BOQ Platinum Visa Credit Card

credit card

Platinum Visa Credit Card is a credit card from BOQ, as the bank publishes it in its product data. Its purchase rate is 21.99% and its card fee $149 a year.

What the feed states

Purchase rate

21.99%

Cash advance rate

21.99%

Interest-free days

up to 44

Card fee

$149 a year (Annual fee)

Fee offer

$75 annual fee for the first year, $149 p.a. after that

Cash advance fee

3.5%, $3.50 minimum

Late payment fee

$30

Balance transfer offer

0.00% for 12 months (3% fee, then 21.99%)

Balance transfer rate otherwise

21.99%

Rewards programme

Q Rewards

Sign-up offer

100000 Earn 100,000 Q Rewards® Bonus Points when you spend $4,500 on eligible purchases within 90 days from approval

Complimentary insurance

Mobile Phone Insurance; Extended Warranty Insurance; Purchase Protection Insurance

Credit limit

$6,000 to $100,000

Minimum income

$35,000 a year

Minimum age

18

Scheme

Visa

Conditions and offers

• 0.00% on balance transfers for 12 months, 3% transfer fee, then 21.99% (the cash advance rate)
• credit limit $6,000 to $100,000
• minimum income $35,000 a year
• cash advance outside Australia 1.5% (min $4, max $30) on top of the international fee
• $2 a month paper statement fee
• annual fee for each additional cardholder, except on Platinum
• 3.3% international transaction fee
• permanent Australian resident and Australian tax resident
• 3 points per $1 at major supermarkets, 2 at major restaurants, 1 elsewhere

Who can apply, in the bank's words

• Have a good credit rating

About this card

Everything you need, with all of the platinum credit card benefits – earn Q Reward® points for every dollar spent on eligible transactions, purchase protection insurance, international and domestic travel insurance, and more.

Data

• BOQ's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/bank-of-queensland-limited.json: this issuer's cards as JSON; BOQ's page lists them.
• The bank last updated this record on 2026-10-21; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at BOQ

• Blue Visa Credit Card credit card, 21.99%, $89 a year
• Low Rate Visa Credit Card credit card, 13.99%, $65 a year