Bank Australia Commercial Access
transaction accountstale
Commercial Access is a transaction account from Bank Australia. It pays 0.00% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.00% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-07-03, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- also open to self-managed super funds (SMSFs): the bank's own words are "Be a sole trader, in a partnership, a Pty Ltd or public company, a self-managed super fund or in an association"
Features
- card
- Visa Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
- wallets
- Google, Samsung and Apple Pay available
Other features, in the bank's words:
- PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking.
- Bank@Post: Customers with a Bank Australia Visa debit card can make cash deposits up to $9,999.95 per day.
Fees, limits and who can open it
- monthly fee
- $8
- other fees named
- International transaction fee (ITF), Debit interest charge rate (no amount in the feed)
- interest paid
- quarterly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- SMSF and business customers
Who can open it, in the bank's own words:
- business: Sole traders, Pty Ltd, public companies, partnerships or associations
- residency: Business must be registered in Australia
About this account
Business transaction account for companies, SMEs and sole traders.
Data
- Bank Australia's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/bank-australia.json: this bank's accounts and every balance band as JSON; Bank Australia's page lists them.- The bank last updated this record on 3 July 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Bank Australia
- Bonus Saverstale savings account, 5.35% conditional at $50,000
- Christmas Saverstale savings account, 2.25% base at $50,000
- Commercial Saverstale savings account, 1.95% base at $50,000
- mySaverstale savings account, 5.35% conditional at $50,000
- Online Saverstale savings account, 4.60% base at $50,000
- Pension Accessstale savings account, 1.78% base at $50,000
- Basic Accessstale transaction account, 0.00% base at $50,000
- Community Accessstale transaction account, 1.50% base at $50,000
- Everyday Accessstale transaction account, 0.05% base at $50,000
All of Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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