Auswide Bank National Seniors Australia Money Manager Account

cash management accountage limitedterms checked

National Seniors Australia Money Manager Account is a cash management account from Auswide Bank. It pays 4.75% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• needs a National Seniors Australia membership, which costs $49.50 and is open to anyone
• anyone can join National Seniors for $49.50, so pension receipt is not required
• also open to self-managed super funds (SMSFs): its terms give the account's entity use as "retail persons, retail companies and trusts (including family trusts & SMSFs)"

Features

card

Visa Debit Card

app

yes

Osko

yes

PayID

yes

BPAY

yes

transactions

unlimited

Other features, in the bank's words:

• Up to 9 Sub Accounts
• Personal Cheques

Fees, limits and who can open it

monthly fee

no monthly fee stated

other fees named

ATM_DIRECT_CHARGE_FEE, CURRENCY_CONVERSION_FEE (no amount in the feed)

interest paid

monthly

interest calculated

daily

open to

personal, SMSF and business customers

age limited

open only to people of certain ages (kids, youth or seniors accounts)

Who can open it, in the bank's own words:

• business: Available for business use
• Available to National Seniors Australia members

About this account

A on-call interest earning transaction account available to National Seniors Australia members.

Data

• Auswide Bank's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 12 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: moneymanager, nsatermsandconditions, www.auswidebank.com.au; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/auswide-bank-ltd.json: this bank's accounts and every balance band as JSON; Auswide Bank's page lists them.
• The bank last updated this record on 12 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Auswide Bank

• Bonus Plus Saverstale savings account, 3.56% conditional at $50,000
• Everyday Basic Accountstale savings account, 0.72% base at $50,000
• Online Saver savings account, 2.50% base at $50,000
• Self-Managed Super Fund savings account, 4.25% base at $50,000
• Ziggy Kids Saverstale savings account, 3.76% conditional at $50,000
• Cash Management cash management account, 1.90% base at $50,000
• Wealth Management Account cash management account, 4.75% base at $50,000
• Business Access Account transaction account, 0.05% base at $50,000
• Everyday Access Accountstale transaction account
• Everyday Club Accountstale transaction account, 0.25% base at $50,000
• Instant Access Accountstale transaction account

All of Auswide Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.