Bank of us Save Up
savings accountstaleterms checked
Save Up is a savings account from Bank of us. It pays 5.30% p.a. in a month in which the bank's conditions, which its feed does not state, are met and 0.40% when they are not.
Rate tiers
Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.
| Balance | Base | Bonus | Conditional |
|---|---|---|---|
| $0+ | 0.40% | 4.90% | 5.30% |
The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.
The feed states no cap on the balance that earns the bonus.
The feed states a minimum balance of $1.
Conditions
For the bonus rate
- bonus conditions not stated in the feed
Other conditions
- not updated by the bank since 2026-11-02, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- the bonus rate is paid only in a month when you deposit at least $50 in total and make no withdrawals or transfers
Features
- app
- yes
- Osko
- yes
- PayID
- yes
Other features, in the bank's words:
- To obtain the Bonus rate, you need to deposit a minimum of $50 into the account during the month and make no withdrawals or transfers from the account.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $1
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
Our 'Save up' account is the perfect account to help you save for something special or just for a rainy day. The account pays a base rate of interest and if you deposit a minimum of $50.00 per month a
Data
- Bank of us's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: save-up, everyday-and-savings-interest-rates, bankofus.com.au, Fees-and-Charges-Schedule-1-July-2021.pdf, savings-rate-update-2; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bank-of-us.json: this bank's accounts and every balance band as JSON; Bank of us's page lists them.- The bank last updated this record on 2 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Bank of us
- BUSINESS iCASHstale savings account, 1.20% base at $50,000
- Pension Advantagestale savings account, 2.30% base at $50,000
- Spring Loadstale savings account, 5.50% conditional at $50,000
- Stash N Splashstale savings account, 3.25% conditional at $50,000
- Super Advantagestale savings account, 1.75% base at $50,000
- Business Advantagestale transaction account
- Community Advantagestale transaction account
- Go tostale transaction account
- One for Allstale transaction account
- One for All - Businessstale transaction account
All of Bank of us's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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