Beyond Bank Australia BU Account
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BU Account is a savings account from Beyond Bank Australia. It pays 3.35% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.35% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- open only to individuals under 18 for non-business purposes; under 13s open in branch
Features
- card
- Visa Debit Card available
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- notifications
- yes
- wallets
- Mobile Wallet
Other features, in the bank's words:
- Account Conversion: Convert to Purple Transactor upon turning 18yrs
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- quarterly
- interest calculated
- daily
- age
- up to age 17
- open to
- personal customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 17 and under
- Membership: You must be or become a Beyond Bank Australia member
About this account
The perfect account to stash your cash. If you're under 18 years old, our BU Savings Account is a transaction account designed to build your stash of cash quicker than ever!
Data
- Beyond Bank Australia's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: bu-savings-account; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/beyond-bank-australia.json: this bank's accounts and every balance band as JSON; Beyond Bank Australia's page lists them.- The bank last updated this record on 12 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Beyond Bank Australia
- Community Reward Accountstale savings account, 4.20% base at $50,000
- monEsaver Internet Accountstale savings account, 2.70% base at $50,000
- Purple Bonus Saverstale savings account, 4.90% conditional at $50,000
- Retirement Accountstale savings account, 1.79% base at $50,000
- Access Savings Account transaction account, 0.01% base at $50,000
- Bba Mecstale transaction account, 0.00% base at $50,000
- Bba Spcstale transaction account, 0.00% base at $50,000
- Business Transaction Accountstale transaction account, 0.05% base at $50,000
- Cbb Mecstale transaction account, 0.00% base at $50,000
- Cbb Spcstale transaction account, 0.00% base at $50,000
- Community Accountstale transaction account, 1.20% base at $50,000
- Purple Transactor Accountstale transaction account, 0.00% base at $50,000
All of Beyond Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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