Bank First
ABN 44 087 651 769
Term deposits
Bank First publishes 15 term deposit products through the Consumer Data Right (10 personal, 5 business), giving 15 rates with terms from 30–90 days to 1825 days. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.
Products
- 90 Day Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
90 DAYS TERM DEPOSIT - 5 Year Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 4 Year Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 3 Year Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 2 Year Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 180 Day Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 120 Day Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 1 Year Regular Income Term DepositPersonalmin deposit $5,000 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - 1 Year Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account - School 30-90 Day Flexible Term DepositBusinessmin deposit $5,000 · 1 rate · Only available to school accounts that hold a membership · bank · source · api
School Term Deposit - Preschool Long Service Leave 1 Year Term DepositBusiness1 rate · Only available to school accounts that hold a membership · bank · source · api
School Term Deposit - School 120-180 Day Flexible Term DepositBusinessmin deposit $5,000 · 1 rate · Only available to school accounts that hold a membership · bank · source · api
School Term Deposit - Preschool 30-90 Day Flexible Term DepositBusinessmin deposit $5,000 · 1 rate · Only available to school accounts that hold a membership · bank · source · api
Preschool Term Deposit - Preschool 120-180 Day Flexible Term DepositBusinessmin deposit $5,000 · 1 rate · Only available to preschool accounts that hold a membership. · bank · source · api
Preschool Term Deposit - 270 Day Term DepositPersonalmin deposit $500 · 1 rate · Available to members only · bank · source · api
Term Deposit Account
Rates
P S B = eligible for personal · SMSF · business customers
| Term | Rate p.a. | Interest paid | Deposit range | P S B | Conditions | Bank updated | Source |
|---|---|---|---|---|---|---|---|
| 30–90 days | 4.95% | $5,000 – $999,999 | Business | Dependent on the term nominated determines when the interest will be applied | 2026-09-16 | sourceapi | |
| 30–90 days | 4.95% | $5,000 – $10,000,000 | Business | Dependent on the term nominated determines when the interest will be applied | 2026-09-16 | sourceapi | |
| 90 days | 4.95% | $500 – $10,000,000 | Personal | 2026-09-16 | sourceapi | ||
| 120 days | 5.10% | $500 – $10,000,000 | Personal | 2026-09-16 | sourceapi | ||
| 120–180 days | 5.30% | $5,000 – $999,999 | Business | Dependent on the term nominated determines when the interest will be applied | 2026-09-16 | sourceapi | |
| 120–180 days | 5.30% | $5,000 – $10,000,000 | Business | Dependent on the term nominated determines when the interest will be applied | 2026-09-16 | sourceapi | |
| 180 days | 5.30% | $500 – $10,000,000 | Personal | 2026-09-16 | sourceapi | ||
| 270 days | 5.40% | $500 – $10,000,000 | Personal | 2026-07-05 | sourceapi | ||
| 365 days | 5.50% | at maturity | $500 – $10,000,000 | Personal | 2026-09-16 | sourceapi | |
| 365 days | 5.50% | at maturity | any | Business | loyalty bonus on rollover; The maturity date is 1 September each year therefore the maximum term available is 1 year. D… | 2026-09-16 | sourceapi |
| 365 days | 5.40% | at maturity | $5,000 – $10,000,000 | Personal | Interest Paid - Fortnightly or monthly as nominated and balance on maturity | 2026-09-16 | sourceapi |
| 730 days | 5.00% | at maturity | $500 – $9,999,999 | Personal | 2026-09-16 | sourceapi | |
| 1095 days | 5.00% | at maturity | $500 – $9,999,999 | Personal | 2026-09-16 | sourceapi | |
| 1460 days | 5.00% | at maturity | $500 – $9,999,999 | Personal | 2026-09-16 | sourceapi | |
| 1825 days | 5.00% | at maturity | $500 – $9,999,999 | Personal | 2026-09-16 | sourceapi |
Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.
Data
This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:
/au/finance/term-deposits/v1/brands/bank-first.json: this bank's products and every rate row./au/finance/term-deposits/v1/rates.json: every bank's rate rows in one file./au/finance/term-deposits/v1/best.json: best rates per term, segment and reference deposit./au/finance/term-deposits/v1/index.json: dataset index, including every per-bank file.
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