BOQ Low Rate Visa Credit Card
credit card
Low Rate Visa Credit Card is a credit card from BOQ, as the bank publishes it in its product data. Its purchase rate is 13.99% and its card fee $65 a year. It ranks 39th of 52 issuers for a personal card by lowest purchase rate; and 5th of 22 issuers for a personal card by the length of its balance transfer offer.
What the feed states
- Purchase rate
- 13.99%
- Cash advance rate
- 21.99%
- Interest-free days
- up to 55
- Card fee
- $65 a year (Annual fee)
- Cash advance fee
- 3.5%, $3.50 minimum
- Late payment fee
- $30
- Balance transfer offer
- 0.00% for 24 months (3% fee, then 21.99%)
- Balance transfer rate otherwise
- 21.99%
- Credit limit
- $2,000 to $30,000
- Minimum income
- $25,000 a year
- Minimum age
- 18
- Scheme
- Visa
Conditions and offers
- 0.00% on balance transfers for 24 months, 3% transfer fee, then 21.99% (the cash advance rate)
- credit limit $2,000 to $30,000
- minimum income $25,000 a year
- cash advance outside Australia 1.5% (min $4, max $30) on top of the international fee
- $2 a month paper statement fee
- annual fee for each additional cardholder, except on Platinum
- 3.3% international transaction fee
- permanent Australian resident and Australian tax resident
Who can apply, in the bank's words
- Have a good credit rating
About this card
If paying down your balance each month is keeping you up, our Low Rate Visa Credit Card can help you keep costs down.
Data
- BOQ's own page for this card.
- The issuer's documents its feed links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
/au/finance/credit-cards/v1/brands/bank-of-queensland-limited.json: this issuer's cards as JSON; BOQ's page lists them.- The bank last updated this record on 2026-09-01; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.
Other cards at BOQ
- Blue Visa Credit Card credit card, 21.99%, $89 a year
- Platinum Visa Credit Card credit card, 21.99%, $149 a year
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