Community First Bank Everyday Plus
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Everyday Plus is a savings account from Community First Bank. At $50,000 it pays 1.42% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $9,999.99stepped: paid on the part of the balance in this band | 0.10% |
| $10,000 – $99,999.99stepped: paid on the part of the balance in this band | 1.75% |
| $100,000+stepped: paid on the part of the balance in this band | 2.75% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-10-16, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
- $4 monthly fee is waived with $2,000 deposited each calendar month or a membership value of $50,000 or more
Features
- card
- Optional Debit Card
- app
- yes
- Osko
- yes
- PayID
- yes
- BPAY
- yes
- wallets
- Apple Pay, Google Pay, Samsung Pay
Fees, limits and who can open it
- monthly fee
- $4
- other fees named
- INTERNATIONAL_TRANSACTION_FEE (no amount in the feed)
- interest paid
- quarterly
- interest calculated
- daily
- age
- ages 55 and over
- open to
- personal and SMSF customers
- age limited
- open only to people of certain ages (kids, youth or seniors accounts)
Who can open it, in the bank's own words:
- age 55 and over: Account holders must be aged 55 years or older
- Available for Self-Managed Super Funds
About this account
An everyday transaction account for members who are aged 55+. For one monthly fee, enjoy interest paid on balances and a range of ways to bank for added convenience.
Data
- Community First Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: everyday-plus, disclosure-documents, CFB-Summary-of-Accounts-20260801v2.pdf, CFB-Account-and-access-Facility-Ts-and-Cs-1-July-2026.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/commfcu.json: this bank's accounts and every balance band as JSON; Community First Bank's page lists them.- The bank last updated this record on 16 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Community First Bank
- Firstbiz Online Saverstale savings account, 3.00% base at $50,000
- Goal Saver savings account, 4.60% conditional at $50,000
- Online Saverstale savings account, 3.50% base at $50,000
- Santa Saverstale savings account, 3.06% base at $50,000
- Wildlife Saver Accountstale savings account, 0.70% base at $50,000
- Community Accountstale transaction account
- Everyday Accountstale transaction account
- FirstBiz Accessstale transaction account, 0.00% base at $50,000
- Pink Everyday Accountstale transaction account
All of Community First Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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