Bank of China Online Saver Statement
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Online Saver Statement is a savings account from Bank of China. It pays 0.05% p.a. with no bonus conditions; a bonus rate of 3.30% for the first 4 months (3.25% above the base rate).
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 0.05% | 3.30% |
One rate on every balance, with no upper limit.
The bank's feed calls the intro column a bonus rate: an add-on to the base rate for the first 4 months of a new account; after it the account pays its base rate, 0.05%.
The feed states a minimum balance of $1.
Conditions
- not updated by the bank since 2026-10-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- the feed lists several base rates for one balance; the lowest is shown, up to 2.35% (Online Saver Statement, base rate for balance between $3,000 and $4,999,999.99.)
- higher rates apply only on balances from $3,000 up to $5,000,000; the rate shown is the lowest band
Introductory rate conditions: Online Saver Statement, new account bonus rate 3.25% for first 4 months for balance $3,000 to $499,999.99, only new customer can enjoy this bonus rate.
Features
- app
- yes
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $1
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 16 and over
- open to
- personal customers
About this account
Online Saver Statement
Data
- Bank of China's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: t20171214_10912637.html, t20190627_15531087.html, P020261019363565839184.pdf, t20170629_10963936.html, P020261012350710324084.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bank-of-china.json: this bank's accounts and every balance band as JSON; Bank of China's page lists them.- The bank last updated this record on 1 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Bank of China
- Online Saverstale savings account, 0.05% base at $50,000
- Overseas Studentstale savings account, 0.05% base at $50,000
- Overseas Student Statementstale savings account, 0.05% base at $50,000
- PassbookSaving AUDstale savings account, 0.05% base at $50,000
- PassbookSaving AUD Statementstale savings account, 0.05% base at $50,000
- Basic Transaction Accountstale transaction account, 0.00% base at $50,000
- Current Accountstale transaction account, 0.01% base at $50,000
- Current Account Statementstale transaction account, 0.01% base at $50,000
All of Bank of China's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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