Deep Almanac

BOQ

Bank last updated 2026-09-21 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

Registered in the Consumer Data Right as Bank of Queensland Limited · ABN 32 009 656 740

Term deposits

BOQ publishes 3 term deposit products through the Consumer Data Right (2 personal, 1 business, 1 other), giving 126 rates with terms from 28–58 days to 1460–1826 days. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

Products

Rates

126 of 126 rates shown

P S B = eligible for personal · SMSF · business customers

TermRate p.a.Interest paidDeposit rangeP S BConditionsBank updatedSource
28–58 days0.75%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
28–58 days0.75%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
28–58 days0.65%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
28–58 days0.65%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
28–58 days0.05%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
28–58 days0.05%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
28–58 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
28–58 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
59–88 days0.80%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
59–88 days0.70%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
59–88 days0.70%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
59–88 days0.08%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
59–88 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
59–88 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
59–88 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
59–119 days0.80%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
89–119 days4.80%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
89–119 days4.70%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
89–119 days4.50%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
89–119 days4.40%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
89–119 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
89–119 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
89–119 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
89–119 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
3 months4.95%$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
120–149 days4.85%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
120–149 days4.75%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
120–149 days4.50%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
120–149 days4.40%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
120–149 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
120–149 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
120–149 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
120–149 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
4 months5.00%$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
150–180 days1.25%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
150–180 days1.25%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
150–180 days1.15%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
150–180 days1.15%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
150–180 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
150–180 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-21
150–180 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
150–180 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
181–211 days5.00%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
181–211 days4.90%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
181–211 days4.80%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
181–211 days4.70%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
181–211 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
181–211 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
181–211 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
181–211 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
6 months5.20%$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
212–241 days4.95%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
212–241 days4.85%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
212–241 days4.80%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
212–241 days4.70%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
212–241 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
212–241 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
212–241 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
212–241 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
7 months5.15%$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
242–272 days4.10%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
242–272 days4.10%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
242–272 days4.00%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
242–272 days4.00%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
242–272 days0.10%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
242–272 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
242–272 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
242–272 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
273–302 days5.05%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
273–302 days4.95%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
273–302 days4.95%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
273–302 days4.85%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
273–302 days0.15%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
273–302 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
273–302 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
273–302 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
9 months5.15%$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
303–333 days1.75%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
303–333 days1.75%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
303–333 days1.65%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
303–333 days1.65%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
303–333 days0.15%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
303–333 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
303–333 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
303–333 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
334–364 days1.75%$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
334–364 days1.75%$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
334–364 days1.65%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
334–364 days1.65%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
334–364 days0.15%$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
334–364 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
334–364 days0.00%$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
334–364 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
12 months5.30%at maturity$5,000+PersonalInterest is calculated on the daily closing balance of your account and paid end of term.2026-09-20
365–729 days5.20%at maturity$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
365–729 days5.10%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
365–729 days5.05%at maturity$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
365–729 days4.95%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
365–729 days0.15%at maturity$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
365–729 days0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
365–729 days0.00%at maturity$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
365–729 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
730–1094 days2.00%at maturity$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
730–1094 days1.90%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
730–1094 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
730–1094 days0.00%at maturity$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
24–35 months2.00%at maturity$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
24–35 months1.90%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
24–35 months0.15%at maturity$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
24–35 months0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
1095–1459 days2.00%at maturity$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
1095–1459 days1.90%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
1095–1459 days0.00%at maturity$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
1095–1459 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
36–47 months2.00%at maturity$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
36–47 months1.90%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
36–47 months0.15%at maturity$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
36–47 months0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
48–59 months2.00%at maturity$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account. For terms greater than 12 months we'll pay your in…2026-09-21
48–59 months1.90%monthly$5,000 – $249,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
48–59 months0.15%at maturity$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid at the end of the term.2026-09-21
48–59 months0.05%monthly$1,000 – $4,999Personal, BusinessInterest is calculated on the daily closing balance of your account and paid monthly.2026-09-21
1460–1826 days2.00%at maturity$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
1460–1826 days1.90%monthly$1,000 – $800,000OtherMinimum investment amount and account balance is $1000. Interest is calculated on the daily closing balance of your acc…2026-08-27
1460–1826 days0.00%at maturity$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27
1460–1826 days0.00%monthly$1,000 – $999OtherInvestment amount balances of less than $1,000 have an interest rate of 0.00%.2026-08-27

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

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