NAB Business Card

charge card

Business Card is a charge card from NAB, as the bank publishes it in its product data. Its purchase rate is 16.50% and its card fee $108 a year ($9 a month).

Not ranked: a charge card: the balance is paid in full each month, so its rate is not comparable.

What the feed states

Purchase rate

16.50%

Cash advance rate

16.50%

Interest-free days

up to 35

Card fee

$108 a year ($9 a month) (Monthly Card Fee)

Foreign transaction fee

3% of the transaction

Complimentary insurance

Unauthorised Transaction Insurance

Digital wallets

Apple Pay, Google Pay, Samsung Pay, Garmin Pay

Additional cardholders

up to 1000

Credit limit

$1,000 to $18,000,000

Minimum age

18

Scheme

Visa

Conditions and offers

• credit limit $1,000 to $18,000,000
• late payment fee $15
• cash advance fee 3%, minimum $3
• the $75,000 turnover minimum applies only to businesses new to NAB
• online: ABN registered 12 months or more; sole traders, partnerships of up to two, companies of up to five directors or trustees of eligible funds

Who can apply, in the bank's words

• min turnover: 75000.00
• Have 12 months of business financial data.
• Registered for GST
• Have a valid ABN/ACN

About this card

Manage your employee's business expenses by giving them their own charge card.

Data

• NAB's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• /au/finance/credit-cards/v1/brands/national-australia-bank.json: this issuer's cards as JSON; NAB's page lists them.
• The bank last updated this record on 2026-06-01; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at NAB

• Low Fee Card credit card, 22.49%, $49 a year
• Low Rate Business Card credit card, 13.99%, $60 a year
• Low Rate Card credit card, 13.99%, $99 a year
• Qantas Business Signature Card credit card, 19.50%, $295 a year
• Qantas Rewards Premium Card credit card, 22.49%, $295 a year
• Qantas Rewards Signature Card credit card, 22.49%, $449 a year
• Rewards Business Signature Card credit card, 19.50%, $175 a year
• Rewards Card credit card, 22.49%, $195 a year
• Travel Card credit card, 22.49%, $395 a year