NAB Travel Card

credit card

Travel Card is a credit card from NAB, as the bank publishes it in its product data. Its purchase rate is 22.49% and its card fee $395 a year.

What the feed states

Purchase rate

22.49%

Cash advance rate

22.99%

Interest-free days

up to 44

Card fee

$395 a year (Monthly Card Fee)

Fee offer

NAB Portfolio Facility - no monthly fee

Fee offer

NAB Private Portfolio Package - no monthly fee

Fee offer

NAB Private Tailored Package - no monthly fee

Foreign transaction fee

0% of the transaction

Balance transfer offer

0.00% for 12 months (3% fee, then 21.74%)

Balance transfer rate otherwise

21.74%

Rewards programme

NAB Rewards

Sign-up offer

Earn up to 180,000 bonus NAB Rewards Points: 120,000 bonus points when you spend $5,000 on everyday purchases within 90 days of new card approval, plus an extra 60,000 points when you keep your card for over 12 months

Complimentary insurance

Complimentary International Travel Insurance; Complimentary Domestic Travel Insurance; Complimentary Purchase Protection Insurance; Complimentary Extended Warranty Insurance; Complimentary Rental Vehicle Excess Insurance in Australia; Mobile phone insurance

Digital wallets

Apple Pay, Google Pay, Samsung Pay, Garmin Pay

Additional cardholders

up to 1

Credit limit

from $6,000

Minimum age

18

Scheme

Visa

Conditions and offers

• corrected from the bank's own page: a $6,000 minimum credit limit, per the bank's Key Facts Sheet (correct as at 01.10.2026), and up to 180,000 bonus points, per its card page; the feed says $15,000 and 80,000 points. The $395 card fee is yearly, as published, though the feed names it a monthly fee
• 0.00% on balance transfers for 12 months, 3% transfer fee, then 21.74% (the balance transfer rate)
• credit limit from $15,000
• late payment fee $20 a month when $50 or more is overdue
• cash advance fee 3.5%, minimum $3.50
• no international transaction fee
• Australian residents for tax purposes with a regular income; visitor, working holiday, student, bridging and short-stay visas not accepted
• bonus points not for anyone who holds or held a NAB Rewards card in the last 24 months
• minimum credit limit $6,000
• existing NAB customers pay $295 in the first year, then $395

Who can apply, in the bank's words

• Lending criteria apply

About this card

The new NAB Rewards Signature Card allows you to earn points with premium services and complimentary insurances.

Data

• NAB's own page for this card.
• The issuer's documents its feed links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 2026-10-24.
• The issuer's Key Facts Sheet.
• /au/finance/credit-cards/v1/brands/national-australia-bank.json: this issuer's cards as JSON; NAB's page lists them.
• The bank last updated this record on 2026-10-01; the dataset's data is as of 2026-11-12. Rates are per annum as the issuer states them; "stale" means the bank has not updated the record for over 180 days.

Other cards at NAB

• Low Fee Card credit card, 22.49%, $49 a year
• Low Rate Business Card credit card, 13.99%, $60 a year
• Low Rate Card credit card, 13.99%, $99 a year
• Qantas Business Signature Card credit card, 19.50%, $295 a year
• Qantas Rewards Premium Card credit card, 22.49%, $295 a year
• Qantas Rewards Signature Card credit card, 22.49%, $449 a year
• Rewards Business Signature Card credit card, 19.50%, $175 a year
• Rewards Card credit card, 22.49%, $195 a year
• Business Card charge card, 16.50%, $108 a year