Bank of us Super Advantage

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Super Advantage is a savings account from Bank of us. It pays 1.75% p.a. with no bonus conditions.

Rate tiers

Every balance band in the bank's feed: base is the rate the bank pays.

One rate on every balance, with no upper limit.

The feed states a minimum balance of $1.

Conditions

• not updated by the bank since 2026-11-02, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• only for people with a self-managed super fund (SMSF)
• $20 fee for any withdrawal or transfer made in store or through the contact centre

Features

app

yes

Osko

yes

PayID

yes

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1

interest paid

monthly

interest calculated

daily

open to

SMSF customers

Who can open it, in the bank's own words:

• To be eligible for this product the customer must have a registered Self Managed Super Fund

About this account

A Self Managaed Super Fund (SMSF) cash hub account that will help take the complexities out of managing your SMSF. You get a competitive interest rate, plus it makes your super fund accounting, tax re

Data

• Bank of us's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: super-advantage, everyday-and-savings-interest-rates, bankofus.com.au, Fees-and-Charges-Schedule-1-July-2021.pdf, savings-rate-update-2; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/bank-of-us.json: this bank's accounts and every balance band as JSON; Bank of us's page lists them.
• The bank last updated this record on 2 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bank of us

• BUSINESS iCASHstale savings account, 1.20% base at $50,000
• Pension Advantagestale savings account, 2.30% base at $50,000
• Save Upstale savings account, 5.30% conditional at $50,000
• Spring Loadstale savings account, 5.50% conditional at $50,000
• Stash N Splashstale savings account, 3.25% conditional at $50,000
• Business Advantagestale transaction account
• Community Advantagestale transaction account
• Go tostale transaction account
• One for Allstale transaction account
• One for All - Businessstale transaction account

All of Bank of us's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.