Deep Almanac

Bank of China

Bank last updated 2026-09-23 · CDR records as fetched 2026-10-02 · feed status: ok. Refreshed daily.

ABN 28 110 077 622

Bank of China term deposits CDR product feed

Term deposits

Bank of China publishes 41 term deposit products through the Consumer Data Right (23 personal, 18 other), giving 20 rates with terms from 1 month to 18 months. Rates are per annum as published by the bank, including every balance tier and interest payment option; the filters narrow the table.

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Products

Rates

20 of 20 rates shown

P S B = eligible for personal · SMSF · business customers

TermRate p.a.Interest paidDeposit rangeP S BConditionsBank updatedSource
1 month3.75%$1,000+Personal2026-05-07sourceapi
1 month1.15%$1,000+Personal2026-05-07sourceapi
3 months4.30%monthly$5,000+Personal2026-03-27sourceapi
3 months4.30%$1,000+Personal2026-03-27sourceapi
3 months3.00%$1,000+Other2026-09-23sourceapi
3 months1.60%$50,000+Other2026-01-30sourceapi
4 months0.50%$1,000+Personal2026-03-10sourceapi
6 months5.00%$5,000+Personal2026-09-15sourceapi
6 months5.00%$1,000+Personal2026-09-15sourceapi
6 months3.20%$1,000+Other2026-09-23sourceapi
6 months1.60%$50,000+Other2026-01-30sourceapi
7 months1.00%$1,000+Personal2026-03-10sourceapi
9 months4.50%$1,000+Personal2026-03-27sourceapi
11 months5.25%$1,000+Personal2026-04-30sourceapi
12 months4.85%at maturity$5,000+Personal2026-08-28sourceapi
12 months4.85%at maturity$1,000+Personal2026-08-28sourceapi
12 months2.85%at maturity$1,000+Other2026-09-23sourceapi
12 months1.70%at maturity$100,000+Other2026-03-10sourceapi
12 months1.70%at maturity$50,000+Other2026-03-10sourceapi
18 months4.85%at maturity$1,000+Personal2026-08-28sourceapi

Hover a condition to read the bank's full wording. Rates paid before maturity are usually a little lower than the at-maturity rate. The "source" link opens our snapshot of the bank's CDR product record; "api" is the live endpoint, which needs an x-v header and will not open in a browser.

Data

This section is built from the bank's public Consumer Data Right product feed. The same records are published as JSON with a source URL and the bank's last-updated timestamp on every row, and the date each CDR record was snapshotted on every product:

Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.