Bank First First Access Account

savings accountage limitedstaleterms checked

First Access Account is a savings account from Bank First. It pays 2.20% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

Conditions

• not updated by the bank since 2026-10-15, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card

app

yes

Osko

yes

PayID

yes

BPAY

yes

transactions

unlimited

wallets

ApplePay, Google Pay

Other features, in the bank's words:

• Phone banking is available
• Other service related charges apply based on your circumstances

Fees, limits and who can open it

monthly fee

$0

other fees named

Currency Conversion Fee (no amount in the feed)

interest paid

quarterly

interest calculated

daily

age

up to age 17

open to

personal customers

age limited

open only to people of certain ages (kids, youth or seniors accounts)

Who can open it, in the bank's own words:

• age 17 and under: 17 years or less
• Available to members only.

About this account

Child Transaction Account

Data

• Bank First's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 27 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: first-access, tc_part_a, tc_part_b, part-c; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/bank-first.json: this bank's accounts and every balance band as JSON; Bank First's page lists them.
• The bank last updated this record on 15 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bank First

• Bonus Saver Accountstale savings account, 5.25% conditional at $50,000
• Christmas Club Accountstale savings account, 3.60% base at $50,000
• First Home Bonus Saver Accountstale savings account, 5.30% conditional at $50,000
• First Saver Accountstale savings account, 4.65% base at $50,000
• Online Saver Accountstale savings account, 4.05% base at $50,000
• Pension Accountstale savings account, 3.65% base at $50,000
• Preschool Day to Day Accountstale savings account, 0.05% base at $50,000
• Preschool Fundraising Accountstale savings account, 4.40% base at $50,000
• Preschool Savings Accountstale savings account, 4.55% base at $50,000
• School Everyday Accountstale savings account, 2.65% base at $50,000
• Strong Start Saverstale savings account, 5.65% base at $50,000
• Everyday Accountstale transaction account, 0.00% base at $50,000

All of Bank First's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.