BOQ Specialist Private Access Account
cash management accountoccupation membershipstaleterms checked
Private Access Account is a cash management account from BOQ Specialist. It pays 3.50% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0+ | 3.50% |
One rate on every balance, with no upper limit.
The feed states a minimum balance of $10,000.
Conditions
- not updated by the bank since 2026-10-21, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- for medical, dental, veterinary or accounting professionals and their associates and suppliers
- no minimum balance applies
- also open to self-managed super funds (SMSFs) and businesses: the bank's own words are "be an Australian registered corporation or association, or be a trustee of an Australian discretionary, statutory, superannuation, unit or hybrid trust"
Features
- app
- yes
- BPAY
- yes
Other features, in the bank's words:
- No minimum balance requirements
- A savings account with funds available on demand
- Competitive interest rate on credit balances
- No monthly account keeping fees
- Interest calculated daily and paid monthly
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- minimum balance
- $10,000
- interest paid
- monthly
- interest calculated
- daily
- age
- ages 18 and over
- open to
- personal, SMSF and business customers
- occupation membership
- open only to people in certain occupations, or the lender takes members only from them
Who can open it, in the bank's own words:
- Exclusively available to medical professionals and accountants
- residency: Resident or Citizen
About this account
The BOQ Specialist Private Access account allows you to make deposits and transfer funds at any time, requires no ongoing minimum balance and pays a competitive variable rate of interest on your entire balance. A good choice for you if you want daily access to your funds and you prefer a variable interest rate.
Data
- BOQ Specialist's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: private-access, interest-rates, www.boqspecialist.com.au, banking-products-fees-and-charges.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/boq-specialist.json: this bank's accounts and every balance band as JSON; BOQ Specialist's page lists them.- The bank last updated this record on 21 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at BOQ Specialist
- 32 Day Notice Accountstale notice account, 4.00% base at $50,000
- One Accountstale transaction account, 0.10% base at $50,000
- One Account for Business transaction account, 0.10% base at $50,000
All of BOQ Specialist's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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