6 months5.20%$1,000 – $1,000,000Personal2026-07-20sourceapibank
123Great Southern Bank11–12 months5.20%at maturity$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
Heartland24 months5.20%annually$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
Heartland48 months5.20%annually$100,000+BusinessTo open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
124Hume Bank6 months5.20%$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
ING330 days5.20%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
125ING180 days5.20%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
126Macquarie Bank6 months5.20%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
127ME Bank7 months5.20%$5,000+Personal2026-09-20sourceapibank
128MyState Bank6 months5.20%$5,000+PersonalOnly available through Evans & Partners.2026-09-28sourceapibank
Orange Credit Union12 months5.20%half-yearly$1,000 – $1,000,000PersonalMEMBER ONLY2026-07-02sourceapibank
129P&N Bank6 months5.20%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-08-24sourceapibank
People First Bank / Heritage Bank12–24 months5.20%at maturity$5,000+Business2026-09-22sourceapibank
130People First Bank / Heritage Bank12 months5.20%at maturity$1,000+Personal2026-09-22sourceapibank
QBank6 months5.20%$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
Rabobank12 months5.20%at maturity$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank48 months5.20%annually$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank12 months5.20%at maturity$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
131Rabobank12 months5.20%at maturity$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Rabobank48 months5.20%annually$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
132Rabobank48 months5.20%annually$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Southern Cross Credit Union6 months5.20%$5,000 – $2,000,000Business2026-09-22sourceapibank
133Southern Cross Credit Union6 months5.20%$5,000 – $20,000,000Personal2026-09-22sourceapibank
134Suncorp Bank7 months5.20%$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank7 months5.20%$100,000 – $999,999Personal2026-10-01sourceapibank
135The Mutual Bank154–183 days5.20%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
136The Mutual Bank24 months5.20%annually$1,000 – $499,999Personal, Business2026-10-01sourceapibank
AMP Bank GO6 months5.15%$5,000 – $10,000,000BusinessCustomers must have an active AMP Bank GO Everyday Business Account in order to open an AMP Bank GO Business Term Deposit: Linked Business Transaction Account2026-09-28sourceapibank
137AMP Bank GO6 months5.15%$5,000 – $10,000,000PersonalCustomers must have an active AMP Bank GO Everyday Account in order to open an AMP Bank GO Personal Term Deposit: Linked Transaction Account2026-09-28sourceapibank
Arab Bank Australia5–6 months5.15%$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia5–6 months5.15%$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia5–6 months5.15%$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia5–6 months5.15%$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
138Arab Bank Australia5–6 months5.15%$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia5–6 months5.15%$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Auswide Bank550–730 days5.15%at maturity$5,000 – $19,999Personal, Business2026-09-29sourceapibank
139Auswide Bank550–730 days5.15%at maturity$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
140BankVic9 months5.15%$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
141Beyond Bank Australia12 months5.15%at maturity$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
142BOQ7 months5.15%$5,000+Personal2026-09-20sourceapibank
143BOQ9 months5.15%$5,000+Personal2026-09-20sourceapibank
144BOQ Specialist180 days5.15%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
145BOQ Specialist270 days5.15%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
CommBank24–33 months5.15%annually$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Community First Bank12–23 months5.15%at maturity$5,000 – $49,999Personal2026-08-17sourceapibank
146Community First Bank12–23 months5.15%at maturity$49,999 – $99,999Personal2026-08-17sourceapibank
147Gateway Bank3 months5.15%$1,000 – $1,000,000Personal, Business2026-10-01sourceapibank
148Heartland36 months5.15%annually$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
149IMB Bank12 months5.15%at maturity$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
ING180 days5.15%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
ING210 days5.15%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
MyState Bank24 months5.15%at maturity$5,000+Business2026-09-28sourceapibank
150MyState Bank24 months5.15%at maturity$5,000+Personal2026-09-28sourceapibank
Rabobank36 months5.15%annually$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank36 months5.15%annually$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
151Rabobank36 months5.15%annually$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
152Summerland Bank12 months5.15%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
153Suncorp Bank18 months5.15%annually$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank18 months5.15%annually$100,000 – $999,999Personal2026-10-01sourceapibank
154Unity Bank6 months5.15%$1,000 – $9,999,999Personal2026-06-24sourceapibank
155Unity Bank9 months5.15%$1,000 – $9,999,999Personal2026-06-24sourceapibank
156Alex.Bank18 months5.10%annually$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
157Alex.Bank36 months5.10%annually$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
158Alex.Bank48 months5.10%annually$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
Auswide Bank249–279 days5.10%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank249–279 days5.10%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Auswide Bank280–310 days5.10%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank280–310 days5.10%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
159Auswide Bank9 months5.10%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
160Auswide Bank10 months5.10%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
161Bank Australia3 months5.10%$500 – $1,000,000Personal, SMSF, BusinessPersonal, Joint, Self Managed Super Fund (SMSF), Business & Trust.2026-09-21sourceapibank
162Bank First120 days5.10%$500 – $10,000,000PersonalAvailable to members only2026-09-16sourceapibank
Bank of us269–298 days5.10%$5,000 – $24,999Personal2026-05-12sourceapibank
163Bank of us269–298 days5.10%$25,000 – $99,999Personal2026-05-12sourceapibank
Bank of us269–298 days5.10%$100,000 – $500,000Personal2026-05-12sourceapibank
164BankVic6 months5.10%$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
165Coastline Bank6 months5.10%$50,000+Personalage 50 and over; existing customers only (+2 more)2026-09-14sourceapibank
Community First Bank6 months5.10%$249,999 – $1,000,000Personal2026-06-12sourceapibank
166Credit Union SA4 months5.10%$1,000+Personal2026-09-16sourceapibank
Darling Downs Bank6 months5.10%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
167Darling Downs Bank6 months5.10%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Defence Bank4 months5.10%$2,000 – $1,000,000SMSF, Business2026-05-20sourceapibank
168Defence Bank4 months5.10%$1,000 – $1,000,000Personal2026-05-20sourceapibank
First Option Bank12 months5.10%at maturity$1,000 – $2,000,000Business2026-07-01sourceapibank
169First Option Bank6–8 months5.10%$1,000 – $2,000,000Personal2026-06-16sourceapibank
170Great Southern Bank36 months5.10%annually$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
171Great Southern Bank48 months5.10%annually$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
Greater Bank6 months5.10%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
172Greater Bank6 months5.10%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Heartland36 months5.10%annually$100,000+BusinessTo open an account, at least one of your account signatories must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $100K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
173Hume Bank24 months5.10%at maturity$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
174Hume Bank9 months5.10%$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
ING120 days5.10%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
175ING270 days5.10%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
MyState Bank9 months5.10%$5,000+Business2026-09-28sourceapibank
MyState Bank10 months5.10%$5,000+Business2026-09-28sourceapibank
176MyState Bank10 months5.10%$5,000+Personal2026-09-28sourceapibank
177Newcastle Permanent166–195 days5.10%$1,000 – $100,000,000Personal2026-09-28sourceapibank
People First Bank / Heritage Bank9–10 months5.10%$5,000+Business2026-09-22sourceapibank
178People First Bank / Heritage Bank9 months5.10%$1,000+Personal2026-09-22sourceapibank
179Qudos Bank3 months5.10%$10,000+Personal2026-09-21sourceapibank
Rabobank9 months5.10%$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank24 months5.10%annually$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank9 months5.10%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
180Rabobank9 months5.10%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Rabobank24 months5.10%annually$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
181Rabobank24 months5.10%annually$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
182Regional Australia Bank9 months5.10%$1,000 – $500,000Personal2026-09-03sourceapibank
Southern Cross Credit Union11 months5.10%$5,000 – $2,000,000Business2026-09-22sourceapibank
183Southern Cross Credit Union11 months5.10%$5,000 – $20,000,000Personal2026-09-22sourceapibank
Summerland Bank9 months5.10%$100,000 – $1,000,000Personal2026-09-03sourceapibank
Summerland Bank10 months5.10%$100,000 – $1,000,000Personal2026-09-03sourceapibank
Summerland Bank11 months5.10%$100,000 – $1,000,000Personal2026-09-03sourceapibank
184The Capricornian12 months5.10%at maturity$5,000 – $250,000Personal, BusinessAvailable to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02sourceapibank
185The Capricornian24 months5.10%at maturity$5,000 – $250,000Personal, BusinessAvailable to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02sourceapibank
186Australian Mutual Bank210–239 days5.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
BNK Bank4 months5.05%$5,000+SMSF, Business2026-07-19sourceapi
187BNK Bank4 months5.05%$5,000+Personal, Business2026-07-19sourceapi
BOQ273–302 days5.05%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
188BOQ Specialist120 days5.05%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
Coastline Bank12 months5.05%at maturity$5,000 – $25,000Personalage 50 and over; existing customers only (+2 more)2026-06-01sourceapibank
189Credit Union SA7 months5.05%$1,000+Personal2026-09-16sourceapibank
190Credit Union SA10 months5.05%$1,000+Personal2026-09-16sourceapibank
191Firefighters Mutual Bank210–239 days5.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
192Health Professionals Bank210–239 days5.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
ING90 days5.05%$10,000 – $10,000,000SMSF, BusinessYou need to nominate between one and four authorised users to operate your Business Term Deposit. They must be an Australian resident for taxation purposes.; You must be an account holder using the product for business purposes or with a Self-Managed Super Fund (SMSF). (+1 more)2026-09-17sourceapibank
193ING90 days5.05%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
Judo Bank9 months5.05%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank10 months5.05%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank9 months5.05%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank10 months5.05%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
194Judo Bank9 months5.05%$1,000 – $2,000,000Personal2026-09-15sourceapibank
195Judo Bank10 months5.05%$1,000 – $2,000,000Personal2026-09-15sourceapibank
196Macquarie Bank3 months5.05%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
197Macquarie Bank4 months5.05%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
198ME Bank4 months5.05%$5,000+Personal2026-09-20sourceapibank
Rabobank6 months5.05%$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank6 months5.05%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
199Rabobank6 months5.05%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Summerland Bank12 months5.05%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
200Suncorp Bank3 months5.05%$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank3 months5.05%$100,000 – $999,999Personal2026-10-01sourceapibank
201Teachers Mutual Bank210–239 days5.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
202UniBank210–239 days5.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
203Alex.Bank3 months5.00%$10,000 – $500,000Personal, SMSF, BusinessIndividual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund: Elig…; Origination via accredited deposit intermediaries only: Channel (+1 more)2026-09-29sourceapibank
204ANZ7–8 months5.00%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
205ANZ24–36 months5.00%annually$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
ANZ12–18 months5.00%at maturity$5,000+Businessadvance notice product2026-05-14sourceapibank
Arab Bank Australia2–3 months5.00%$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia2–3 months5.00%$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia2–3 months5.00%$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia2–3 months5.00%$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
206Arab Bank Australia2–3 months5.00%$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia2–3 months5.00%$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Auswide Bank156–186 days5.00%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank156–186 days5.00%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Auswide Bank187–217 days5.00%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank187–217 days5.00%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Auswide Bank218–248 days5.00%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank218–248 days5.00%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
207Auswide Bank6 months5.00%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
208Auswide Bank7 months5.00%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
209Auswide Bank8 months5.00%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
210Bank First730 days5.00%at maturity$500 – $9,999,999PersonalAvailable to members only2026-09-16sourceapibank
211Bank First1095 days5.00%at maturity$500 – $9,999,999PersonalAvailable to members only2026-09-16sourceapibank
212Bank First1460 days5.00%at maturity$500 – $9,999,999PersonalAvailable to members only2026-09-16sourceapibank
213Bank First1825 days5.00%at maturity$500 – $9,999,999PersonalAvailable to members only2026-09-16sourceapibank
214Bank of China6 months5.00%$1,000+Personal2026-09-15sourceapibank
Bank of us179–208 days5.00%$5,000 – $25,000Personal2026-05-12sourceapibank
215Bank of us179–208 days5.00%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us179–208 days5.00%$100,000 – $500,000Personal2026-05-12sourceapibank
216BankVic12 months5.00%at maturity$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
217BankVic18 months5.00%annually$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
218BankVic24 months5.00%annually$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
219BankVic36 months5.00%annually$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
220BankVic5 months5.00%$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
221BankWAW6 months5.00%$1,000 – $1,000,000Personal, Business2026-05-18sourceapibank
222Bankwest5–6 months5.00%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
223Bankwest24–36 months5.00%annually$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
224Bankwest36–48 months5.00%annually$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
225Bankwest48–60 months5.00%annually$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
226BCU Bank12 months5.00%at maturity$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
Beyond Bank Australia6 months5.00%$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-03sourceapibank
BOQ181–211 days5.00%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
227BOQ4 months5.00%$5,000+Personal2026-09-20sourceapibank
228BOQ Specialist90 days5.00%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
229Border Bank12 months5.00%at maturity$10,000 – $500,000Personal2026-09-02sourceapibank
230Broken Hill Bank12 months5.00%at maturity$5,000 – $500,000Personal2026-06-11sourceapibank
231Broken Hill Bank24 months5.00%at maturity$5,000 – $500,000Personal2026-06-11sourceapibank
232Cairns Bank365–729 days5.00%at maturity$1,000 – $1,000,000Personal2026-06-29sourceapibank
233Coastline Bank24 months5.00%at maturity$50,000+Personalage 50 and over; existing customers only (+2 more)2026-09-14sourceapibank
CommBank12–23 months5.00%at maturity$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
234CommBank6 months5.00%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02sourceapibank
CommBank6 months5.00%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02sourceapibank
Community First Bank6 months5.00%$5,000 – $50,000Personal2026-06-12sourceapibank
235Community First Bank6 months5.00%$50,000 – $100,000Personal2026-06-12sourceapibank
236Credit Union SA12 months5.00%at maturity$1,000+Personal2026-09-16sourceapibank
Darling Downs Bank6 months5.00%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
237Dnister6 months5.00%$1,000 – $1,000,000Personal2026-10-02sourceapibank
238GMCU6–8 months5.00%$4,999 – $2,000,000PersonalYou must become a member. Visit our website for more details.2026-08-17sourceapibank
239Great Southern Bank6–7 months5.00%$5,000+Personal2026-08-26sourceapibank
Heartland36 months5.00%annually$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
Heartland48 months5.00%annually$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
240Horizon Bank12 months5.00%at maturity$1,000 – $10,000,000Personal2026-08-17sourceapibank
241IMB Bank6 months5.00%$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
242ING120 days5.00%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
243ING210 days5.00%$10,000 – $5,000,000PersonalYou must be an Australian resident for taxation purposes.2026-09-13sourceapibank
244ME Bank3 months5.00%$5,000+Personal2026-09-20sourceapibank
MyState Bank6 months5.00%$5,000+Business2026-09-28sourceapibank
MyState Bank7 months5.00%$5,000+Business2026-09-28sourceapibank
MyState Bank8 months5.00%$5,000+Business2026-09-28sourceapibank
245MyState Bank3 months5.00%$5,000+PersonalOnly available through Evans & Partners.2026-09-28sourceapibank
246MyState Bank7 months5.00%$5,000+Personal2026-09-28sourceapibank
247MyState Bank8 months5.00%$5,000+Personal2026-09-28sourceapibank
248NAB18 months5.00%annually$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
249NAB24 months5.00%annually$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
250P&N Bank12 months5.00%at maturity$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
251P&N Bank5 months5.00%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-08-24sourceapibank
People First Bank / Heritage Bank6–7 months5.00%$5,000+Business2026-09-22sourceapibank
252People First Bank / Heritage Bank6 months5.00%$1,000+Personal2026-09-22sourceapibank
253Police Bank12 months5.00%at maturity$10,000 – $500,000Personal2026-09-02sourceapibank
254Police Credit Union6 months5.00%$50,000 – $2,500,000Personal2026-04-30sourceapibank
255Police Credit Union24 months5.00%annually$50,000 – $2,500,000Personal2026-04-30sourceapibank
256Queensland Country Bank24 months5.00%at maturity$1,000+Personal2026-10-02sourceapibank
257Queensland Country Bank10 months5.00%$5,000+Personal2026-10-02sourceapibank
258Queensland Country Bank5 months5.00%$5,000+Personal2026-10-02sourceapibank
259Regional Australia Bank7 months5.00%$1,000 – $500,000Personal2026-09-03sourceapibank
260Regional Australia Bank8 months5.00%$1,000 – $500,000Personal2026-09-03sourceapibank
261Regional Australia Bank18 months5.00%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
Southern Cross Credit Union3 months5.00%$5,000 – $2,000,000Business2026-09-22sourceapibank
Southern Cross Credit Union7 months5.00%$5,000 – $2,000,000Business2026-09-22sourceapibank
262Southern Cross Credit Union3 months5.00%$5,000 – $20,000,000Personal2026-09-22sourceapibank
263Southern Cross Credit Union7 months5.00%$5,000 – $20,000,000Personal2026-09-22sourceapibank
Summerland Bank7 months5.00%$100,000 – $1,000,000Personal2026-09-03sourceapibank
Summerland Bank8 months5.00%$100,000 – $1,000,000Personal2026-09-03sourceapibank
264Summerland Bank9 months5.00%$20,000 – $100,000Personal2026-09-03sourceapibank
265Summerland Bank10 months5.00%$20,000 – $100,000Personal2026-09-03sourceapibank
266Summerland Bank11 months5.00%$20,000 – $100,000Personal2026-09-03sourceapibank
Summerland Bank18 months5.00%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
267Suncorp Bank36 months5.00%annually$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank36 months5.00%annually$100,000 – $999,999Personal2026-10-01sourceapibank
268Suncorp Bank48 months5.00%annually$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank48 months5.00%annually$100,000 – $999,999Personal2026-10-01sourceapibank
269Suncorp Bank60 months5.00%annually$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank60 months5.00%annually$100,000 – $999,999Personal2026-10-01sourceapibank
SWS Bank12 months5.00%at maturity$10,000 – $50,000Personal, Business2026-05-11sourceapibank
270SWS Bank12 months5.00%at maturity$50,000 – $10,000,000Personal, Business2026-05-11sourceapibank
271The Mac12 months5.00%at maturity$5,000 – $1,000,000Personal2026-08-24sourceapibank
Auswide Bank63–93 days4.95%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank63–93 days4.95%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
272Auswide Bank3 months4.95%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
273Bank First90 days4.95%$500 – $10,000,000PersonalAvailable to members only2026-09-16sourceapibank
Bank First30–90 days4.95%$5,000 – $10,000,000BusinessOnly available to school accounts that hold a membership2026-09-16sourceapibank
274BankVic1–12 months4.95%at maturity$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
BNK Bank3 months4.95%$5,000+SMSF, Business2026-07-19sourceapi
275BNK Bank3 months4.95%$5,000+Personal, Business2026-07-19sourceapi
BOQ212–241 days4.95%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
276BOQ3 months4.95%$5,000+Personal2026-09-20sourceapibank
277Broken Hill Bank36 months4.95%at maturity$5,000 – $500,000Personal2026-06-11sourceapibank
CommBank6 months4.95%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+5 more)2026-10-02sourceapibank
Community First Bank3 months4.95%$249,999 – $1,000,000Personal2026-06-12sourceapibank
278Heartland3 months4.95%$5,000+PersonalTo open an account, you must have a valid email address and an Australian mobile number.; Minimum deposit for new customer is $10K.Minimum deposit for existing customer is $5K.2026-09-29sourceapibank
Judo Bank6 months4.95%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank7 months4.95%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank8 months4.95%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank6 months4.95%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank7 months4.95%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank8 months4.95%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
279Judo Bank6 months4.95%$1,000 – $2,000,000Personal2026-09-15sourceapibank
280Judo Bank7 months4.95%$1,000 – $2,000,000Personal2026-09-15sourceapibank
281Judo Bank8 months4.95%$1,000 – $2,000,000Personal2026-09-15sourceapibank
MyState Bank3 months4.95%$5,000+Business2026-09-28sourceapibank
282QBank12 months4.95%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
Rabobank3 months4.95%$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank3 months4.95%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
283Rabobank3 months4.95%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
284Unity Bank3 months4.95%$1,000 – $9,999,999Personal2026-06-24sourceapibank
Auswide Bank94–124 days4.90%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank94–124 days4.90%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Auswide Bank125–155 days4.90%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank125–155 days4.90%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
285Auswide Bank4 months4.90%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
286Auswide Bank5 months4.90%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
287Bendigo Bank12 months4.90%at maturity$5,000 – $5,000,000Personal2026-09-24sourceapibank
Beyond Bank Australia12 months4.90%at maturity$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-28sourceapibank
Central West Credit Union12–17 months4.90%at maturity$5,000 – $50,000Personal2026-07-15sourceapibank
288Central West Credit Union12–17 months4.90%at maturity$50,000 – $1,700,000Personal2026-07-15sourceapibank
Central West Credit Union18–24 months4.90%at maturity$5,000 – $50,000Personal2026-07-15sourceapibank
289Central West Credit Union18–24 months4.90%at maturity$50,000 – $1,000,000Personal2026-07-15sourceapibank
Coastline Bank6 months4.90%$5,000 – $25,000Personalage 50 and over; existing customers only (+2 more)2026-09-14sourceapibank
First Option Bank6–11 months4.90%$1,000 – $2,000,000Business2026-06-11sourceapibank
290GMCU12 months4.90%at maturity$4,999 – $1,000,000PersonalYou must become a member. Visit our website for more details.2026-08-17sourceapibank
291Great Southern Bank2–3 months4.90%$5,000+Personal2026-08-26sourceapibank
Heartland3 months4.90%$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
292Horizon Bank9 months4.90%$1,000 – $10,000,000Personal2026-08-17sourceapibank
293Horizon Bank24 months4.90%annually$1,000 – $10,000,000Personal2026-08-17sourceapibank
294IMB Bank3 months4.90%$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
Judo Bank3 months4.90%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank4 months4.90%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank5 months4.90%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank3 months4.90%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank4 months4.90%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
Judo Bank5 months4.90%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
295Judo Bank3 months4.90%$1,000 – $2,000,000Personal2026-09-15sourceapibank
296Judo Bank4 months4.90%$1,000 – $2,000,000Personal2026-09-15sourceapibank
297Judo Bank5 months4.90%$1,000 – $2,000,000Personal2026-09-15sourceapibank
298Laboratories Credit Union12 months4.90%monthly$5,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02sourceapibank
299Laboratories Credit Union13–23 months4.90%quarterly$5,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02sourceapibank
MyState Bank4 months4.90%$5,000+Business2026-09-28sourceapibank
MyState Bank5 months4.90%$5,000+Business2026-09-28sourceapibank
300MyState Bank4 months4.90%$5,000+Personal2026-09-28sourceapibank
301MyState Bank5 months4.90%$5,000+Personal2026-09-28sourceapibank
Northern Inland Credit Union12 months4.90%at maturity$10,000 – $25,000Personal2026-04-22sourceapibank
302Northern Inland Credit Union12 months4.90%at maturity$50,000 – $100,000Personal2026-04-22sourceapibank
303Police Credit Union36 months4.90%annually$50,000 – $2,500,000Personal2026-04-30sourceapibank
304Police Credit Union48 months4.90%annually$50,000 – $2,500,000Personal2026-04-30sourceapibank
QBank18 months4.90%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
QBank3 months4.90%$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
305QBank9 months4.90%$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
306Regional Australia Bank6 months4.90%$1,000 – $500,000Personal2026-09-03sourceapibank
Summerland Bank6 months4.90%$100,000 – $1,000,000Personal2026-09-03sourceapibank
307Summerland Bank7 months4.90%$20,000 – $100,000Personal2026-09-03sourceapibank
308Summerland Bank8 months4.90%$20,000 – $100,000Personal2026-09-03sourceapibank
Summerland Bank9 months4.90%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank10 months4.90%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank11 months4.90%$1,000 – $20,000Personal2026-09-03sourceapibank
309Summerland Bank18 months4.90%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
310The Mutual Bank123–153 days4.90%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
311Australian Mutual Bank90–119 days4.85%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
312Bank of China12 months4.85%at maturity$1,000+Personal2026-08-28sourceapibank
313Bank of China18 months4.85%at maturity$1,000+Personal2026-08-28sourceapibank
BOQ120–149 days4.85%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
314Border Bank6 months4.85%$10,000 – $500,000Personal2026-09-02sourceapibank
Community First Bank3 months4.85%$5,000 – $49,999Personal2026-06-12sourceapibank
315Community First Bank3 months4.85%$49,999 – $99,999Personal2026-06-12sourceapibank
316Darling Downs Bank12 months4.85%at maturity$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
317Firefighters Mutual Bank90–119 days4.85%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
318Health Professionals Bank90–119 days4.85%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
People First Bank / Heritage Bank4–5 months4.85%$5,000+Business2026-09-22sourceapibank
319People First Bank / Heritage Bank4 months4.85%$1,000+Personal2026-09-22sourceapibank
320Police Bank6 months4.85%$10,000 – $500,000Personal2026-09-02sourceapibank
321Teachers Mutual Bank90–119 days4.85%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
322The Capricornian6 months4.85%$5,000 – $250,000Personal, BusinessAvailable to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02sourceapibank
323The Mutual Bank61–92 days4.85%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
324UniBank90–119 days4.85%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
325Unity Bank36 months4.85%annually$1,000 – $9,999,999Personal2026-06-24sourceapibank
326Westpac13–23 months4.85%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
Bank of us149–178 days4.80%$5,000 – $25,000Personal2026-05-12sourceapibank
327Bank of us149–178 days4.80%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us149–178 days4.80%$100,000 – $500,000Personal2026-05-12sourceapibank
328Bankwest3–4 months4.80%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
329BCU Bank5 months4.80%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-08-24sourceapibank
BOQ89–119 days4.80%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
Coastline Bank24 months4.80%at maturity$5,000 – $25,000Personalage 50 and over; existing customers only (+2 more)2026-09-14sourceapibank
330Dnister11 months4.80%$1,000 – $1,000,000Personal2026-10-02sourceapibank
331Dnister3 months4.80%$1,000 – $1,000,000Personal2026-10-02sourceapibank
332Horizon Bank6 months4.80%$1,000 – $10,000,000Personal2026-08-17sourceapibank
QBank24 months4.80%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
333QBank6 months4.80%$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
334Summerland Bank6 months4.80%$20,000 – $100,000Personal2026-09-03sourceapibank
Summerland Bank7 months4.80%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank8 months4.80%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank18 months4.80%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
335Suncorp Bank6 months4.80%$5,000 – $99,999Personal2026-10-01sourceapibank
Suncorp Bank6 months4.80%$100,000 – $999,999Personal2026-10-01sourceapibank
SWS Bank24 months4.80%annually$10,000 – $49,999Personal, Business2026-06-10sourceapibank
336SWS Bank24 months4.80%annually$50,000 – $9,999,999Personal, Business2026-06-10sourceapibank
337The Mac6 months4.80%$5,000 – $1,000,000Personal2026-08-24sourceapibank
338The Mac9 months4.80%$5,000 – $1,000,000Personal2026-08-24sourceapibank
ANZ18–24 months4.75%annually$5,000+Businessadvance notice product2026-05-14sourceapibank
Bank of us89–118 days4.75%$5,000 – $25,000Personal2026-05-12sourceapibank
339Bank of us89–118 days4.75%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us89–118 days4.75%$100,000 – $500,000Personal2026-05-12sourceapibank
Bank of us119–148 days4.75%$5,000 – $25,000Personal2026-05-12sourceapibank
340Bank of us119–148 days4.75%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us119–148 days4.75%$100,000 – $500,000Personal2026-05-12sourceapibank
341Cairns Bank730–1094 days4.75%at maturity$1,000 – $1,000,000Personal2026-06-29sourceapibank
Community First Bank24–35 months4.75%at maturity$5,000 – $49,999Personal2026-06-12sourceapibank
342Community First Bank24–35 months4.75%at maturity$49,999 – $99,999Personal2026-06-12sourceapibank
Community First Bank24–35 months4.75%at maturity$249,999 – $1,000,000Personal2026-06-12sourceapibank
Community First Bank36 months4.75%at maturity$5,000 – $49,999Personal2026-06-12sourceapibank
343Community First Bank36 months4.75%at maturity$49,999 – $99,999Personal2026-06-12sourceapibank
Community First Bank36 months4.75%at maturity$249,999 – $1,000,000Personal2026-06-12sourceapibank
Darling Downs Bank12 months4.75%at maturity$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Defence Bank5 months4.75%$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
Defence Bank6 months4.75%$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
Defence Bank9 months4.75%$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
344Defence Bank11 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
345Defence Bank5 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
346Defence Bank6 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
347Defence Bank7 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
348Defence Bank8 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
349Defence Bank9 months4.75%$1,000 – $1,000,000Personal2026-07-08sourceapibank
350Dnister10 months4.75%$1,000 – $1,000,000Personal2026-10-02sourceapibank
351First Option Bank24 months4.75%annually$1,000 – $2,000,000Personal2026-06-16sourceapibank
352Hume Bank36 months4.75%at maturity$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
Bank of Melbourne13–23 months4.70%half-yearly$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
353Bank of Melbourne13–23 months4.70%half-yearly$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA13–23 months4.70%half-yearly$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
354BankSA13–23 months4.70%half-yearly$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
355BankVic48 months4.70%annually$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
356Beyond Bank Australia6 months4.70%$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-03sourceapibank
357Dnister18 months4.70%at maturity$1,000 – $1,000,000Personal2026-10-02sourceapibank
358Dnister24 months4.70%at maturity$1,000 – $1,000,000Personal2026-10-02sourceapibank
359Dnister9 months4.70%$1,000 – $1,000,000Personal2026-10-02sourceapibank
360Regional Australia Bank5 months4.70%$1,000 – $500,000Personal2026-09-03sourceapibank
361Regional Australia Bank24 months4.70%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
Southern Cross Credit Union24 months4.70%annually$5,000 – $2,000,000Business2026-09-22sourceapibank
362Southern Cross Credit Union24 months4.70%annually$5,000 – $20,000,000Personal2026-09-22sourceapibank
St.George Bank13–23 months4.70%half-yearly$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
363St.George Bank13–23 months4.70%half-yearly$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank5 months4.70%$100,000 – $1,000,000Personal2026-09-03sourceapibank
Summerland Bank6 months4.70%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank24 months4.70%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
364Australian Mutual Bank180–209 days4.65%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
365Border Bank7 months4.65%$10,000 – $500,000Personal2026-09-02sourceapibank
366Dnister8 months4.65%$1,000 – $1,000,000Personal2026-10-02sourceapibank
367Firefighters Mutual Bank180–209 days4.65%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
First Option Bank3 months4.65%$1,000 – $2,000,000Business2026-06-04sourceapibank
368GMCU24 months4.65%annually$4,999 – $1,000,000PersonalYou must become a member. Visit our website for more details.2026-08-17sourceapibank
369Great Southern Bank8–9 months4.65%$5,000+Personal2026-08-26sourceapibank
370Great Southern Bank10–11 months4.65%$5,000+Personal2026-08-26sourceapibank
371Health Professionals Bank180–209 days4.65%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
372Police Bank7 months4.65%$10,000 – $500,000Personal2026-09-02sourceapibank
373Regional Australia Bank4 months4.65%$1,000 – $500,000Personal2026-09-03sourceapibank
Summerland Bank4 months4.65%$100,000 – $1,000,000Personal2026-09-03sourceapibank
374Teachers Mutual Bank180–209 days4.65%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
375UniBank180–209 days4.65%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
376ANZ36–48 months4.60%annually$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
Bank of us724–731 days4.60%at maturity$5,000 – $25,000Personal2026-05-12sourceapibank
377Bank of us724–731 days4.60%at maturity$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us724–731 days4.60%at maturity$100,000 – $500,000Personal2026-05-12sourceapibank
Beyond Bank Australia24 months4.60%at maturity$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
378Border Bank24 months4.60%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
379CommBank36–47 months4.60%annually$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank36–47 months4.60%annually$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
380Dnister7 months4.60%$1,000 – $1,000,000Personal2026-10-02sourceapibank
381Horizon Bank4 months4.60%$1,000 – $10,000,000Personal2026-08-17sourceapibank
382Laboratories Credit Union36 months4.60%at maturity$1,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-02-11sourceapibank
383Police Bank24 months4.60%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
384Summerland Bank5 months4.60%$20,000 – $100,000Personal2026-09-03sourceapibank
385Summerland Bank24 months4.60%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
386Westpac24–35 months4.60%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
387Australian Mutual Bank270–299 days4.55%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
388BCU Bank4 months4.55%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
389CommBank18–23 months4.55%annually$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank18–23 months4.55%annually$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank36–47 months4.55%annually$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
390Firefighters Mutual Bank270–299 days4.55%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
First Option Bank24 months4.55%annually$1,000 – $2,000,000Business2026-06-04sourceapibank
391Great Southern Bank5–6 months4.55%$5,000+Personal2026-08-26sourceapibank
392Health Professionals Bank270–299 days4.55%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
393Orange Credit Union24 months4.55%at maturity$50,000 – $999,999PersonalNEW MEMBER ONLY2026-05-08sourceapibank
394Summerland Bank4 months4.55%$20,000 – $100,000Personal2026-09-03sourceapibank
395Teachers Mutual Bank270–299 days4.55%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
396UniBank270–299 days4.55%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
ANZ24–36 months4.50%annually$5,000+Businessadvance notice product2026-05-14sourceapibank
Arab Bank Australia6–9 months4.50%$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia6–9 months4.50%$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia6–9 months4.50%$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia9–12 months4.50%at maturity$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia9–12 months4.50%at maturity$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia9–12 months4.50%at maturity$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia6–9 months4.50%$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
397Arab Bank Australia6–9 months4.50%$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia6–9 months4.50%$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia9–12 months4.50%at maturity$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
398Arab Bank Australia9–12 months4.50%at maturity$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia9–12 months4.50%at maturity$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
399Bank of China9 months4.50%$1,000+Personal2026-03-27sourceapibank
Bank of Melbourne24–35 months4.50%at maturity$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
400Bank of Melbourne24–35 months4.50%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Bank of us546–723 days4.50%at maturity$5,000 – $25,000Personal2026-05-12sourceapibank
401Bank of us546–723 days4.50%at maturity$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us546–723 days4.50%at maturity$100,000 – $500,000Personal2026-05-12sourceapibank
BankSA24–35 months4.50%at maturity$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
402BankSA24–35 months4.50%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
403BankWAW3 months4.50%$1,000 – $1,000,000Personal, Business2026-05-18sourceapibank
404Bendigo Bank24 months4.50%at maturity$5,000 – $5,000,000Personal2026-09-24sourceapibank
405Beyond Bank Australia24 months4.50%at maturity$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
406Coastline Bank3 months4.50%$50,000+Personalexisting customers only; new customers only (+1 more)2026-06-01sourceapibank
CommBank18–23 months4.50%annually$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
407Dnister4 months4.50%$1,000 – $1,000,000Personal2026-10-02sourceapibank
408Dnister5 months4.50%$1,000 – $1,000,000Personal2026-10-02sourceapibank
Greater Bank3 months4.50%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
409Greater Bank3 months4.50%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
410Horizon Bank36 months4.50%annually$1,000 – $10,000,000Personal2026-08-17sourceapibank
411IMB Bank24 months4.50%annually$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
412IMB Bank36 months4.50%annually$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
413Laboratories Credit Union24–35 months4.50%at maturity$1,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-02-11sourceapibank
414Newcastle Permanent76–105 days4.50%$1,000 – $100,000,000Personal2026-09-28sourceapibank
415Orange Credit Union1–24 months4.50%at maturity$1,000 – $1,000,000Personal2026-07-02sourceapibank
People First Bank / Heritage Bank10–11 months4.50%$5,000+Business2026-09-22sourceapibank
416People First Bank / Heritage Bank8 months4.50%$1,000+Personal2026-09-22sourceapibank
417People First Bank / Heritage Bank10 months4.50%$1,000+Personal2026-09-22sourceapibank
418People First Bank / Heritage Bank11 months4.50%$1,000+Personal2026-09-22sourceapibank
419QBank18 months4.50%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
420QBank3 months4.50%$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-08-20sourceapibank
421Queensland Country Bank36 months4.50%at maturity$1,000+Personal2026-10-02sourceapibank
Southern Cross Credit Union4 months4.50%$5,000 – $2,000,000Business2026-09-22sourceapibank
422Southern Cross Credit Union4 months4.50%$5,000 – $20,000,000Personal2026-09-22sourceapibank
St.George Bank24–35 months4.50%at maturity$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
423St.George Bank24–35 months4.50%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank5 months4.50%$1,000 – $20,000Personal2026-09-03sourceapibank
Summerland Bank24 months4.50%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
424The Mutual Bank36 months4.50%annually$1,000 – $499,999Personal, Business2026-10-01sourceapibank
Beyond Bank Australia6 months4.45%$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-09-03sourceapibank
BNK Bank2 months4.45%$5,000+SMSF, Business2026-07-19sourceapi
425BNK Bank2 months4.45%$5,000+Personal, Business2026-07-19sourceapi
Summerland Bank4 months4.45%$1,000 – $20,000Personal2026-09-03sourceapibank
426Australian Military Bank7 months4.40%$500+Personalage 18 and under2026-08-24sourceapibank
427Bankwest6–7 months4.40%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
428Bankwest7–8 months4.40%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
429Bankwest8–9 months4.40%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
430Bankwest9–10 months4.40%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
431Bankwest10–11 months4.40%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
432Bendigo Bank8 months4.40%$5,000 – $5,000,000Personal2026-09-24sourceapibank
Darling Downs Bank18 months4.40%annually$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
433Darling Downs Bank18 months4.40%annually$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank9 months4.40%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
434Darling Downs Bank9 months4.40%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
435Great Southern Bank3–4 months4.40%$5,000+Personal2026-08-26sourceapibank
436Horizon Bank3 months4.40%$1,000 – $10,000,000Personal2026-08-17sourceapibank
437P&N Bank7 months4.40%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-09-01sourceapibank
438QBank24 months4.40%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
Beyond Bank Australia24 months4.35%at maturity$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
Defence Bank3 months4.35%$2,000 – $1,000,000SMSF, Business2026-07-08sourceapibank
439Defence Bank3 months4.35%$1,000 – $1,000,000Personal2026-07-08sourceapibank
440Fire Service Credit Union3 months4.35%$25,000 – $1,000,000Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
441Great Southern Bank23–24 months4.35%annually$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
442Australian Military Bank3 months4.30%$500+Personalage 18 and under2026-08-24sourceapibank
443Australian Military Bank4 months4.30%$500+Personalage 18 and under2026-08-24sourceapibank
444Australian Military Bank5 months4.30%$500+Personalage 18 and under2026-08-24sourceapibank
445Australian Military Bank8 months4.30%$500+Personalage 18 and under2026-08-24sourceapibank
446Australian Military Bank9 months4.30%$500+Personalage 18 and under2026-08-24sourceapibank
447Bank of China3 months4.30%$1,000+Personal2026-03-27sourceapibank
Beyond Bank Australia3 months4.30%$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-04-07sourceapibank
448Border Bank3 months4.30%$10,000 – $500,000Personal2026-09-02sourceapibank
449Border Bank5 months4.30%$10,000 – $500,000Personal2026-09-02sourceapibank
Coastline Bank3 months4.30%$5,000 – $25,000Personalexisting customers only; new customers only (+1 more)2026-06-01sourceapibank
450P&N Bank4 months4.30%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
Police Bank3 months4.30%$1,000 – $10,000Personal2026-09-02sourceapibank
451Police Bank3 months4.30%$10,000 – $500,000Personal2026-09-02sourceapibank
452Police Bank5 months4.30%$10,000 – $500,000Personal2026-09-02sourceapibank
Auswide Bank1065–1095 days4.25%annually$5,000 – $19,999Personal, Business2026-05-07sourceapibank
453Auswide Bank1065–1095 days4.25%annually$49,999 – $9,999,999Personal, Business2026-05-07sourceapibank
Central Murray Bank12 months4.25%at maturity$10,000 – $25,000Personal2026-08-06sourceapibank
454Central Murray Bank12 months4.25%at maturity$50,000 – $3,500,000Personal2026-08-06sourceapibank
Darling Downs Bank24 months4.25%annually$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
455Fire Service Credit Union6 months4.25%$25,000 – $1,000,000Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
Greater Bank24–35 months4.25%half-yearly$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
456Greater Bank24–35 months4.25%half-yearly$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
MyState Bank36 months4.25%annually$5,000+Business2026-09-28sourceapibank
457MyState Bank36 months4.25%annually$5,000+Personal2026-09-28sourceapibank
458Newcastle Permanent24 months4.25%annually$1,000 – $100,000,000Personal2026-09-28sourceapibank
Northern Inland Credit Union9 months4.25%$10,000 – $25,000Personal2026-04-22sourceapibank
459Northern Inland Credit Union9 months4.25%$50,000 – $100,000Personal2026-04-22sourceapibank
460Unity Bank10 months4.25%$1,000 – $9,999,999Personal2026-06-24sourceapibank
461Unity Bank11 months4.25%$1,000 – $9,999,999Personal2026-06-24sourceapibank
462Unity Bank48 months4.25%annually$1,000 – $9,999,999Personal2026-06-24sourceapibank
463Unity Bank60 months4.25%annually$1,000 – $9,999,999Personal2026-06-24sourceapibank
Bank of us1090–1100 days4.20%at maturity$5,000 – $25,000Personal2026-05-12sourceapibank
464Bank of us1090–1100 days4.20%at maturity$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us1090–1100 days4.20%at maturity$100,000 – $500,000Personal2026-05-12sourceapibank
465BankVic60 months4.20%annually$5,000 – $10,000,000PersonalBankVic Member2026-08-12sourceapibank
466BOQ Specialist60 days4.20%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
467Border Bank36 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
468Border Bank48 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
469Border Bank60 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
Darling Downs Bank18 months4.20%annually$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank24 months4.20%annually$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
470Darling Downs Bank24 months4.20%annually$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank3 months4.20%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
471P&N Bank12–35 months4.20%at maturity$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
472Police Bank36 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
473Police Bank48 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
474Police Bank60 months4.20%half-yearly$10,000 – $500,000Personal2026-09-02sourceapibank
475Regional Australia Bank36 months4.20%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
Summerland Bank36 months4.20%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
476Police Credit Union3 months4.15%$50,000 – $2,500,000Personal2026-04-30sourceapibank
QBank36 months4.15%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
QBank48 months4.15%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
QBank60 months4.15%at maturity$250,000 – $1,000,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
Suncorp Bank11 months4.15%$100,000 – $999,999Personal2026-10-01sourceapibank
477Beyond Bank Australia3 months4.10%$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-04-07sourceapibank
478BOQ242–272 days4.10%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
479BOQ Specialist30 days4.10%$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
CommBank11 months4.10%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
Fire Service Credit Union6 months4.10%$5,000 – $24,999Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
Northern Inland Credit Union24 months4.10%at maturity$10,000 – $25,000Personal2026-04-22sourceapibank
480Northern Inland Credit Union24 months4.10%at maturity$50,000 – $100,000Personal2026-04-22sourceapibank
481Summerland Bank36 months4.10%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
482Suncorp Bank11 months4.10%$5,000 – $99,999Personal2026-10-01sourceapibank
483The Capricornian3 months4.10%$5,000 – $250,000Personal, BusinessAvailable to individuals, companies and trust for personal or business use.; Is currently, or wishes to become, a shareholding member of The Capricornian Ltd.2026-10-02sourceapibank
484Westpac36–47 months4.10%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
485Westpac48–59 months4.10%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
486Westpac60 months4.10%at maturity$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
487Australian Mutual Bank120–149 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
488Australian Mutual Bank150–179 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
489Australian Mutual Bank240–269 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
490Australian Mutual Bank300–329 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
491Australian Mutual Bank330–364 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
492Australian Mutual Bank545–729 days4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
493Australian Mutual Bank730–1094 days4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
494Australian Mutual Bank36 months4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-08-26sourceapibank
BNK Bank1 month4.05%$5,000+SMSF, Business2026-07-19sourceapi
495BNK Bank1 month4.05%$5,000+Personal, Business2026-07-19sourceapi
CommBank10 months4.05%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
496Darling Downs Bank3 months4.05%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
497Fire Service Credit Union1 month4.05%$10,000 – $1,000,000PersonalTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
Fire Service Credit Union12 months4.05%at maturity$5,000 – $24,999Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
498Fire Service Credit Union12 months4.05%at maturity$25,000 – $1,000,000Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
499Firefighters Mutual Bank120–149 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
500Firefighters Mutual Bank150–179 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
501Firefighters Mutual Bank240–269 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
502Firefighters Mutual Bank300–329 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
503Firefighters Mutual Bank330–364 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
504Firefighters Mutual Bank545–729 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
505Firefighters Mutual Bank730–1094 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
506Firefighters Mutual Bank36 months4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees or volunteers in the Australian e…2026-07-13sourceapibank
507Health Professionals Bank120–149 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
508Health Professionals Bank150–179 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
509Health Professionals Bank240–269 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
510Health Professionals Bank300–329 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
511Health Professionals Bank330–364 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
512Health Professionals Bank545–729 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
513Health Professionals Bank730–1094 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
514Health Professionals Bank36 months4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to citizens or permanent residents of Australia who are current or retired employees in the Australian health sector o…2026-07-14sourceapibank
Southern Cross Credit Union5 months4.05%$5,000 – $2,000,000Business2026-09-22sourceapibank
515Southern Cross Credit Union5 months4.05%$5,000 – $20,000,000Personal2026-09-22sourceapibank
516Teachers Mutual Bank120–149 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
517Teachers Mutual Bank150–179 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
518Teachers Mutual Bank240–269 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
519Teachers Mutual Bank300–329 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
520Teachers Mutual Bank330–364 days4.05%$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
521Teachers Mutual Bank545–729 days4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
522Teachers Mutual Bank730–1094 days4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
523Teachers Mutual Bank36 months4.05%at maturity$5,000 – $1,000,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees of the Australian education sector or family members of members (i.e. shareholders) of…2026-07-13sourceapibank
524UniBank120–149 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
525UniBank150–179 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
526UniBank240–269 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
527UniBank300–329 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
528UniBank330–364 days4.05%$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
529UniBank545–729 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
530UniBank730–1094 days4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
531UniBank36 months4.05%at maturity$5,000 – $500,000PersonalThis product is only available to members who are 50 years or older and part of our Edvest benefit scheme and currently hold an Everyday Direct or Bill Paying…; You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or fami…2026-07-13sourceapibank
532Unity Bank4 months4.05%$1,000 – $9,999,999Personal2026-06-24sourceapibank
533Unity Bank5 months4.05%$1,000 – $9,999,999Personal2026-06-24sourceapibank
534Unity Bank7 months4.05%$1,000 – $9,999,999Personal2026-06-24sourceapibank
535Unity Bank8 months4.05%$1,000 – $9,999,999Personal2026-06-24sourceapibank
536ANZ48–60 months4.00%annually$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
537Australian Military Bank6 months4.00%$500+Personalage 18 and under2026-08-24sourceapibank
538Australian Military Bank10 months4.00%$500+Personalage 18 and under2026-08-24sourceapibank
539Australian Military Bank11 months4.00%$500+Personalage 18 and under2026-08-24sourceapibank
Bank of Melbourne36–47 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
Bank of Melbourne48–59 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
Bank of Melbourne60 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
540Bank of Melbourne36–47 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
541Bank of Melbourne48–59 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
542Bank of Melbourne60 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Bank of us239–268 days4.00%$5,000 – $24,999Personal2026-05-12sourceapibank
543Bank of us239–268 days4.00%$25,000 – $99,999Personal2026-05-12sourceapibank
Bank of us239–268 days4.00%$100,000 – $500,000Personal2026-05-12sourceapibank
Bank of us299–358 days4.00%$5,000 – $25,000Personal2026-05-12sourceapibank
544Bank of us299–358 days4.00%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us299–358 days4.00%$100,000 – $500,000Personal2026-05-12sourceapibank
BankSA36–47 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
BankSA48–59 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
BankSA60 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
545BankSA36–47 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
546BankSA48–59 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
547BankSA60 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
548BCU Bank11 months4.00%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
549BCU Bank3 months4.00%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
Central Murray Bank6 months4.00%$10,000 – $25,000Personal2026-08-06sourceapibank
550Central Murray Bank6 months4.00%$50,000 – $3,500,000Personal2026-08-06sourceapibank
CommBank9 months4.00%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
551CommBank48–59 months4.00%annually$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank48–59 months4.00%annually$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
552CommBank60 months4.00%annually$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank60 months4.00%annually$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank10 months4.00%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
553Darling Downs Bank10 months4.00%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
554Great Southern Bank1–2 months4.00%$5,000+Personal2026-08-26sourceapibank
555IMB Bank48 months4.00%annually$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
556IMB Bank60 months4.00%annually$5,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
557Laboratories Credit Union6–11 months4.00%monthly$5,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02sourceapibank
Northern Inland Credit Union6 months4.00%$10,000 – $25,000Personal2026-04-22sourceapibank
558Northern Inland Credit Union6 months4.00%$50,000 – $100,000Personal2026-04-22sourceapibank
People First Bank / Heritage Bank3–4 months4.00%$5,000+Business2026-09-22sourceapibank
559People First Bank / Heritage Bank3 months4.00%$1,000+Personal2026-09-22sourceapibank
560People First Bank / Heritage Bank5 months4.00%$1,000+Personal2026-09-22sourceapibank
St.George Bank36–47 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
St.George Bank48–59 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
St.George Bank60 months4.00%at maturity$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
561St.George Bank36–47 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
562St.George Bank48–59 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
563St.George Bank60 months4.00%at maturity$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank36 months4.00%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
Suncorp Bank4 months4.00%$100,000 – $999,999Personal2026-10-01sourceapibank
564Woolworths Team Bank12 months4.00%at maturity$2,000 – $1,000,000PersonalWoolworths Group Limited and Endeavour Group Limited team members, Immediate family members of Woolworths Group Limited and Endeavour Group Limited team member…2026-07-08sourceapibank
CommBank48–59 months3.95%annually$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank60 months3.95%annually$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank11 months3.95%$200,000 – $500,000PersonalMust be a membe of the Credit Union2026-05-22sourceapi
565Darling Downs Bank11 months3.95%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
566Suncorp Bank4 months3.95%$5,000 – $99,999Personal2026-10-01sourceapibank
567The Mutual Bank184–213 days3.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
568The Mutual Bank214–244 days3.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
569The Mutual Bank245–274 days3.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
570The Mutual Bank275–305 days3.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
571The Mutual Bank306–335 days3.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
572Woolworths Team Bank9 months3.95%$2,000 – $1,000,000PersonalMembership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.2026-07-08sourceapibank
Auswide Bank518–549 days3.90%at maturity$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank518–549 days3.90%at maturity$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
573Auswide Bank18 months3.90%at maturity$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
Rabobank4 months3.90%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
574Rabobank4 months3.90%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Rabobank5 months3.90%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
575Rabobank5 months3.90%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
576ANZ11–12 months3.85%at maturity$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
577BCU Bank7 months3.85%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
578BCU Bank8 months3.85%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
579BCU Bank9 months3.85%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
580Bendigo Bank36 months3.85%annually$5,000+Personal2026-07-24sourceapi
581Bendigo Bank48 months3.85%annually$5,000+Personal2026-07-24sourceapi
582Bendigo Bank60 months3.85%annually$5,000+Personal2026-07-24sourceapi
Beyond Bank Australia3 months3.85%$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-04-07sourceapibank
583CommBank11 months3.85%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank11 months3.85%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
584NAB10 months3.85%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
585NAB11 months3.85%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
586P&N Bank3 months3.85%$5,000 – $1,000,000Personalage 55 and over; You must be or become a P&N Bank member (+2 more)2026-06-28sourceapibank
Police Credit Union12 months3.85%at maturity$5,000 – $50,000Personal2026-04-30sourceapibank
587Unity Bank18 months3.85%annually$1,000 – $9,999,999Personal2026-06-24sourceapibank
588Westpac11 months3.85%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
589ANZ10–11 months3.80%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
Arab Bank Australia3–4 months3.80%$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia3–4 months3.80%$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia3–4 months3.80%$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia3–4 months3.80%$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
590Arab Bank Australia3–4 months3.80%$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia3–4 months3.80%$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
591CommBank10 months3.80%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank10 months3.80%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank11 months3.80%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank11 months3.80%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
592NAB9 months3.80%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
593NAB36 months3.80%annually$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
594NAB48 months3.80%annually$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
595NAB60 months3.80%annually$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
596P&N Bank9 months3.80%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
Police Credit Union48 months3.80%annually$5,000 – $50,000Personal2026-04-30sourceapibank
597Queensland Country Bank6–11 months3.80%$1,000+Personal2026-10-02sourceapibank
Southern Cross Credit Union8 months3.80%$5,000 – $2,000,000Business2026-09-22sourceapibank
Southern Cross Credit Union10 months3.80%$5,000 – $2,000,000Business2026-09-22sourceapibank
598Southern Cross Credit Union8 months3.80%$5,000 – $20,000,000Personal2026-09-22sourceapibank
599Southern Cross Credit Union10 months3.80%$5,000 – $20,000,000Personal2026-09-22sourceapibank
600Westpac10 months3.80%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
601ANZ9–10 months3.75%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
602Bank of China1 month3.75%$1,000+Personal2026-05-07sourceapibank
Bank of Melbourne11 months3.75%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
603Bank of Melbourne11 months3.75%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA11 months3.75%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
604BankSA11 months3.75%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
605Cairns Bank3–5 months3.75%$1,000 – $1,000,000Personal2026-06-29sourceapibank
606CommBank9 months3.75%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank9 months3.75%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank10 months3.75%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Greater Bank36–47 months3.75%half-yearly$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
607Greater Bank36–47 months3.75%half-yearly$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
Greater Bank4 months3.75%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
608Greater Bank4 months3.75%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank5 months3.75%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
609Greater Bank5 months3.75%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
610Newcastle Permanent106–135 days3.75%$1,000 – $100,000,000Personal2026-09-28sourceapibank
611Newcastle Permanent136–165 days3.75%$1,000 – $100,000,000Personal2026-09-28sourceapibank
612Newcastle Permanent36 months3.75%annually$1,000 – $100,000,000Personal2026-09-28sourceapibank
613QBank36 months3.75%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
614QBank48 months3.75%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
615QBank60 months3.75%at maturity$10,000 – $100,000PersonalYou do not have to be a member of Qbank to hold a term deposit.2026-05-11sourceapibank
616RACQ Bank9 months3.75%$1,000 – $1,000,000Personal2026-09-02sourceapibank
St.George Bank11 months3.75%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
617St.George Bank11 months3.75%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Suncorp Bank5 months3.75%$100,000 – $999,999Personal2026-10-01sourceapibank
Suncorp Bank8 months3.75%$100,000 – $999,999Personal2026-10-01sourceapibank
Suncorp Bank10 months3.75%$100,000 – $999,999Personal2026-10-01sourceapibank
618Westpac9 months3.75%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
ANZ9–10 months3.70%$5,000+Businessadvance notice product2026-05-14sourceapibank
ANZ10–11 months3.70%$5,000+Businessadvance notice product2026-05-14sourceapibank
Bank of Melbourne10 months3.70%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
619Bank of Melbourne10 months3.70%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA10 months3.70%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
620BankSA10 months3.70%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
621CommBank8 months3.70%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank8 months3.70%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank9 months3.70%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
622GMCU9–10 months3.70%$4,999 – $1,000,000PersonalYou must become a member. Visit our website for more details.2026-04-09sourceapibank
623NAB8 months3.70%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
624P&N Bank11 months3.70%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
625P&N Bank8 months3.70%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
St.George Bank10 months3.70%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
626St.George Bank10 months3.70%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
627Suncorp Bank5 months3.70%$5,000 – $99,999Personal2026-10-01sourceapibank
628Suncorp Bank8 months3.70%$5,000 – $99,999Personal2026-10-01sourceapibank
629Suncorp Bank10 months3.70%$5,000 – $99,999Personal2026-10-01sourceapibank
630The Mac24 months3.70%annually$5,000 – $1,000,000Personal2026-08-24sourceapibank
631Westpac8 months3.70%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
Bank of Melbourne9 months3.65%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
632Bank of Melbourne9 months3.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA9 months3.65%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
633BankSA9 months3.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
634Beyond Bank Australia36 months3.65%at maturity$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
Beyond Bank Australia36 months3.65%at maturity$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
635Beyond Bank Australia48–60 months3.65%at maturity$50,000 – $200,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
Beyond Bank Australia48–60 months3.65%at maturity$200,000 – $5,000,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
CommBank8 months3.65%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
636CommBank7 months3.65%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank7 months3.65%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank8 months3.65%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank3 months3.65%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank7 months3.65%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
637Darling Downs Bank7 months3.65%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank8 months3.65%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
638Darling Downs Bank8 months3.65%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
639Regional Australia Bank60 months3.65%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
St.George Bank9 months3.65%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
640St.George Bank9 months3.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank60 months3.65%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
SWS Bank9 months3.65%$10,000 – $50,000Personal, Business2026-05-11sourceapibank
641SWS Bank9 months3.65%$50,000 – $9,999,999Personal, Business2026-05-11sourceapibank
642Westpac7 months3.65%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
643Australian Military Bank12 months3.60%at maturity$500+Personalage 18 and under2026-08-24sourceapibank
Bank of Melbourne8 months3.60%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
644Bank of Melbourne8 months3.60%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA8 months3.60%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
645BankSA8 months3.60%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
646BankWAW18–24 months3.60%annually$25,000 – $1,000,000Personal, Business2026-05-18sourceapibank
647Bendigo Bank4 months3.60%$5,000 – $5,000,000Personal2026-09-24sourceapibank
Beyond Bank Australia36 months3.60%at maturity$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
Beyond Bank Australia48–60 months3.60%at maturity$2,000 – $50,000Personal, BusinessMembership: You must be or become a Beyond Bank Australia member2026-03-23sourceapibank
CommBank7 months3.60%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
CommBank7 months3.60%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank10 months3.60%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank4 months3.60%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
648Darling Downs Bank4 months3.60%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank5 months3.60%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
649Darling Downs Bank5 months3.60%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
650Geelong Bank3 months3.60%$1,000 – $1,000,000Personal2026-05-25sourceapibank
651GMCU3–5 months3.60%$4,999 – $3,000,000PersonalYou must become a member. Visit our website for more details.2026-04-09sourceapibank
Greater Bank7 months3.60%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
652Greater Bank7 months3.60%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank8 months3.60%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
653Greater Bank8 months3.60%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank9 months3.60%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
654Greater Bank9 months3.60%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank10 months3.60%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
655Greater Bank10 months3.60%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank11 months3.60%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
656Greater Bank11 months3.60%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
657Hume Bank3 months3.60%$1,000 – $1,000,000Personal, Business2026-09-17sourceapibank
658NAB7 months3.60%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
659Newcastle Permanent196–225 days3.60%$1,000 – $100,000,000Personal2026-09-28sourceapibank
660Newcastle Permanent226–255 days3.60%$1,000 – $100,000,000Personal2026-09-28sourceapibank
661Newcastle Permanent256–285 days3.60%$1,000 – $100,000,000Personal2026-09-28sourceapibank
662Newcastle Permanent286–315 days3.60%$1,000 – $100,000,000Personal2026-09-28sourceapibank
663Newcastle Permanent316–345 days3.60%$1,000 – $100,000,000Personal2026-09-28sourceapibank
664P&N Bank10 months3.60%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
Police Credit Union24 months3.60%annually$5,000 – $50,000Personal2026-04-30sourceapibank
Police Credit Union6 months3.60%$5,000 – $50,000Personal2026-04-30sourceapibank
Police Credit Union9 months3.60%$5,000 – $50,000Personal2026-04-30sourceapibank
Police Credit Union36 months3.60%annually$5,000 – $50,000Personal2026-04-30sourceapibank
665Queensland Country Bank3–5 months3.60%$1,000+Personal2026-10-02sourceapibank
666Regional Australia Bank48 months3.60%at maturity$1,000 – $500,000Personal2026-09-03sourceapibank
St.George Bank8 months3.60%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
667St.George Bank8 months3.60%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank48 months3.60%at maturity$100,000 – $1,000,000Personal2026-09-03sourceapibank
ANZ7–8 months3.55%$5,000+Businessadvance notice product2026-05-14sourceapibank
668Australian Military Bank18 months3.55%annually$500+Personalage 18 and under2026-08-24sourceapibank
669Australian Military Bank24 months3.55%annually$500+Personalage 18 and under2026-08-24sourceapibank
670Bank Australia18 months3.55%at maturity$500 – $1,000,000Personal, SMSF, Business2026-06-24sourceapibank
Bank of Melbourne7 months3.55%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
671Bank of Melbourne7 months3.55%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA7 months3.55%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
672BankSA7 months3.55%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
673BCU Bank10 months3.55%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
Greater Bank48–59 months3.55%half-yearly$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
674Greater Bank48–59 months3.55%half-yearly$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
Greater Bank60 months3.55%half-yearly$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
675Greater Bank60 months3.55%half-yearly$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
676Newcastle Permanent48 months3.55%annually$1,000 – $100,000,000Personal2026-09-28sourceapibank
677Newcastle Permanent60 months3.55%annually$1,000 – $100,000,000Personal2026-09-28sourceapibank
Rabobank18 months3.55%half-yearly$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
678RSL Money18 months3.55%annually$1,000+PersonalExclusively for RSL Sub Branches and their members2026-08-24sourceapibank
679RSL Money24 months3.55%annually$1,000+PersonalExclusively for RSL Sub Branches and their members2026-08-24sourceapibank
St.George Bank7 months3.55%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
680St.George Bank7 months3.55%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
681Summerland Bank60 months3.55%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
682Transport Mutual Credit Union6–11 months3.55%$1,000 – $1,000,000Personal2026-08-04sourceapibank
683Westpac5 months3.55%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
684ANZ6–7 months3.50%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
ANZ3–4 months3.50%$5,000+Businessadvance notice product2026-05-14sourceapibank
ANZ6–7 months3.50%$5,000+Businessadvance notice product2026-05-14sourceapibank
685BOQ Specialist24 months3.50%at maturity$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
686BOQ Specialist36 months3.50%annually$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
687BOQ Specialist48 months3.50%at maturity$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
688BOQ Specialist60 months3.50%annually$1,000 – $100,000,000PersonalExclusively available to medical professionals and accountants2026-09-21sourceapibank
Central Murray Bank10 months3.50%$10,000 – $20,000Personal2026-05-20sourceapibank
689Central Murray Bank10 months3.50%$50,000 – $3,500,000Personal2026-05-20sourceapibank
Central Murray Bank11 months3.50%$10,000 – $25,000Personal2026-05-20sourceapibank
690Central Murray Bank11 months3.50%$50,000 – $3,500,000Personal2026-05-20sourceapibank
Central Murray Bank24 months3.50%at maturity$10,000 – $25,000Personal2026-05-20sourceapibank
691Central Murray Bank24 months3.50%at maturity$50,000 – $3,500,000Personal2026-05-20sourceapibank
Central Murray Bank9 months3.50%$10,000 – $25,000Personal2026-05-20sourceapibank
692Central Murray Bank9 months3.50%$50,000 – $3,500,000Personal2026-05-20sourceapibank
CommBank5 months3.50%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
Darling Downs Bank4 months3.50%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank5 months3.50%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank7 months3.50%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank8 months3.50%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Darling Downs Bank9 months3.50%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
693Laboratories Credit Union3–5 months3.50%monthly$5,000 – $500,000PersonalMust be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may…2026-10-02sourceapibank
694NAB6 months3.50%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
695Rabobank18 months3.50%half-yearly$1,000 – $100,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank18 months3.50%half-yearly$100,000 – $250,000SMSFNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; SMSF products are available only to SMSF trustees. (+1 more)2026-09-15sourceapibank
696RACQ Bank4 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
697RACQ Bank5 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
698RACQ Bank7 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
699RACQ Bank8 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
700RACQ Bank10 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
701RACQ Bank11 months3.50%$1,000 – $1,000,000Personal2026-09-02sourceapibank
702Regional Australia Bank3 months3.50%$1,000 – $500,000Personal2026-09-03sourceapibank
Southern Cross Credit Union18 months3.50%annually$5,000 – $2,000,000Business2026-09-22sourceapibank
703Southern Cross Credit Union18 months3.50%annually$5,000 – $20,000,000Personal2026-09-22sourceapibank
Summerland Bank3 months3.50%$100,000 – $1,000,000Personal2026-09-03sourceapibank
704Summerland Bank48 months3.50%at maturity$20,000 – $100,000Personal2026-09-03sourceapibank
SWS Bank6 months3.50%$10,000 – $50,000Personal, Business2026-05-11sourceapibank
705SWS Bank6 months3.50%$50,000 – $9,999,999Personal, Business2026-05-11sourceapibank
706The Mac3 months3.50%$5,000 – $1,000,000Personal2026-08-24sourceapibank
Tyro30 days3.50%$1,000 – $100,000BusinessYou must be a Tyro EFTPOS/eCommerce with an active Tyro Bank Account to open a Tyro Business Term Deposit.2026-02-15sourceapibank
707Westpac4 months3.50%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
708Westpac6 months3.50%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
709ANZ5–6 months3.45%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
Bank of Melbourne5 months3.45%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
710Bank of Melbourne5 months3.45%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA5 months3.45%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
711BankSA5 months3.45%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
712BCU Bank24 months3.45%annually$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
CommBank4 months3.45%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
713CommBank5 months3.45%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank5 months3.45%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Rabobank18 months3.45%half-yearly$1,000 – $100,000SMSFNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; SMSF products are available only to SMSF trustees. (+1 more)2026-09-15sourceapibank
St.George Bank5 months3.45%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
714St.George Bank5 months3.45%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Summerland Bank60 months3.45%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
715ANZ4–5 months3.40%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
Arab Bank Australia12–24 months3.40%at maturity$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia12–24 months3.40%at maturity$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia12–24 months3.40%at maturity$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia12–24 months3.40%at maturity$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
716Arab Bank Australia12–24 months3.40%at maturity$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia12–24 months3.40%at maturity$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Bank of Melbourne4 months3.40%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
Bank of Melbourne6 months3.40%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
717Bank of Melbourne4 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
718Bank of Melbourne6 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA4 months3.40%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
BankSA6 months3.40%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
719BankSA4 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
720BankSA6 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankWAW18–24 months3.40%annually$1,000 – $25,000Personal, Business2026-05-18sourceapibank
Central West Credit Union180–364 days3.40%$5,000 – $50,000Personal2026-04-30sourceapibank
721Central West Credit Union180–364 days3.40%$50,000 – $1,000,000Personal2026-04-30sourceapibank
CommBank3 months3.40%$5,000 – $2,000,000BusinessHave an eligible transaction account in the same business name; In the case of domestic businesses (e.g. a sole trader, company, etc.) have an ABN and/or ACN as applicable (+1 more)2026-10-02sourceapibank
722CommBank4 months3.40%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank4 months3.40%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank5 months3.40%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
723NAB5 months3.40%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
St.George Bank4 months3.40%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
St.George Bank6 months3.40%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
724St.George Bank4 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
725St.George Bank6 months3.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
726Summerland Bank3 months3.40%$20,000 – $100,000Personal2026-09-03sourceapibank
Summerland Bank48 months3.40%at maturity$1,000 – $20,000Personal2026-09-03sourceapibank
727ANZ3–4 months3.35%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
ANZ5–6 months3.35%$5,000+Businessadvance notice product2026-05-14sourceapibank
728BCU Bank36 months3.35%annually$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
729CommBank3 months3.35%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank3 months3.35%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank4 months3.35%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
730NAB90 days3.35%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
731NAB4 months3.35%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
732P&N Bank35–60 months3.35%annually$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
Rabobank18 months3.35%half-yearly$100,000 – $250,000BusinessNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; The business must be an active non-financial entity. (+2 more)2026-09-15sourceapibank
SWS Bank3 months3.35%$10,000 – $50,000Personal, Business2026-05-11sourceapibank
733SWS Bank3 months3.35%$50,000 – $9,999,999Personal, Business2026-05-11sourceapibank
734Transport Mutual Credit Union3–6 months3.35%$1,000 – $1,000,000Personal2026-08-04sourceapibank
735Westpac3 months3.35%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
Arab Bank Australia24–36 months3.30%annually$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia24–36 months3.30%annually$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia24–36 months3.30%annually$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia36–48 months3.30%annually$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia36–48 months3.30%annually$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia36–48 months3.30%annually$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia24–36 months3.30%annually$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
736Arab Bank Australia24–36 months3.30%annually$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia24–36 months3.30%annually$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia36–48 months3.30%annually$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
737Arab Bank Australia36–48 months3.30%annually$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia36–48 months3.30%annually$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
738Bendigo Bank11 months3.30%$5,000 – $5,000,000Personal2026-09-24sourceapibank
739Broken Hill Bank6 months3.30%$5,000 – $500,000Personal2026-06-11sourceapibank
CommBank3 months3.30%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
740Great Southern Bank17–18 months3.30%annually$5,000+Personalage 55 and over: To receive the Platinum Plus Club Member rates, the account owner of the term deposit must be either an individual aged 55 years or over, or a…2026-08-26sourceapibank
Rabobank18 months3.30%half-yearly$1,000 – $100,000BusinessNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; The business must be an active non-financial entity. (+2 more)2026-09-15sourceapibank
741RACQ Bank24 months3.30%at maturity$1,000 – $1,000,000Personal2026-09-02sourceapibank
742RACQ Bank36 months3.30%at maturity$1,000 – $1,000,000Personal2026-09-02sourceapibank
743RACQ Bank48 months3.30%at maturity$1,000 – $1,000,000Personal2026-09-02sourceapibank
744RACQ Bank60 months3.30%at maturity$1,000 – $1,000,000Personal2026-09-02sourceapibank
Summerland Bank3 months3.30%$1,000 – $20,000Personal2026-09-03sourceapibank
745Transport Mutual Credit Union24 months3.30%annually$5,000 – $1,000,000Personal2026-08-04sourceapibank
746Transport Mutual Credit Union12–23 months3.30%at maturity$5,000 – $1,000,000Personal2026-08-04sourceapibank
Auswide Bank1096–1460 days3.25%at maturity$5,000 – $19,999Personal, Business2026-09-29sourceapibank
747Auswide Bank1096–1460 days3.25%at maturity$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Auswide Bank1491–1829 days3.25%at maturity$5,000 – $19,999Personal, Business2026-09-29sourceapibank
748Auswide Bank1491–1829 days3.25%at maturity$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
Bank of Melbourne3 months3.25%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
749Bank of Melbourne3 months3.25%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA3 months3.25%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
750BankSA3 months3.25%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
751Bendigo Bank6 months3.25%$5,000+Personal2026-07-24sourceapi
752Bendigo Bank10 months3.25%$5,000 – $5,000,000Personal2026-09-24sourceapibank
753Broken Hill Bank2 months3.25%$5,000 – $500,000Personal2026-06-11sourceapibank
754Broken Hill Bank3 months3.25%$5,000 – $500,000Personal2026-06-11sourceapibank
755Broken Hill Bank4 months3.25%$5,000 – $500,000Personal2026-06-11sourceapibank
756Broken Hill Bank5 months3.25%$5,000 – $500,000Personal2026-06-11sourceapibank
Central Murray Bank3 months3.25%$10,000 – $25,000Personal2026-05-20sourceapibank
757Central Murray Bank3 months3.25%$50,000 – $3,500,000Personal2026-05-20sourceapibank
Central Murray Bank4 months3.25%$10,000 – $25,000Personal2026-05-20sourceapibank
758Central Murray Bank4 months3.25%$50,000 – $3,500,000Personal2026-05-20sourceapibank
Central West Credit Union90–179 days3.25%$5,000 – $50,000Personal2026-04-30sourceapibank
759Central West Credit Union90–179 days3.25%$50,000 – $1,000,000Personal2026-04-30sourceapibank
Northern Inland Credit Union3 months3.25%$10,000 – $25,000Personal2026-04-22sourceapibank
760Northern Inland Credit Union3 months3.25%$50,000 – $100,000Personal2026-04-22sourceapibank
St.George Bank3 months3.25%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
761St.George Bank3 months3.25%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
Arab Bank Australia48–60 months3.20%annually$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia48–60 months3.20%annually$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia48–60 months3.20%annually$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia48–60 months3.20%annually$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
762Arab Bank Australia48–60 months3.20%annually$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia48–60 months3.20%annually$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
763Australian Military Bank36 months3.20%annually$500+Personalage 18 and under2026-08-24sourceapibank
764Bendigo Bank9 months3.20%$5,000 – $5,000,000Personal2026-09-24sourceapibank
765RSL Money36 months3.20%annually$1,000+PersonalExclusively for RSL Sub Branches and their members2026-08-24sourceapibank
766Bendigo Bank7 months3.15%$5,000 – $5,000,000Personal2026-09-24sourceapibank
767Cairns Bank1095–1096 days3.15%monthly$1,000 – $1,000,000Personal2026-06-29sourceapibank
Transport Mutual Credit Union3–5 months3.15%$1,000 – $1,000,000SMSF2026-05-12sourceapibank
Transport Mutual Credit Union6–11 months3.15%$1,000 – $1,000,000SMSF2026-05-12sourceapibank
ANZ36–48 months3.10%annually$5,000+Businessadvance notice product2026-05-14sourceapibank
ANZ48–60 months3.10%annually$5,000+Businessadvance notice product2026-05-14sourceapibank
768BankWAW6–11 months3.10%$25,000 – $1,000,000Personal, Business2026-05-18sourceapibank
Fire Service Credit Union3 months3.05%$5,000 – $24,999Personal, BusinessTo join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.2026-05-20sourceapibank
Transport Mutual Credit Union12–23 months3.05%at maturity$1,000 – $1,000,000SMSF2026-05-12sourceapibank
Transport Mutual Credit Union24 months3.05%at maturity$1,000 – $1,000,000SMSF2026-05-12sourceapibank
BankWAW6–11 months3.00%$1,000 – $25,000Personal, Business2026-05-18sourceapibank
769Credit Union SA3 months3.00%$1,000+Personal2026-09-16sourceapibank
770Credit Union SA5 months3.00%$1,000+Personal2026-09-16sourceapibank
771Credit Union SA6 months3.00%$1,000+Personal2026-09-16sourceapibank
772Credit Union SA8 months3.00%$1,000+Personal2026-09-16sourceapibank
773Credit Union SA9 months3.00%$1,000+Personal2026-09-16sourceapibank
774Credit Union SA11 months3.00%$1,000+Personal2026-09-16sourceapibank
Greater Bank14–23 months3.00%half-yearly$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
775Greater Bank14–23 months3.00%half-yearly$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-23sourceapibank
People First Bank / Heritage Bank2–3 months3.00%$5,000+Business2026-09-22sourceapibank
776People First Bank / Heritage Bank2 months3.00%$1,000+Personal2026-09-22sourceapibank
Police Credit Union3 months3.00%$5,000 – $50,000Personal2026-04-30sourceapibank
777Unity Bank2 months3.00%$1,000 – $9,999,999Personal2026-06-24sourceapibank
778Bendigo Bank5 months2.90%$5,000 – $5,000,000Personal2026-09-24sourceapibank
779Credit Union SA24 months2.90%at maturity$1,000+Personal2026-09-16sourceapibank
780Credit Union SA36 months2.90%at maturity$1,000+Personal2026-09-16sourceapibank
781Credit Union SA48 months2.90%at maturity$1,000+Personal2026-09-16sourceapibank
782Credit Union SA60 months2.90%at maturity$1,000+Personal2026-09-16sourceapibank
783Bendigo Bank3 months2.80%$5,000+Personal2026-07-24sourceapi
784Woolworths Team Bank18 months2.75%annually$2,000 – $1,000,000PersonalMembership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.2026-07-08sourceapibank
785BankWAW3–5 months2.70%$25,000 – $1,000,000Personal, Business2026-05-18sourceapibank
BankWAW3–5 months2.60%$1,000 – $25,000Personal, Business2026-05-18sourceapibank
786Heartland31 days2.55%$10,000 – $2,000,000PersonalThis account is available via Australian Money Market; available via broker or intermediary (+1 more)2026-09-30sourceapibank
Heartland31 days2.55%$10,000 – $2,000,000BusinessThis account is available via Australian Money Market.; available via broker or intermediary (+1 more)2026-09-30sourceapibank
787Unity Bank1 month2.50%$1,000 – $9,999,999Personal2026-06-24sourceapibank
Judo Bank2 months2.30%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank2 months2.30%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
788Judo Bank2 months2.30%$1,000 – $2,000,000Personal2026-09-15sourceapibank
Arab Bank Australia1 month2.25%$10,000 – $49,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia1 month2.25%$50,000 – $99,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia1 month2.25%$100,000 – $499,999Business• Available business customers. • Minimum opening balance $1. • Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check req…2026-08-18sourceapibank
Arab Bank Australia1 month2.25%$10,000 – $49,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
789Arab Bank Australia1 month2.25%$50,000 – $99,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
Arab Bank Australia1–2 months2.25%$100,000 – $499,999Personal Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identi…2026-09-16sourceapibank
790IMB Bank6–8 months2.25%$1,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
791IMB Bank9–11 months2.25%$1,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
792IMB Bank12–23 months2.25%at maturity$1,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
793People First Bank / Heritage Bank1 month2.25%$1,000+Personal2026-09-22sourceapibank
Defence Bank1 month2.10%$2,000 – $1,000,000SMSF, Business2026-05-20sourceapibank
Defence Bank2 months2.10%$2,000 – $1,000,000SMSF, BusinessAvailable on request2026-05-20sourceapibank
794Defence Bank1 month2.10%$1,000 – $1,000,000PersonalAvailable on request only2026-05-20sourceapibank
795Defence Bank2 months2.10%$1,000 – $1,000,000PersonalAvailable on request only2026-05-20sourceapibank
Judo Bank1 month2.10%$1,000 – $2,000,000BusinessOnly the following business entities are eligible to apply online: Private Company - Provide an ABN -Maximum number of directors is 9 -Shareholders must be ind…2026-09-15sourceapibank
Judo Bank1 month2.10%$1,000 – $2,000,000SMSFAn online SMSF Term Deposit is only available to one corporate trustee of an SMSF or two to four individual trustees.2026-09-15sourceapibank
796Judo Bank1 month2.10%$1,000 – $2,000,000Personal2026-09-15sourceapibank
797Macquarie Bank1 month2.10%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
798Macquarie Bank2 months2.10%$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
Rabobank2 months2.10%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
799Rabobank2 months2.10%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Bank of us26–58 days2.00%$5,000 – $25,000Personal2026-05-12sourceapibank
800Bank of us26–58 days2.00%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us26–58 days2.00%$100,000 – $500,000Personal2026-05-12sourceapibank
Bank of us59–88 days2.00%$5,000 – $25,000Personal2026-05-12sourceapibank
801Bank of us59–88 days2.00%$25,000 – $100,000Personal2026-05-12sourceapibank
Bank of us59–88 days2.00%$100,000 – $500,000Personal2026-05-12sourceapibank
802Bankwest1–2 months2.00%$1,000 – $10,000,000PersonalAccount is available for single and joint account holder.; You must have a current Direct Debit Request at all times (this enables us to transfer funds from your Linked Account to your account). (+4 more)2026-10-01sourceapibank
803BOQ24–35 months2.00%at maturity$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
804BOQ36–47 months2.00%at maturity$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
805BOQ48–59 months2.00%at maturity$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
806Horizon Bank1 month2.00%$1,000 – $10,000,000Personal2026-08-17sourceapibank
807Horizon Bank2 months2.00%$1,000 – $10,000,000Personal2026-08-17sourceapibank
808Macquarie Bank24 months2.00%annually$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
809Macquarie Bank36 months2.00%annually$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
810Macquarie Bank48 months2.00%annually$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
811Macquarie Bank60 months2.00%annually$5,000 – $1,000,000Personal, BusinessTerm deposit must be funded by Direct Debit.; Available for Companies and Trusts. (+3 more)2026-09-15sourceapibank
Rabobank1 month2.00%$100,000 – $250,000PersonalNew customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge f…; loyalty bonus on rollover2026-09-15sourceapibank
Rabobank1 month2.00%$5,000 – $50,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
812Rabobank1 month2.00%$50,000 – $2,000,000Personal, SMSF, BusinessAvailable for individuals (including Joint applicants), Businesses (including companies and partnerships), Trusts and Self-Managed Superannuation Funds and oth…2026-09-15sourceapibank
Suncorp Bank2 months2.00%$100,000 – $999,999Personal2026-10-01sourceapibank
813Suncorp Bank2 months1.95%$5,000 – $99,999Personal2026-10-01sourceapibank
814The Mutual Bank31–60 days1.95%$1,000 – $499,999Personal, Business2026-10-01sourceapibank
815Woolworths Team Bank24 months1.95%annually$2,000 – $1,000,000PersonalMembership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group2026-08-17sourceapibank
816Dnister2 months1.90%$1,000 – $1,000,000Personal2026-10-02sourceapibank
817ANZ2–3 months1.75%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
ANZ2–3 months1.75%$5,000+Businessadvance notice product2026-05-14sourceapibank
818BOQ303–333 days1.75%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
819BOQ334–364 days1.75%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
820CommBank2 months1.75%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank2 months1.75%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank2 months1.75%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
821Westpac2 months1.75%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
CommBank2 months1.70%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
822Gateway Bank24 months1.70%at maturity$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
823Gateway Bank36 months1.70%at maturity$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
Bank of Melbourne2 months1.65%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
824Bank of Melbourne2 months1.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA2 months1.65%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
825BankSA2 months1.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
826Dnister1 month1.65%$1,000 – $1,000,000Personal2026-10-02sourceapibank
827NAB60 days1.65%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
St.George Bank2 months1.65%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
828St.George Bank2 months1.65%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
829BCU Bank2 months1.60%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
830Darling Downs Bank2 months1.60%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
831P&N Bank2 months1.60%$5,000 – $1,000,000PersonalYou must be or become a P&N Bank member; existing customers only (+1 more)2026-06-28sourceapibank
832RACQ Bank2 months1.60%$1,000 – $1,000,000Personal2026-09-02sourceapibank
833ANZ7–30 days1.50%$5,000+PersonalYou will need an existing ANZ everyday account or ANZ savings account; advance notice product2026-09-23sourceapibank
ANZ1–2 months1.50%$5,000+Businessadvance notice product2026-05-14sourceapibank
834CommBank1 month1.50%$50,000 – $100,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
CommBank1 month1.50%$100,000+Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank1 month1.50%$200,000 – $500,000PersonalMust be a member of the Credit Union2026-05-22sourceapi
835IMB Bank3–5 months1.50%$1,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
836Westpac1 month1.50%$5,000 – $2,000,000Personal, BusinessPersonal customers of all ages. If the Account Holder is under 14, the account must be opened by an adult authorised signatory. Account Holders under 12 are no…; Online Application - To open a Term Deposit online, you need to be an Existing customer with a Westpac Choice account, Individual or sole trader. (+1 more)2026-09-21sourceapibank
837Bendigo Bank2 months1.45%$5,000 – $5,000,000Personal2026-09-24sourceapibank
CommBank1 month1.45%$10,000 – $50,000Personal, SMSF, BusinessHave an Australian residential address, or otherwise subject to exception.; A domestic business, e.g. a sole trader, partnership, company, trust, with an ABN or ACN: Be one of the following entity types, with at least one signatory age… (+2 more)2026-10-02sourceapibank
Darling Downs Bank2 months1.45%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
Bank of Melbourne1 month1.40%$1,000 – $2,000,000BusinessYou must be an existing Bank of Melbourne banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
838Bank of Melbourne1 month1.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
BankSA1 month1.40%$1,000 – $2,000,000BusinessYou must be an existing BankSA banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
839BankSA1 month1.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
840Border Bank2 months1.40%$20,000 – $500,000Personal2026-09-02sourceapibank
841NAB30 days1.40%$5,000 – $1,999,999Personal, Business2026-09-20sourceapibank
842Police Bank2 months1.40%$20,000 – $500,000Personal2026-09-02sourceapibank
St.George Bank1 month1.40%$1,000 – $2,000,000BusinessYou must be an existing St.George banking customer; Online application and online bonus rate available for personal customers and sole traders only.2026-09-21sourceapibank
843St.George Bank1 month1.40%$1,000 – $2,000,000PersonalOnline Only Existing Customers: If you already use Internet or Mobile Banking, you can renew or open a new Term Deposit online in your name. You can also check…; Online Only New Customers: you'll need to open an everyday account to access Internet Banking (so you can open a Term Deposit and manage it online).2026-09-21sourceapibank
844Darling Downs Bank1 month1.35%$50,000 – $199,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
845Regional Australia Bank2 months1.35%$1,000 – $500,000Personal2026-09-03sourceapibank
846Gateway Bank7 months1.30%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
Suncorp Bank1 month1.30%$100,000 – $999,999Personal2026-10-01sourceapibank
847BOQ150–180 days1.25%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
848Cairns Bank1–2 months1.25%$1,000 – $1,000,000Personal2026-06-29sourceapibank
Darling Downs Bank1 month1.25%$5,000 – $49,999PersonalMust be a member of the Credit Union2026-05-22sourceapi
849IMB Bank1–2 months1.25%$1,000+PersonalThe mininum term: 30 days2026-10-02sourceapibank
850Suncorp Bank1 month1.25%$5,000 – $99,999Personal2026-10-01sourceapibank
851BCU Bank1 month1.20%$1,000 – $1,000,000PersonalYou must be or become a BCU Bank member; existing customers only (+1 more)2026-06-11sourceapibank
852Bendigo Bank1 month1.20%$5,000 – $5,000,000Personal2026-09-24sourceapibank
853Gateway Bank10 months1.20%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
854Gateway Bank11 months1.20%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
Southern Cross Credit Union1 month1.15%$5,000 – $2,000,000Business2026-09-22sourceapibank
Southern Cross Credit Union2 months1.15%$5,000 – $2,000,000Business2026-09-22sourceapibank
855Southern Cross Credit Union1 month1.15%$5,000 – $20,000,000Personal2026-09-22sourceapibank
856Southern Cross Credit Union2 months1.15%$5,000 – $20,000,000Personal2026-09-22sourceapibank
857Regional Australia Bank1 month1.10%$1,000 – $500,000Personal2026-09-03sourceapibank
858Gateway Bank8 months1.05%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
Auswide Bank32–62 days1.00%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank32–62 days1.00%$49,999 – $9,999,999Personal, Business2026-09-29sourceapibank
859Auswide Bank2 months1.00%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
860Bank of China7 months1.00%$1,000+Personal2026-03-10sourceapibank
Central Murray Bank7 months1.00%$10,000 – $25,000Personal2025-11-13sourceapibank
861Central Murray Bank7 months1.00%$50,000 – $3,500,000Personal2025-11-13sourceapibank
Greater Bank1 month1.00%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
862Greater Bank1 month1.00%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
Greater Bank2 months1.00%$5,000 – $50,000PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
863Greater Bank2 months1.00%$50,000+PersonalMust be identifiable in terms of legislative requirements2026-09-27sourceapibank
864Newcastle Permanent21–45 days1.00%$1,000 – $100,000,000Personal2026-09-28sourceapibank
865Newcastle Permanent46–75 days1.00%$1,000 – $100,000,000Personal2026-09-28sourceapibank
866BOQ59–88 days0.80%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
867Gateway Bank4 months0.80%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
868Gateway Bank5 months0.80%$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
Auswide Bank28–31 days0.75%$5,000 – $19,999Personal, Business2026-09-29sourceapibank
Auswide Bank28–31 days0.75%$49,999 – $11,000,000Personal, Business2026-09-29sourceapibank
869Auswide Bank1 month0.75%$5,000 – $3,000,000PersonalOnly available through National Seniors Australia2026-09-29sourceapibank
870BOQ28–58 days0.75%$5,000 – $249,999Personal, BusinessQLD/NSW solicitors and QLD/NSW property agents and motor dealers looking for an interest-bearing Controlled Money Account or Investment Trust Account to hold c…; Not-for-profit organisations. Not available to Self-Managed Superannuation Funds.2026-09-21sourceapibank
871Gateway Bank18 months0.75%at maturity$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
872Gateway Bank48 months0.75%at maturity$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
873Gateway Bank60 months0.75%at maturity$1,000 – $1,000,000Personal, Business2026-01-29sourceapibank
874RACQ Bank1 month0.55%$1,000 – $1,000,000Personal2026-09-02sourceapibank
875Bank of China4 months0.50%$1,000+Personal2026-03-10sourceapibank
MyState Bank1 month0.50%$5,000+Business2026-09-28sourceapibank
MyState Bank2 months0.50%$5,000+Business2026-09-28sourceapibank
876MyState Bank1 month0.50%$5,000+Personal2026-09-28sourceapibank
877MyState Bank2 months0.50%$5,000+Personal2026-09-28sourceapibank
Police Credit Union2 months0.05%$5,000 – $50,000Personal2026-04-30sourceapibank
878Police Credit Union2 months0.05%$50,000 – $2,500,000Personal2026-04-30sourceapibank
The Mac4 months0.00%$100,000 – $1,000,000Personal2026-08-24sourceapibank
The Mac5 months0.00%$100,000 – $1,000,000Personal2026-08-24sourceapibank
The Mac8 months0.00%$100,000 – $1,000,000Personal2026-08-24sourceapibank
The Mac11 months0.00%$100,000 – $1,000,000Personal2026-08-24sourceapibank

Rates are per annum as published by the bank; interest paid before maturity usually earns a little less. Each bank appears once per term, at the highest rate whose balance tier covers the selected deposit; a rate published for a band of terms (such as 12–23 months) is listed under every term in the band. Click a bank for every rate it publishes. The "source" link opens our snapshot of the bank's CDR record; "api" is the live endpoint, which needs an x-v header.

About this data

Every Australian data holder must publish its product reference data through the Consumer Data Right without authentication. We read the CDR Register, fetch each brand's term deposit products and rate tables, normalise terms (P1Y, P12M and P360D all become 12 months) and interest payment frequency, keep the bank's wording of any conditions, and exclude holding-facility rates and rates closed to new deposits. The same records are published as JSON, each with its source URL and the bank's last-updated time:

All banks

Every bank in the CDR register that publishes a term deposit product has its own page listing all of its rates, terms, balance tiers and interest payment options. 86 banks are listed; the muted figure is the best personal 12-month rate for a $50,000 deposit.

A further 30 brands in the CDR register publish no term deposit products (home loan brands, card issuers and non-bank lenders) and are not listed.

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.