BOQ Specialist One Account
transaction accountoccupation membershipstale
One Account is a transaction account from BOQ Specialist. It pays 0.10% p.a. with no bonus conditions.
Not ranked: a transaction (everyday) account, not a savings account.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 0.10% |
One rate on every balance, with no upper limit.
Conditions
- not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- card
- Easy Access
- app
- yes
- BPAY
- yes
- transactions
- unlimited
- wallets
- Apple Pay, Google Pay
Other features, in the bank's words:
- When you become a BOQ Specialist client you will be matched with a dedicated financial specialist who can assist with all of your personal and business banking needs
- Ability to deposit funds over-the-counter at any BOQ or ANZ branch Australia-wide
- Earn a savings rate of interest on your everyday account balance
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- other fees named
- ATM transactions per activity, Foreign Currency Conversion Fee (no amount in the feed)
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 16 and over
- open to
- personal customers
- occupation membership
- open only to people in certain occupations, or the lender takes members only from them
Who can open it, in the bank's own words:
- residency: Resident or Citizen
- Product is offered to medical, dental, veterinary & accounting professionals only
About this account
The One Account is a unique transaction account that pays a competitive rate of interest on credit balances as well as giving you access to an optional overdraft facility. There are no ongoing monthly fees and we don't require you to maintain a minimum balance
Data
- BOQ Specialist's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
/au/finance/savings-accounts/v1/brands/boq-specialist.json: this bank's accounts and every balance band as JSON; BOQ Specialist's page lists them.- The bank last updated this record on 21 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BOQ Specialist
- Private Access Accountstale cash management account, 3.50% base at $50,000
- 32 Day Notice Accountstale notice account, 4.00% base at $50,000
- One Account for Business transaction account, 0.10% base at $50,000
All of BOQ Specialist's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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