BOQ Specialist 32 Day Notice Account
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32 Day Notice Account is a notice account from BOQ Specialist. It pays 4.00% p.a. with no bonus conditions; 4.95% for the first 5 months.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays, intro the rate in the introductory period.
| Balance | Base | Intro |
|---|---|---|
| $0+ | 4.00% | 4.95% |
One rate on every balance, with no upper limit.
The intro column is the rate for the first 5 months of a new account, an add-on to the base rate for that period; after it the account pays its base rate, 4.00%.
The feed states a minimum balance of $10,000.
Conditions
- not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- 32 days' notice to withdraw
- advance notice product
- for medical, dental, veterinary or accounting professionals and their associates and suppliers
- the 4.95% rate is for new customers who have not held a 32 Day Notice Account and open one between 9 October and 30 November 2026
- no minimum balance applies
- also open to self-managed super funds (SMSFs) and businesses: the bank's own words are "be an Australian registered corporation or association, or be a trustee of an Australian discretionary, statutory, superannuation, unit or hybrid trust"
Introductory rate conditions: 0.95% p.a. introductory bonus rate on the 32 Day Notice Account for eligible new-to-bank customers who open a new 32 Day Notice Account during the promotional period. Eligible accounts will receive a total introductory variable rate of 0.95% p.a. plus the standard base rate for the first five months from account opening. The offer is available until 30 November 2026, unless amended, suspended or withdrawn earlier.
Features
- app
- yes
Other features, in the bank's words:
- A savings account with funds available with 32 days prior notice
- Competitive interest rate on credit balances and no monthly account keeping fees
- Add funds to account at any time
- Interest calculated daily and paid monthly
- No minimum balance requirements
Fees, limits and who can open it
- monthly fee
- $0
- minimum balance
- $10,000
- notice
- 32 days' notice to withdraw
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- personal, SMSF and business customers
- occupation membership
- open only to people in certain occupations, or the lender takes members only from them
- notice
- a notice account: withdrawals need advance notice
Who can open it, in the bank's own words:
- residency: Resident or Citizen
- Product is offered to medical, dental, veterinary & accounting professionals only
About this account
If you need more frequent access to your savings, our notice account features a competitive interest rate, that is calculated on the daily closing credit balance of your account and paid monthly, and gives you access to your money after providing 32 days’ notice. A good choice for you if you are saving for a goal such as a deposit on a house, new car or holiday, you would like to make regular deposits to your savings, and if you prefer a variable interest rate.
Data
- BOQ Specialist's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: notice-account, notice-account, 32-day-notice-account.pdf, interest-rates, www.boqspecialist.com.au, banking-products-fees-and-charges.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/boq-specialist.json: this bank's accounts and every balance band as JSON; BOQ Specialist's page lists them.- The bank last updated this record on 21 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BOQ Specialist
- Private Access Accountstale cash management account, 3.50% base at $50,000
- One Accountstale transaction account, 0.10% base at $50,000
- One Account for Business transaction account, 0.10% base at $50,000
All of BOQ Specialist's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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