Beyond Bank Australia Purple Bonus Saver

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Purple Bonus Saver is a savings account from Beyond Bank Australia. At $50,000 it pays 4.90% p.a. in a month in which the conditions below are met and 0.01% when they are not.

Rate tiers

Every balance band in the bank's feed: base is the rate when the bonus conditions are not all met, bonus the add-on for meeting them, conditional the two together.

Some rows are paid on the whole balance and some, marked stepped, on the part of the balance in the band, as the feed states them.

The bonus is paid on top of the base rate in a month in which the conditions are met; conditional is the two together, and the base rate is what is paid otherwise.

The bonus rate changes with the balance; the bands above show what the feed states for each.

Conditions

For the bonus rate

• deposit $50 or more each month
• No bonus interest is earned on balances greater than $200,000.01 the base rate will apply. Interest is paid monthly. BONUS TIERS

In the bank's own words, as its feed states each condition on the bonus rate:

• monthly depositDeposit at least $50 into the account each month.

Other conditions

• not updated by the bank since 2026-10-12, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
• bonus interest needs a deposit of at least $50 in the month and no withdrawals; otherwise only the 0.01% base rate; no bonus above $200,000

Features

app

yes

Osko

yes

PayID

yes

BPAY

yes

notifications

yes

Fees, limits and who can open it

monthly fee

no monthly fee stated

interest paid

monthly

interest calculated

daily

open to

personal customers

Who can open it, in the bank's own words:

• Membership: You must be or become a Beyond Bank Australia member

About this account

The Purple Bonus Saver Account is designed to assist you to grow your savings and achieve your goals.

Data

• Beyond Bank Australia's own page for this account.
• The bank's documents its product record links to: terms and conditions, fees, eligibility.
• Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
• We read the bank's own page and terms against this page on 1 November 2026: purple-bonus-saver-account; conditions they state and its feed does not are listed above.
• /au/finance/savings-accounts/v1/brands/beyond-bank-australia.json: this bank's accounts and every balance band as JSON; Beyond Bank Australia's page lists them.
• The bank last updated this record on 12 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.

Other accounts at Beyond Bank Australia

• BU Accountstale savings account, 3.35% base at $50,000
• Community Reward Accountstale savings account, 4.20% base at $50,000
• monEsaver Internet Accountstale savings account, 2.70% base at $50,000
• Retirement Accountstale savings account, 1.79% base at $50,000
• Access Savings Account transaction account, 0.01% base at $50,000
• Bba Mecstale transaction account, 0.00% base at $50,000
• Bba Spcstale transaction account, 0.00% base at $50,000
• Business Transaction Accountstale transaction account, 0.05% base at $50,000
• Cbb Mecstale transaction account, 0.00% base at $50,000
• Cbb Spcstale transaction account, 0.00% base at $50,000
• Community Accountstale transaction account, 1.20% base at $50,000
• Purple Transactor Accountstale transaction account, 0.00% base at $50,000

All of Beyond Bank Australia's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.