BOQ Everyday Business Account

transaction accountoccupation membershiplinked accountstale

Everyday Business Account is a transaction account from BOQ.

Not ranked: a transaction (everyday) account, not a savings account.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

No rate rows could be read from the feed for this product.

Conditions

• not updated by the bank since 2026-10-13, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed

Features

card

Visa Debit Card

app

yes

transactions

unlimited

Other features, in the bank's words:

• Free withdrawals via BOQ branch, BOQ ATMs, atmx by Armaguard ATMs, Direct Debit, EFTPOS, BPAY and Single Pay Anyone
• Low account maintenance fees
• Add or link Business WebSavings Account and a Merchant Facility through Fiserv

Fees, limits and who can open it

monthly fee

$10

other fees named

Agreed Credit Advance Fee, Application Fee, Foreign Currency Transaction Fee (no amount in the feed)

open to

business customers

occupation membership

open only to people in certain occupations, or the lender takes members only from them

linked account

a linked transaction account with the same bank is required

Who can open it, in the bank's own words:

• business: Business customers
• General Trust Accounts are available to Accountants only. BOQ does not offer these accounts to customers in any other profession. To be eligible for an Accountants General Trust Account, you must open and maintain another Transaction Account (General Account) from which all fees and charges incurred on your Accountants General Trust Account will be debited.
• https://www.boq.com.au/business/business-bank-accounts/industry-specialist-accounts/community-banking-solution

About this account

Our Everyday Business Account is a low fee business transaction account that provides a flexible way to manage business finance and expenses.

Data

• BOQ's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• /au/finance/savings-accounts/v1/brands/bank-of-queensland-limited.json: this bank's accounts and every balance band as JSON; BOQ's page lists them.
• The bank last updated this record on 13 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at BOQ

• Business WebSavings Account savings account, 1.50% base at $50,000
• Kids Savings Accountstale savings account, 1.25% conditional at $50,000
• Simple Saver Account savings account, 5.20% base at $50,000
• Future Saver Account savings account
• Smart Saver Account savings account
• Day2Day Plus Accountstale transaction account
• Everyday Accountstale transaction account

All of BOQ's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.