BCU Bank Scoot Super Saver
savings accountage limitedterms checked
Scoot Super Saver is a savings account from BCU Bank. At $50,000 it pays 3.50% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $49,999.99stepped: paid on the part of the balance in this band | 3.50% |
| $50,000+stepped: paid on the part of the balance in this band | 2.40% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
The feed states a maximum balance of $5,000,000.
Conditions
- a parent or guardian must open it for the child and be a signatory; no joint accounts, one account per child
- joint accounts are not allowed
Features
- app
- yes
- transactions
- unlimited
Other features, in the bank's words:
- Eligible members can deposit foreign cheques in branch. $10 fee for foreign cheque deposits up to $25,000 AUD and $60 fee for foreign cheque deposits over $25,000 AUD. Please contact us on 1300 228 228 or visit your nearest branch for more information.
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- Cash Handling Fee (no amount in the feed)
- maximum balance
- $5,000,000
- interest paid
- monthly
- interest calculated
- daily
- age
- up to age 12
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 12 and under: Just for kids between 0 to 12 years of age
- You must be or become a BCU Bank member
- residency: You must be an Australian citizen and/or resident or a non-resident with a qualifying visa evidencing 12 months or longer residency. A valid Australian address is required to open an account. Membership eligibility applies.
About this account
A savings account suitable for children aged 0 to 12.
Data
- BCU Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees.
- Our verbatim snapshot of the bank's product record (source), as fetched on 13 November 2026.
- We read the bank's own page and terms against this page on 1 November 2026: kids-savings-account, savings-accounts--access-channels, everyday-savings-accounts-fees-and-charges; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/bcu-bank.json: this bank's accounts and every balance band as JSON; BCU Bank's page lists them.- The bank last updated this record on 13 November 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BCU Bank
- Bonus Saverstale savings account, 0.05% base at $50,000
- Boss Saver savings account, 5.50% conditional at $50,000
- Business iSaverstale savings account, 1.85% base at $50,000
- Golden Account savings account, 1.54% base at $50,000
- Power Saver savings account, 4.85% conditional at $50,000
- Access Account transaction account, 0.00% base at $50,000
- Business Access transaction account, 0.00% base at $50,000
- Business Basic Access transaction account, 0.00% base at $50,000
- Concession Account transaction account, 0.00% base at $50,000
All of BCU Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
We receive no payment from any lender for inclusion or ranking.
Deep Almanac is a secondary source and this page is provided for general information and reference. It is not financial, investment, legal, valuation, educational or other professional advice, and it is not a substitute for checking the original source. Rates change without notice, bonus interest is paid only in the months an account's conditions are met, and banks may apply conditions not captured here. You are responsible for any decision you or your software makes in reliance on this page. See our terms of use.