Bank of China PassbookSaving AUD
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PassbookSaving AUD is a savings account from Bank of China. It pays 0.05% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.05% |
One rate on every balance, with no upper limit.
The feed states a minimum balance of $1,000.
Conditions
- not updated by the bank since 2023-02-27, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- the feed lists several base rates for one balance; the lowest is shown, up to 0.10% (base rate 0.10% apply for more than 100000 AUD deposit.)
- monthly account keeping fee is waived only if the monthly average balance is at least $1,000
Features
- app
- yes
Fees, limits and who can open it
- monthly fee
- $5
- minimum balance
- $1,000
- interest paid
- half-yearly
- interest calculated
- daily
- age
- ages 16 and over
- open to
- personal customers
About this account
PassbookSaving AUD
Data
- Bank of China's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- How often interest is paid comes from the bank's own page, not its product data, checked on 1 November 2026: "Interest calculated daily, at the applicable tiered interest rate, and paid to your Account bi-annually in April and October."
- We read the bank's own page and terms against this page on 1 November 2026: t20171214_10912760.html, t20190627_15531087.html, P020261019363565839184.pdf, t20170629_10963936.html, P020261012350710324084.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bank-of-china.json: this bank's accounts and every balance band as JSON; Bank of China's page lists them.- The bank last updated this record on 27 February 2023. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Bank of China
- Online Saverstale savings account, 0.05% base at $50,000
- Online Saver Statementstale savings account, 0.05% base at $50,000
- Overseas Studentstale savings account, 0.05% base at $50,000
- Overseas Student Statementstale savings account, 0.05% base at $50,000
- PassbookSaving AUD Statementstale savings account, 0.05% base at $50,000
- Basic Transaction Accountstale transaction account, 0.00% base at $50,000
- Current Accountstale transaction account, 0.01% base at $50,000
- Current Account Statementstale transaction account, 0.01% base at $50,000
All of Bank of China's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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