BOQ Everyday Account

transaction accountstale

Everyday Account is a transaction account from BOQ.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

app

yes

Osko

yes

round-ups

yes

Other features, in the bank's words:

• No transaction fees within Australia
• No overdrawn fees if you happen to overdraw your account. Conditions apply.
• No withdrawal fees at over 10,000 ATMs
• Manage your money easily. Set spending budgets on specific categories like groceries, bills and more. And get personalised insights and real-time alerts all in the palm of your hands with our handy banking app.
• Grow your savings whenever you spend. Round up debit card transactions to the nearest dollar and we'll put the extra change straight into one of your savings accounts.
• Never miss a payment on your everyday bills or recurring transactions. We'll give you a heads up when your bills are due, so you can make sure you've got the funds available.

Fees, limits and who can open it

monthly fee

$0

other fees named

Debit Interest Rate (applied to overdrawn Accounts), Currency Conversion (no amount in the feed)

age

ages 14 and over

open to

personal customers

Who can open it, in the bank's own words:

• residency: A citizen or permanent resident of Australia: Resident or Citizen
• A smartphone that supports iOS 12.0+ or Android 8.0+.
• An Australian mobile number
• An Australian drivers licence or Australian passport or Medicare card
• An Australian residential address

About this account

Our simple, intuitive everyday transaction account, made even better for you with user-friendly features that help you make the most of your money.

Data

• BOQ's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/bank-of-queensland-limited.json: this bank's accounts and every balance band as JSON; BOQ's page lists them.
• The bank last updated this record on 21 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at BOQ

• Business WebSavings Account savings account, 1.50% base at $50,000
• Kids Savings Accountstale savings account, 1.25% conditional at $50,000
• Simple Saver Account savings account, 5.20% base at $50,000
• Future Saver Account savings account
• Smart Saver Account savings account
• Day2Day Plus Accountstale transaction account
• Everyday Business Accountstale transaction account

All of BOQ's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.