Bendigo Bank Ready Credit Card

credit card

Ready Credit Card is a credit card from Bendigo Bank, as the bank publishes it in its product data. Its purchase rate is 19.99% and its card fee $0 a year. It ranks 8th of 10 issuers for a personal card with no annual fee, by purchase rate. The feed calls it "Bendigo Ready Credit Card".

What the feed states

Purchase rate

19.99%

Cash advance rate

19.99%

Interest-free days

up to 55

Card fee

$0 a year (Annual Fee)

Foreign transaction fee

0% of the transaction

Cash advance fee

3%

Late payment fee

$15

Complimentary insurance

International Travel Insurance; Extended Warranty Insurance; Purchase Protection Insurance; Domestic Travel Insurance; Rental Vehicle Excess Insurance

Digital wallets

Google Pay, Samsung Pay, Apple Pay, Garmin Pay

Additional cardholders

up to 99

Credit limit

$3,000 to $50,000

Minimum age

18

Scheme

Mastercard

Conditions and offers

• credit limit $3,000 to $50,000
• no international transaction fees
• cash advance fee $3 or 3%, whichever is greater
• Australian citizens or permanent residents living or working in Australia; personal use only

About this card

Bendigo Ready Credit Card lets you enjoy a $0 annual fee - this year and beyond. Also, save with $0 international transaction fees, a range of added insurances, purchase protections, plus access to Mastercard Priceless Cities exclusive experiences and special offers - it's the only card you'll need…

Data

• Bendigo Bank's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-26.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/bendigo-bank.json: this issuer's cards as JSON; Bendigo Bank's page lists them.
• The bank last updated this record on 2026-10-26; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at Bendigo Bank

• Bright Credit Card credit card, 11.99%, $59 a year
• Business Credit Card credit card, 13.99%, $48 a year
• Platinum Rewards Credit Card credit card, 19.99%, $89 a year
• Qantas Business Credit Card credit card, 19.99%, $89 a year
• Qantas Platinum Credit Card credit card, 19.99%, $149 a year