Bank Australia Online Saver

savings accountstaleterms checked

Online Saver is a savings account from Bank Australia. At $50,000 it pays 4.60% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

Conditions

• not updated by the bank since 2026-10-14, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• you must be 13 or older
• you must live in Australia as a permanent resident or with a relevant work visa

Features

app

yes

Osko

yes

PayID

yes

PayTo

yes

BPAY

yes

notifications

yes

transactions

unlimited

round-ups

yes

joint accounts

yes

Other features, in the bank's words:

• Round Up: When you make a transaction with your Visa debit card, you can decide whether you want the amount to be rounded to the nearest whole dollar amount, with the round up being credited from your transaction account into your nominated Savings account or Credit Card. This account can receive Round Up credits.
• PayTo Payments: You can make recurring and one-off payments with any participating PayTo merchant, business or service provider and keep track of all the payments in the Bank Australia app or Internet Banking.

Fees, limits and who can open it

monthly fee

$0

other fees named

International transaction fee (ITF), Debit interest charge rate (no amount in the feed)

interest paid

monthly

interest calculated

daily

age

ages 0 and over

open to

personal customers

Who can open it, in the bank's own words:

• Personal, Joint and Trust
• residency: Must be an Australian citizen, permanent resident or have a valid Visa.

About this account

A flexible online savings accounts which allows you to bucket your savings goals.

Data

• Bank Australia's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: online-saver, Savings_and_Term_Deposit_Interest_Rate_schedule, Summary_of_Accounts, Fees_charges_and_transaction_limits; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/bank-australia.json: this bank's accounts and every balance band as JSON; Bank Australia's page lists them.
• The bank last updated this record on 14 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bank Australia

• Bonus Saverstale savings account, 5.35% conditional at $50,000
• Christmas Saverstale savings account, 2.25% base at $50,000
• Commercial Saverstale savings account, 1.95% base at $50,000
• mySaverstale savings account, 5.35% conditional at $50,000
• Pension Accessstale savings account, 1.78% base at $50,000
• Basic Accessstale transaction account, 0.00% base at $50,000
• Commercial Accessstale transaction account, 0.00% base at $50,000
• Community Accessstale transaction account, 1.50% base at $50,000
• Everyday Accessstale transaction account, 0.05% base at $50,000

All of Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.