Community First Bank Online Saver
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Online Saver is a savings account from Community First Bank. At $50,000 it pays 3.50% p.a. with no bonus conditions.
Rate tiers
Every balance band in the bank's feed: base is the rate the bank pays.
| Balance | Base |
|---|---|
| $0 – $249,999.99stepped: paid on the part of the balance in this band | 3.50% |
| $250,000 – $1,000,000stepped: paid on the part of the balance in this band | 4.00% |
| $1,000,000.01+stepped: paid on the part of the balance in this band | 0.00% |
The rates are stepped: each band's rate is paid on the part of the balance that falls in it, so a balance across several bands earns a blend of them.
Conditions
- not updated by the bank since 2026-10-16, before the Reserve Bank's cash rate rise of 4 November 2026; check its page, as the rate may have changed
Features
- app
- yes
- transactions
- unlimited
Fees, limits and who can open it
- monthly fee
- no monthly fee stated
- interest paid
- monthly
- interest calculated
- daily
- open to
- personal customers
About this account
An online savings account that allows you to move money in and out via internet banking or the mobile app and that pays interest every month on balances, regardless of how you save.
Data
- Community First Bank's own page for this account.
- The bank's documents its product record links to: terms and conditions, fees, eligibility.
- Our verbatim snapshot of the bank's product record (source), as fetched on 22 October 2026.
- We read the bank's own page and terms against this page on 1 November 2026: online-saver, disclosure-documents, CFB-Summary-of-Accounts-20260801v2.pdf, CFB-Account-and-access-Facility-Ts-and-Cs-1-July-2026.pdf; conditions they state and its feed does not are listed above.
/au/finance/savings-accounts/v1/brands/commfcu.json: this bank's accounts and every balance band as JSON; Community First Bank's page lists them.- The bank last updated this record on 16 October 2026. Rates are per annum as the bank states them; "stale" means the bank has not updated the record for over 60 days or since the latest cash rate change.
Other accounts at Community First Bank
- Everyday Plusstale savings account, 1.42% base at $50,000
- Firstbiz Online Saverstale savings account, 3.00% base at $50,000
- Goal Saver savings account, 4.60% conditional at $50,000
- Santa Saverstale savings account, 3.06% base at $50,000
- Wildlife Saver Accountstale savings account, 0.70% base at $50,000
- Community Accountstale transaction account
- Everyday Accountstale transaction account
- FirstBiz Accessstale transaction account, 0.00% base at $50,000
- Pink Everyday Accountstale transaction account
All of Community First Bank's accounts on its page, with its best rates per segment and rate kind, and every account at every bank.
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