Bank Australia Commercial Saver
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Commercial Saver is a savings account from Bank Australia. At $50,000 it pays 1.95% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999.99 | 0.00% |
| $10,000+ | 1.95% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
Conditions
- not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- open to sole traders, partnerships, companies, self-managed super funds and associations, 18 or over
- also open to self-managed super funds (SMSFs): the bank's own words are "Be a sole trader, in a partnership, a Pty Ltd or public company, a self-managed super fund, or an association."
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- PayTo
- yes
- BPAY
- yes
- notifications
- yes
- transactions
- unlimited
Other features, in the bank's words:
- PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking.
Fees, limits and who can open it
- monthly fee
- $0
- other fees named
- International transaction fee (ITF), Debit interest charge rate (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- SMSF and business customers
Who can open it, in the bank's own words:
- business: Sole traders, Pty Ltd, public companies, partnerships or associations
- residency: Business must be registered in Australia
About this account
A savings account designed with the aim of helping a business or community organisation reach their savings goals faster.
Data
- Bank Australia's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: commercial-saver, Savings_and_Term_Deposit_Interest_Rate_schedule, Summary_of_Accounts, Fees_charges_and_transaction_limits; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bank-australia.json: this bank's accounts and every balance band as JSON; Bank Australia's page lists them.- The bank last updated this record on 14 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Bank Australia
- Bonus Saverstale savings account, 5.35% conditional at $50,000
- Christmas Saverstale savings account, 2.25% base at $50,000
- mySaverstale savings account, 5.35% conditional at $50,000
- Online Saverstale savings account, 4.60% base at $50,000
- Pension Accessstale savings account, 1.78% base at $50,000
- Basic Accessstale transaction account, 0.00% base at $50,000
- Commercial Accessstale transaction account, 0.00% base at $50,000
- Community Accessstale transaction account, 1.50% base at $50,000
- Everyday Accessstale transaction account, 0.05% base at $50,000
All of Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.