Bank of us Stash N Splash

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Stash N Splash is a savings account from Bank of us. At $50,000 it pays 3.25% p.a. in a month in which the bank's conditions, which its feed does not state, are met and 0.00% when they are not.

Rate tiers

Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.

Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.

The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.

The bonus rate changes with the balance; the bands above show what the feed states for each.

The feed states a minimum balance of $1 and a maximum balance of $1,000,000.

Conditions

For the bonus rate

• bonus conditions not stated in the feed

Other conditions

• not updated by the bank since 2026-11-02, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• more than five withdrawals or transfers in a calendar month means no interest for that month

Features

app

yes

Osko

yes

PayID

yes

Other features, in the bank's words:

• You can make up to 5 withdrawals or transfers from the Stash 'n' Splash account in any one month without impacting the credit interest paid on the account. However, if you make more than 5 withdrawals or transfers during a month, you won't receive any interest.

Fees, limits and who can open it

monthly fee

no monthly fee stated

minimum balance

$1

maximum balance

$1,000,000

interest paid

monthly

interest calculated

daily

open to

personal customers

About this account

Our Stash 'n' Splash account is an online savings account that is great if you want to earn a competitive rate of interest while having the ability to continue to save or access your funds as you requ

Data

• Bank of us's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
• We read the bank's own page and terms against this page on 1 November 2026: stash-n-splash, everyday-and-savings-interest-rates, bankofus.com.au, Fees-and-Charges-Schedule-1-July-2021.pdf, savings-rate-update-2; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/bank-of-us.json: this bank's accounts and every balance band as JSON; Bank of us's page lists them.
• The bank last updated this record on 2 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Bank of us

• BUSINESS iCASHstale savings account, 1.20% base at $50,000
• Pension Advantagestale savings account, 2.30% base at $50,000
• Save Upstale savings account, 5.30% conditional at $50,000
• Spring Loadstale savings account, 5.50% conditional at $50,000
• Super Advantagestale savings account, 1.75% base at $50,000
• Business Advantagestale transaction account
• Community Advantagestale transaction account
• Go tostale transaction account
• One for Allstale transaction account
• One for All - Businessstale transaction account

All of Bank of us's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.