Bankwest Zero Platinum Mastercard

credit card

Zero Platinum Mastercard is a credit card from Bankwest, as the bank publishes it in its product data. Its purchase rate is 18.99% and its card fee $0 a year. It ranks 7th of 10 issuers for a personal card with no annual fee, by purchase rate.

What the feed states

Purchase rate

18.99%

Introductory purchase rate

0.00% for the first 6 months

Cash advance rate

21.99%

Interest-free days

up to 55

Card fee

$0 a year (Annual Fee)

Foreign transaction fee

0% of the transaction

Cash advance fee

3%

Late payment fee

$25

Balance transfer offer

0.00% for 6 months (3% fee, then 18.99%); for new cards

Balance transfer rate otherwise

18.99%

Digital wallets

Apple Pay, Garmin Pay, Google Pay, Samsung Pay

Instalment plans

offered

Additional cardholders

up to 3

Credit limit

from $1,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• 0.00% on purchases for the first 6 months, then the purchase rate
• 0.00% on balance transfers for 6 months, 3% transfer fee, then 18.99% (the balance transfer rate); new cards
• no foreign transaction fees or overseas ATM fees
• cash advance fee 3% or $4, whichever is greater
• minimum balance transfer $500
• temporary residents on some visa types cannot apply
• not for people who already hold a Zero Mastercard

Who can apply, in the bank's words

• Customers must meet Bankwest's credit assessment criteria, which includes demonstrating the capacity to service the credit facility.

About this card

A credit card for everyday spending with no annual fee.

Data

• Bankwest's own page for this card.
• The issuer's documents its feed links to: fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bankwest.json: this issuer's cards as JSON; Bankwest's page lists them.
• The bank last updated this record on 2026-10-09; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Bankwest

• Breeze Platinum Mastercard credit card, 12.99%, $59 a year
• More World Mastercard credit card, 14.99%, $270 a year
• Qantas Platinum Mastercard credit card, 19.99%, $199 a year
• Qantas World Mastercard credit card, 19.99%, $320 a year