Auswide Bank Ziggy Kids Saver
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Ziggy Kids Saver is a savings account from Auswide Bank. It pays 3.76% p.a. in a month in which the conditions below are met and 0.01% when they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.01% | 3.75% | 3.76% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
Conditions
For the bonus rate
- no withdrawals in the month
Other conditions
- not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- ages 1 to 15
- bonus needs at least one deposit or credit in the calendar month as well as no withdrawals or debits
- must be opened in the child's name only, by a legal guardian or by the child if aged 11 to 15
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Up to 9 sub accounts
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 1 to 15
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 15 and under
About this account
A savings account for children
Data
- Auswide Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 31 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: ziggy-kids-saver, guide-to-personal-bank-accounts-0623, on-call-deposit-accounts-interest-rates-0523, terms-and-conditions; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/auswide-bank-ltd.json: this bank's accounts and every balance band as JSON; Auswide Bank's page lists them.- The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Auswide Bank
- Bonus Plus Saverstale savings account, 3.56% conditional at $50,000
- Everyday Basic Accountstale savings account, 0.72% base at $50,000
- Online Saver savings account, 2.50% base at $50,000
- Self-Managed Super Fund savings account, 4.25% base at $50,000
- Cash Management cash management account, 1.90% base at $50,000
- National Seniors Australia Money Manager Account cash management account, 4.75% base at $50,000
- Wealth Management Account cash management account, 4.75% base at $50,000
- Business Access Account transaction account, 0.05% base at $50,000
- Everyday Access Accountstale transaction account
- Everyday Club Accountstale transaction account, 0.25% base at $50,000
- Instant Access Accountstale transaction account
All of Auswide Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.