Bankwest Breeze Platinum Mastercard

credit card

Breeze Platinum Mastercard is a credit card from Bankwest, as the bank publishes it in its product data. Its purchase rate is 12.99% and its card fee $59 a year. It ranks 31st of 52 issuers for a personal card by lowest purchase rate; and 3rd of 22 issuers for a personal card by the length of its balance transfer offer.

What the feed states

Purchase rate

12.99%

Cash advance rate

21.99%

Interest-free days

up to 55

Card fee

$59 a year (Annual Fee)

Fee offer

No credit card annual fee applies when the card is taken out as an eligible card with the Complete Home Loan Package.

Foreign transaction fee

0% of the transaction

Cash advance fee

3%

Late payment fee

$25

Balance transfer offer

0.00% for 24 months (3% fee, then 12.99%); for new cards

Balance transfer rate otherwise

12.99%

Complimentary insurance

Complimentary Overseas Travel Insurance

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Instalment plans

offered

Additional cardholders

up to 3

Credit limit

from $1,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• 0.00% on balance transfers for 24 months, 3% transfer fee, then 12.99% (the balance transfer rate); new cards
• no foreign transaction fees or overseas ATM fees
• cash advance fee 3% or $4, whichever is greater
• minimum balance transfer $500
• temporary residents on some visa types cannot apply
• not for people who already hold a Breeze Mastercard

Who can apply, in the bank's words

• Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.

About this card

A credit card with our lowest ongoing rate.

Data

• Bankwest's own page for this card.
• The issuer's documents its feed links to: fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bankwest.json: this issuer's cards as JSON; Bankwest's page lists them.
• The bank last updated this record on 2026-10-09; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Bankwest

• More World Mastercard credit card, 14.99%, $270 a year
• Qantas Platinum Mastercard credit card, 19.99%, $199 a year
• Qantas World Mastercard credit card, 19.99%, $320 a year
• Zero Platinum Mastercard credit card, 18.99%, $0 a year