Laboratories Credit Union
ABN 77 087 650 217
Term deposits
Laboratories Credit Union publishes 2 term deposit products through the Consumer Data Right (2 personal), giving 12 rates with terms from 3–5 months to 36 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- Monthly Interest 12 Month Term DepositPersonalmin deposit $1,000 · max $500,000 · 6 rates · Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may… · bank · source · api
Get a monthly income on your investment - Term DepositPersonalmin deposit $1,000 · max $500,000 · 6 rates · Must be a shareholder owning a $10 share. Each shareholder holds an equal share regardless of their balance. Shareholders have a say in how we are run. "Own yo…; To be eligible to join you must be at least 8 years of age and referred by a family member or friend who already has an account with LCU. Alternatively you may… · bank · source · api
Invest your funds for a good return
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 3–5 months | 3.50% | monthly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi | |
| 3–5 months | 2.60% | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | ||
| 6–11 months | 4.00% | monthly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi | |
| 6–11 months | 3.10% | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | ||
| 12 months | 4.90% | monthly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi | |
| 12 months | 4.60% | at maturity | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | |
| 13–23 months | 4.90% | quarterly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi | |
| 13–23 months | 4.60% | at maturity | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | |
| 24–35 months | 4.50% | at maturity | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | |
| 24–35 months | 4.30% | monthly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi | |
| 36 months | 4.60% | at maturity | $1,000 – $500,000 | Personal | 2026-02-11 | sourceapi | |
| 36 months | 4.20% | monthly | $5,000 – $500,000 | Personal | 2026-10-02 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/laboratories-credit-union.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.