BCU Bank Business iSaver
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Business iSaver is a savings account from BCU Bank. At $50,000 it pays 1.85% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $4,999.99 | 1.60% |
| $5,000+ | 1.85% |
Each rate is paid on the whole balance: the balance falls into one band and earns that band's rate.
The feed states a maximum balance of $5,000,000.
Conditions
- not updated by the bank since 2026-11-01, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- online banking access only; no debit card, cheque book, Bank@Post, direct debits or BPAY
- also open to self-managed super funds (SMSFs): the bank's own words are "You'll need to: have a valid ABN, be a sole trader, partnership, company, association, SMSF, trust, or not-for-profit, be operating in Australia with an Australian address"
Features
- app
- yes
- Osko
- yes
- PayID
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- maximum balance
- $5,000,000
- interest paid
- monthly
- interest calculated
- daily
- open to
- SMSF and business customers
Who can open it, in the bank's own words:
- business: Only business may apply for the account.
- You must be or become a BCU Bank member
- residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
About this account
A secure online savings account that pays a high rate of interest for your savings.
Data
- BCU Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 5 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: business-isaver-account, savings-accounts--access-channels, everyday-savings-accounts-fees-and-charges; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bcu-bank.json: this bank's accounts and every balance band as JSON; BCU Bank's page lists them.- The bank last updated this record on 1 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BCU Bank
- Bonus Saverstale savings account, 0.05% base at $50,000
- Boss Saver savings account, 5.50% conditional at $50,000
- Golden Account savings account, 1.54% base at $50,000
- Power Saver savings account, 4.85% conditional at $50,000
- Scoot Super Saver savings account, 3.50% base at $50,000
- Access Account transaction account, 0.00% base at $50,000
- Business Access transaction account, 0.00% base at $50,000
- Business Basic Access transaction account, 0.00% base at $50,000
- Concession Account transaction account, 0.00% base at $50,000
All of BCU Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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