Auswide Bank Everyday Basic Account
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Everyday Basic Account is a savings account from Auswide Bank. At $50,000 it pays 0.72% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $2,000stepped: paid on the part of the balance in this band | 0.00% |
| $2,000.01 – $50,000stepped: paid on the part of the balance in this band | 0.75% |
| $50,000.01+stepped: paid on the part of the balance in this band | 1.05% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-07-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- open only to pension or allowance recipients
- open to holders of a Commonwealth Seniors Health card, Pensioner Concession card or Health Care card
Features
- card
- Visa Debit Card
- app
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Up to 99 Sub Accounts
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- ATM_DIRECT_CHARGE_FEE, CURRENCY_CONVERSION_FEE (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
- pensioner
- open only to pension or allowance recipients
Who can open it, in the bank's own words:
- pension recipients only: Must hold Centrelink Pension Card or letter from Centrelink
- Commonwealth of Australia concession card holders
About this account
A transaction account for Commonwealth of Australia concession card holders that pays interest
Data
- Auswide Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: everyday-pension-account, guide-to-personal-bank-accounts-0623, on-call-deposit-accounts-interest-rates-0523, terms-and-conditions; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/auswide-bank-ltd.json: this bank's accounts and every balance band as JSON; Auswide Bank's page lists them.- The bank last updated this record on 1 July 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Auswide Bank
- Bonus Plus Saverstale savings account, 3.56% conditional at $50,000
- Online Saver savings account, 2.50% base at $50,000
- Self-Managed Super Fund savings account, 4.25% base at $50,000
- Ziggy Kids Saverstale savings account, 3.76% conditional at $50,000
- Cash Management cash management account, 1.90% base at $50,000
- National Seniors Australia Money Manager Account cash management account, 4.75% base at $50,000
- Wealth Management Account cash management account, 4.75% base at $50,000
- Business Access Account transaction account, 0.05% base at $50,000
- Everyday Access Accountstale transaction account
- Everyday Club Accountstale transaction account, 0.25% base at $50,000
- Instant Access Accountstale transaction account
All of Auswide Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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