Bank First Everyday Account

transaction accountstale

Everyday Account is a transaction account from Bank First. It pays 0.00% p.a. with no bonus conditions.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

The feed states a minimum balance of $0.00.

Conditions

• not updated by the bank since 2026-08-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card

app

yes

Osko

yes

PayID

yes

BPAY

yes

transactions

unlimited

wallets

Apple Pay, Google Pay

Other features, in the bank's words:

• Other service related charges apply based on your circumstances
• Phone Banking is available

Fees, limits and who can open it

monthly fee

$0

other fees named

Currency Conversion Fee (no amount in the feed)

minimum balance

$0.00

interest paid

quarterly

interest calculated

daily

age

ages 18 and over

open to

personal customers

Who can open it, in the bank's own words:

• Available to members only.

About this account

Everyday Transaction account

Data

• Bank First's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 27 October 2026.
• /au/finance/savings-accounts/v1/brands/bank-first.json: this bank's accounts and every balance band as JSON; Bank First's page lists them.
• The bank last updated this record on 12 August 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bank First

• Bonus Saver Accountstale savings account, 5.25% conditional at $50,000
• Christmas Club Accountstale savings account, 3.60% base at $50,000
• First Access Accountstale savings account, 2.20% base at $50,000
• First Home Bonus Saver Accountstale savings account, 5.30% conditional at $50,000
• First Saver Accountstale savings account, 4.65% base at $50,000
• Online Saver Accountstale savings account, 4.05% base at $50,000
• Pension Accountstale savings account, 3.65% base at $50,000
• Preschool Day to Day Accountstale savings account, 0.05% base at $50,000
• Preschool Fundraising Accountstale savings account, 4.40% base at $50,000
• Preschool Savings Accountstale savings account, 4.55% base at $50,000
• School Everyday Accountstale savings account, 2.65% base at $50,000
• Strong Start Saverstale savings account, 5.65% base at $50,000

All of Bank First's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.