Bendigo Bank Bright Credit Card

credit card

Bright Credit Card is a credit card from Bendigo Bank, as the bank publishes it in its product data. Its purchase rate is 11.99% and its card fee $59 a year. It ranks 21st of 52 issuers for a personal card by lowest purchase rate. The feed calls it "Bendigo Bright Credit Card".

What the feed states

Purchase rate

11.99%

Cash advance rate

19.99%

Interest-free days

up to 55

Card fee

$59 a year (Annual Fee)

Foreign transaction fee

3% of the transaction

Cash advance fee

3%

Late payment fee

$15

Digital wallets

Google Pay, Samsung Pay, Apple Pay, Garmin Pay

Additional cardholders

up to 99

Credit limit

$1,000 to $30,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• credit limit $1,000 to $30,000
• cash advance fee $3 or 3%, whichever is greater
• Australian citizens or permanent residents living or working in Australia; personal use only

About this card

All the security and convenience you’d expect, a low annual fee and one of the lowest interest rates around make our Bendigo Bright Credit Card the ideal card for your every day purchases. You will also receive up to 55 days interest free on purchases.

Data

• Bendigo Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bendigo-bank.json: this issuer's cards as JSON; Bendigo Bank's page lists them.
• The bank last updated this record on 2026-10-23; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Bendigo Bank

• Business Credit Card credit card, 13.99%, $48 a year
• Platinum Rewards Credit Card credit card, 19.99%, $89 a year
• Qantas Business Credit Card credit card, 19.99%, $89 a year
• Qantas Platinum Credit Card credit card, 19.99%, $149 a year
• Ready Credit Card credit card, 19.99%, $0 a year