Deep Almanac

NAB

Bank last updated 2026-09-20 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

Registered in the Consumer Data Right as NATIONAL AUSTRALIA BANK · ABN 12 004 044 937

Term deposits

NAB publishes 2 term deposit products through the Consumer Data Right (1 personal, 1 business, 1 other), giving 102 rates with terms from 30 days to 60 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

Products

Rates

102 of 102 rates shown

P S B = eligible for personal · SMSF · business customers

TermRate p.a.Interest paidDeposit rangeP S BConditionsBank updatedSource
30 days1.40%$5,000 – $1,999,999Personal, Business30 days, interest paid at maturity2026-09-20
60 days1.65%$5,000 – $1,999,999Personal, Business60 days, interest paid at maturity2026-09-20
90 days3.35%$5,000 – $1,999,999Personal, Business90 days, interest paid at maturity2026-09-20
4 months3.35%$5,000 – $1,999,999Personal, Business4 months, , interest paid at maturity2026-09-20
5 months3.40%$5,000 – $1,999,999Personal, Business5 months, interest paid at maturity2026-09-20
6 months4.80%$1,000 – $800,000OtherInterest paid at maturity - 6 months2026-06-01
6 months3.50%$5,000 – $1,999,999Personal, Business6 months, interest paid at maturity2026-09-20
7 months3.60%$5,000 – $1,999,999Personal, Business7 months, interest paid at maturity2026-09-20
8 months3.70%$5,000 – $1,999,999Personal, Business8 months, interest paid at maturity2026-09-20
9 months3.80%$5,000 – $1,999,999Personal, Business9 months, interest paid at maturity2026-09-20
10 months3.85%$5,000 – $1,999,999Personal, Business10 months, interest paid at maturity2026-09-20
11 months3.85%$5,000 – $1,999,999Personal, Business11 months, interest paid at maturity2026-09-20
12 months5.30%at maturity$5,000 – $1,999,999Personal, Business12 months, interest paid at maturity2026-09-20
12 months5.30%at maturity$5,000 – $1,999,999Personal, Business12 months, interest paid annually2026-09-20
12 months5.25%half-yearly$5,000 – $1,999,999Personal, Business12 months, interest paid half yearly2026-09-20
12 months5.20%quarterly$5,000 – $1,999,999Personal, Business12 months, interest paid quarterly2026-09-20
12 months5.20%monthly$5,000 – $1,999,999Personal, Business12 months, interest paid monthly2026-09-20
12 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 12 months2026-06-01
13 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 13 months2026-06-01
13 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 13 months2026-06-01
13 months5.00%annually$5,000 – $1,999,999Personal, Business13 months, interest paid annually2026-09-20
13 months4.95%half-yearly$5,000 – $1,999,999Personal, Business13 months, interest paid half yearly2026-09-20
13 months4.90%quarterly$5,000 – $1,999,999Personal, Business13 months, interest paid quarterly2026-09-20
13 months4.90%monthly$5,000 – $1,999,999Personal, Business13 months, interest paid monthly2026-09-20
14 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 14 months2026-06-01
14 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 14 months2026-06-01
14 months5.00%annually$5,000 – $1,999,999Personal, Business14 months, interest paid annually2026-09-20
14 months4.95%half-yearly$5,000 – $1,999,999Personal, Business14 months, interest paid half yearly2026-09-20
14 months4.90%quarterly$5,000 – $1,999,999Personal, Business14 months, interest paid quarterly2026-09-20
14 months4.90%monthly$5,000 – $1,999,999Personal, Business14 months, interest paid monthly2026-09-20
15 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 15 months2026-06-01
15 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 15 months2026-06-01
15 months5.00%annually$5,000 – $1,999,999Personal, Business15 months, interest paid annually2026-09-20
15 months4.95%half-yearly$5,000 – $1,999,999Personal, Business15 months, interest paid half yearly2026-09-20
15 months4.90%quarterly$5,000 – $1,999,999Personal, Business15 months, interest paid quarterly2026-09-20
15 months4.90%monthly$5,000 – $1,999,999Personal, Business15 months, interest paid monthly2026-09-20
16 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 16 months2026-06-01
16 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 16 months2026-06-01
16 months5.00%annually$5,000 – $1,999,999Personal, Business16 months, interest paid annually2026-09-20
16 months4.95%half-yearly$5,000 – $1,999,999Personal, Business16 months, interest paid half yearly2026-09-20
16 months4.90%quarterly$5,000 – $1,999,999Personal, Business16 months, interest paid quarterly2026-09-20
16 months4.90%monthly$5,000 – $1,999,999Personal, Business16 months, interest paid monthly2026-09-20
17 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 17 months2026-06-01
17 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 17 months2026-06-01
17 months5.00%annually$5,000 – $1,999,999Personal, Business17 months, interest paid annually2026-09-20
17 months4.95%half-yearly$5,000 – $1,999,999Personal, Business17 months, interest paid half yearly2026-09-20
17 months4.90%quarterly$5,000 – $1,999,999Personal, Business17 months, interest paid quarterly2026-09-20
17 months4.90%monthly$5,000 – $1,999,999Personal, Business17 months, interest paid monthly2026-09-20
18 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 18 months2026-06-01
18 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 18 months2026-06-01
18 months5.00%annually$5,000 – $1,999,999Personal, Business18 months, interest paid annually2026-09-20
18 months4.95%half-yearly$5,000 – $1,999,999Personal, Business18 months, interest paid half yearly2026-09-20
18 months4.90%quarterly$5,000 – $1,999,999Personal, Business18 months, interest paid quarterly2026-09-20
18 months4.90%monthly$5,000 – $1,999,999Personal, Business18 months, interest paid monthly2026-09-20
19 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 19 months2026-06-01
19 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 19 months2026-06-01
19 months5.00%annually$5,000 – $1,999,999Personal, Business19 months, interest paid annually2026-09-20
19 months4.95%half-yearly$5,000 – $1,999,999Personal, Business19 months, interest paid half yearly2026-09-20
19 months4.90%quarterly$5,000 – $1,999,999Personal, Business19 months, interest paid quarterly2026-09-20
19 months4.90%monthly$5,000 – $1,999,999Personal, Business19 months, interest paid monthly2026-09-20
20 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 20 months2026-06-01
20 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity- 20 months2026-06-01
20 months5.00%annually$5,000 – $1,999,999Personal, Business20 months, interest paid annually2026-09-20
20 months4.95%half-yearly$5,000 – $1,999,999Personal, Business20 months, interest paid half yearly2026-09-20
20 months4.90%quarterly$5,000 – $1,999,999Personal, Business20 months, interest paid quarterly2026-09-20
20 months4.90%monthly$5,000 – $1,999,999Personal, Business20 months, interest paid monthly2026-09-20
21 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 21 months2026-06-01
21 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 21 months2026-06-01
21 months5.00%annually$5,000 – $1,999,999Personal, Business21 months, interest paid annually2026-09-20
21 months4.95%half-yearly$5,000 – $1,999,999Personal, Business21 months, interest paid half yearly2026-09-20
21 months4.90%quarterly$5,000 – $1,999,999Personal, Business21 months, interest paid quarterly2026-09-20
21 months4.90%monthly$5,000 – $1,999,999Personal, Business21 months, interest paid monthly2026-09-20
22 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 22 months2026-06-01
22 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 22 months2026-06-01
22 months5.00%annually$5,000 – $1,999,999Personal, Business22 months, interest paid annually2026-09-20
22 months4.95%half-yearly$5,000 – $1,999,999Personal, Business22 months, interest paid half yearly2026-09-20
22 months4.90%quarterly$5,000 – $1,999,999Personal, Business22 months, interest paid quarterly2026-09-20
22 months4.90%monthly$5,000 – $1,999,999Personal, Business22 months, interest paid monthly2026-09-20
23 months5.10%annually$1,000 – $800,000OtherInterest paid annually - 23 months2026-06-01
23 months5.10%at maturity$1,000 – $800,000OtherInterest paid at maturity - 23 months2026-06-01
23 months5.00%annually$5,000 – $1,999,999Personal, Business23 months, interest paid annually2026-09-20
23 months4.95%half-yearly$5,000 – $1,999,999Personal, Business23 months, interest paid half yearly2026-09-20
23 months4.90%quarterly$5,000 – $1,999,999Personal, Business23 months, interest paid quarterly2026-09-20
23 months4.90%monthly$5,000 – $1,999,999Personal, Business23 months, interest paid monthly2026-09-20
24 months5.00%annually$1,000 – $800,000OtherInterest paid annually - 24 months2026-06-01
24 months5.00%at maturity$1,000 – $800,000OtherInterest paid at maturity - 24 months2026-06-01
24 months5.00%annually$5,000 – $1,999,999Personal, Business24 months, interest paid annually2026-09-20
24 months4.95%half-yearly$5,000 – $1,999,999Personal, Business24 months, interest paid half yearly2026-09-20
24 months4.90%quarterly$5,000 – $1,999,999Personal, Business24 months, interest paid quarterly2026-09-20
24 months4.90%monthly$5,000 – $1,999,999Personal, Business24 months, interest paid monthly2026-09-20
36 months3.80%annually$5,000 – $1,999,999Personal, Business36 months, interest paid annually2026-09-20
36 months3.75%half-yearly$5,000 – $1,999,999Personal, Business36 months, interest paid half yearly2026-09-20
36 months3.75%quarterly$5,000 – $1,999,999Personal, Business36 months, interest paid quarterly2026-09-20
36 months3.75%monthly$5,000 – $1,999,999Personal, Business36 months, interest paid monthly2026-09-20
48 months3.80%annually$5,000 – $1,999,999Personal, Business48 months, interest paid annually2026-09-20
48 months3.75%half-yearly$5,000 – $1,999,999Personal, Business48 months, interest paid half yearly2026-09-20
48 months3.75%quarterly$5,000 – $1,999,999Personal, Business48 months, interest paid quarterly2026-09-20
48 months3.75%monthly$5,000 – $1,999,999Personal, Business48 months, interest paid monthly2026-09-20
60 months3.80%annually$5,000 – $1,999,999Personal, Business60 months, interest paid annually2026-09-20
60 months3.75%half-yearly$5,000 – $1,999,999Personal, Business60 months, interest paid half yearly2026-09-20
60 months3.75%quarterly$5,000 – $1,999,999Personal, Business60 months, interest paid quarterly2026-09-20
60 months3.75%monthly$5,000 – $1,999,999Personal, Business60 months, interest paid monthly2026-09-20

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

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